Your liability coverage on renters insurance in Annapolis will not only pay
those damages up to the policy limit, but will also negotiate on your behalf with the other insurer and even provide a defense if you're sued for it.
On the other hand, actual replacement value will pay enough to replace or repair for
damages up to your policy limit.
The single limit will provide coverage for both injuries and property
damage up to the policy limits.
Your liability coverage on renters insurance in Annapolis will not only pay
those damages up to the policy limit, but will also negotiate on your behalf with the other insurer and even provide a defense if you're sued for it.
Property Damage - If the policyholder damages any property such as another vehicle or a fence in an at - fault accident, property damage liability coverage will pay for
damages up to the policy limits.
The insurance company will pay 100 % of
damages up to the policy limit.
Not exact matches
It pays any costs
to third parties resulting from property
damage or bodily injury for which the business is legally liable,
up to the
policy limits.
This insurance will pay all sums
up to the
policy limits which NAYS Officials become legally obligated
to pay for claims arising out of bodily injury, property
damage, and personal injury as outlined in the
policy of insurance.
There are two cases where your homeowners insurance will cover termite
damage,
up to the
limits of your
policy:
Your
policy would also pay for the
damage to the building for which you were responsible,
up to the
policy limit.
For example, if you have a house on the coastline that collapses due
to waves, currents or rising water, your flood insurance would cover
damage,
up to the
limits of your
policy.
In the instant example, if you were
to cause $ 20,000 or $ 80,000 of
damage to the building with an accidental fire, renters insurance liability would protect you
up to the
policy limits.
Loss of use coverage reimburses renters for those expenses (
up to the
limit of their
policy) which can offset any long - term financial
damage it might cause.
For example, if you have bodily injury and property
damage liability coverage, any
damage you cause
to someone's property is covered by your insurance
policy,
up to the
limits of your
policy.
Your
policy will cover
damage or injuries from an ATV accident,
up to the
limits of your
policy.
If your belongings are
damaged or destroyed due
to a covered event, you'll be reimbursed
up to your
policy limit.
A renters insurance
policy will pay
up to 10 % of the personal property
limit for plants
damaged by a riot or civil commotion.
This type of insurance helps protect against injury claims and property -
damage suits (
up to policy limits) brought by other drivers, pedestrians, or property owners if you are at fault in an accident.
At the least, you're required by law
to buy a 20/40/10
policy: minimum bodily injury liability
limits of $ 20,000 per injured person,
up to a total of $ 40,000 per accident, and property
damage liability coverage of $ 10,000.
If it is necessary for you
to move into a motel or apartment temporarily because of
damage caused by a peril covered in your
policy, your insurance company will pay an amount
up to 20 % of the
policy limit on your dwelling for these expenses.
This coverage may help pay
to repair or replace the structure —
up to the
limits stated in your
policy — if it is
damaged by a covered loss.
If your RV is stolen, an animal causes
damage to your RV, or it is
damaged in a hail storm, your comprehensive insurance would provide coverage for your losses, after your deductible and
up to the
limits you've selected in your
policy.
Basic renters insurance will reimburse you for the loss of property (
up to your
policy's coverage
limit) if destroyed,
damaged, lost or stolen in any one of 16 different events:
Whereas your homeowner's
policy would cover the costs of medical expenses, property
damage and legal claims
up to your homeowners liability
limits (such as $ 100,000, $ 300,000 or $ 500,000), your umbrella
policy would provide protection
up to $ 1 million dollars or more.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage
up to $ 25,000 in
damages, your uninsured or underinsured motorist coverage would cover the difference,
up to the
limits of liability in your
policy.
This could mean coverage for thousands of dollars in
damages up to the
limit of a
policy (usually, $ 100,000 or
up to three years).
If you caused an apartment fire renters insurance would cover the
damage to your personal property,
damage to the building,
damage to personal property of others, and injuries
to others,
up to the
policy limit.
If warranted, the company will pay for the
damages or settle the claim
up to the
policy limit for liability.
This coverage will pay for a rental vehicle
up to a set
policy limit while a decision is made about your
damaged automobile.
If your negligence hurts someone or
damages their stuff, the insurance company pays
up to the
policy limit instead of you paying.
When someone files a lawsuit against you, your umbrella coverage will pay for the
damage you're legally responsible for
up to the
policy limit.
If your home was burglarized or items were
damaged in a covered incident, Petri says this coverage would help pay
to replace your property
up to the
limits stated in your
policy.
With a replacement cost
policy, your insurer will provide coverage —
up to your
policy's
limits — equal
to what it would take
to replace your lost goods or repair your
damaged home in today's dollars.
Plus, in addition
to upping your coverage
limits, riders can protect you for events that aren't covered by basic insurance
policies, like earthquakes,
damage from pets, or identity theft.
The SEF 44 Endorsement provides you, as well as your dependent family members, with excess insurance
to cover any
damages sustained in a motor vehicle accident in excess of $ 200,000,
up to your own
policy limits.
It is a special provision that will require your own auto insurer
to cover you (
up to your
policy limits) in the event that you suffer
damages or an injury caused by an at - fault driver who does not have enough («underinsured») or any («uninsured») auto insurance.
This means that even if their insurance company pays
up to the
policy limit, the amount is still insufficient
to fully compensate the injured victim for
damages.
In such cases where the at - fault driver either didn't have any auto insurance or where their insurance was insufficient
to cover your
damages, then you would file a claim against your own
policy to seek financial recovery
up to the full
policy limits or if necessary through filing a civil lawsuit.
This means that, if another driver injured you, his or her insurance company should be obligated
to cover your
damages up to the
limits of the driver's
policy.
Underinsured driver coverage works in much the same way - if the at - fault driver's insurance
policy has coverage
limits that fail
to pay for all of the
damage done, underinsured motorist protection will pick
up the rest of the tab.
If the
damages are more than the
policy limits, a reservation of rights letter might be telling you that you have defense coverage and indemnification
up to the point where the
limits of the
policy are exhausted, but you're on your own after that.
You can use uninsured motorist property
damage to cover
damage to or total loss of your insured vehicle,
up to the
limits that are stated in your
policy.
If you are sued for personal injury or property
damage, business liability insurance would cover the cost of defending and resolving the suit
up to the established
policy limits.
In the event that you are involved in an accident, this
policy will cover the injury that you caused
to the other driver and
damage to the other vehicle
up to the
limits on your
policy as well as any additional options you decide
to tack on.
General Liability Insurance will pay on your behalf for
damages which you are liable for
up to your
policy limits, legal defense in addition
to your
policy limits, and some supplementary payments, such as investigation expenses.
After
damage that's covered by your
policy, Chubb pays
to have your home repaired or rebuilt
to original specs and
up to modern building codes, even if the cost exceeds your
policy limit.
If another party files a lawsuit against you, your umbrella coverage will pay for the
damages you're legally responsible for
up to the
policy limit.
If the
damage exceeds the
limit that you purchased in that primary
policy, then your auto insurance will «kick in» (as secondary) and will provide coverage for anything in excess (
up to the
limits of their liability).
Liability — In an accident that is primarily your fault, liability insurance will cover bodily injuries and property
damage claims
up to your
policy limits.
The builder's risk insurance
policy will pay for
damages up to the coverage
limit, but how much will it cost me?