Not exact matches
Several
structures at a manufactured
home community in Palm Bay destroyed or
damaged Sunday.
Damages include flooded
homes, lack of drinking water and electrical services, massive destruction of plantations and crops, risks associated with mosquito - borne and water - borne diseases, collapsed
structures, public safety issues, and millions of evacuees in shelters.
An overhead view of the
damage done to
homes and other
structures on the island of St. Thomas, by hurricanes Irma and Maria.
By affirming the importance of surrounding and supporting communities to poor children and children whose
home life is in disarray, the Kauai study challenges us to reflect on what might be done to shore up, or at least to avoid
damaging, these
structures.
The joint U.S. - Canadian panel says the survey gathers information on the extent of flooding, erosion,
damage to shoreline
structures and
damage to
homes and businesses.
Rapidly rising waters of the Susquehanna River and the Owego and Huntington Creeks caused severe flash flooding that resulted in flood
damage to 85 percent of the
homes, businesses and municipal
structures in the Village.
The Southold Town Board approved legislation on Tuesday to provide local tax relief to property owners whose
homes or commercial
structures were
damaged by the storm.
It took less than an hour — the
structure was the second Hurricane Sandy -
damaged house to be demolished on Staten Island under Gov. Andrew Cuomo's Recreate New York Smart
Home Buyout Program, which Cuomo announced here last year.
Large
structures like skyscrapers, bridges, and highway overpasses are sensitive to low frequency shaking, whereas smaller
structures like
homes are more likely to be
damaged by high frequency shaking, which ranges from 2 to 10 hertz and above.
We offer a separate policy for the
structure of your
home because it faces a range of risks that have a much bigger financial impact on you if your buildings are
damaged.
Our Buildings Insurance policy will cover the actual
structure of your
home against loss or
damage, and not what you have filled it with.
Homeowners insurance policies can provide coverage for
damage to your
home's physical
structure (Dwelling coverage);
damage to other
structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability
structures like a garage or shed (Other
Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability
Structures coverage); your personal belongings — whether in your
home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is
damaged by you or a family member (Liability coverage).
The tornado insurance included in a homeowners policy typically covers
damage to the
structure of your
home and out - buildings, as well as your personal possessions.
There is also increased risk for
damage due to weather, as manufactured
structures are typically not built onto a foundation (modular
homes are an exception).
Generally, the larger a
home, the more
structure there is to
damage and more it will cost to repair.
Although most weather - related property
damage is limited to the
structure of the building and is therefore covered by your master policy, you will need the coverage afforded by your condo insurance if
damage occurs within your
home.
A policy that protects you and the lender from fire or flood, which
damages the
structure of the house; a liability, such as an injury to a visitor to your
home; or
damage to your personal property, such as your furniture, clothes or appliances.
Dwelling coverage protects the
structure of your
home in the event it is destroyed or
damaged in a covered peril.
A: If your
home is
damaged by your neighbor's tree, the III says you'll typically find that your homeowners insurance may help pay to repair the
damage to your house (or other
structure, if the tree falls on your fence, for example).
This coverage may help pay to repair or rebuild the physical
structure of your
home if it's
damaged by a covered peril.
If the tree was otherwise healthy and toppled due to wind, a typical homeowners insurance policy may help pay to repair
damage to your
home or other
structure on your property, the Insurance Information Institute (III) says.
Insurance Costs: Insurance companies typically charge higher rates for manufactured
home insurance than traditional
home insurance, due to the manufactured
homes» comparatively weak
structure and susceptibility to fire
damage.
In most standard
home insurance policies, if there is any
damage to your other
structure, the value for the
damage under Coverage B is normally calculated based on replacement value.
Dwelling Coverage: This coverage helps pay to rebuild or repair the physical
structure of your
home if it's
damaged by a covered peril.
A standard homeowner's policy covers
damages caused by wind to the
structure of your
home.
A standard homeowner's policy covers
damages caused by hail for the
structure of your
home.
We can inspect the perimeter of the house to find areas where rodents and animals are getting into the
home and
damaging the
structure.
Animals that find their way into your
home and cause
damage to the
structure and insulation can cause this problem.
Homeowners insurance protects against liability (in case someone is injured on your property),
damage to the
structure of your
home and / or personal belongings, and theft.
The «other
structures» coverage under your
home insurance policy covers
damage to your fence from a storm or neighborhood vandal, but not from the dings of a lawnmower or landscaping gone wrong.
However, you will need to cover the
structure of the
home and any of your own property on the rental premises (e.g., appliances, carpeting and light fixtures) against loss or
damage.
Homeowners insurance in particular covers
damage to the
structure — your
home — while renters insurance doesn't (structural issues are covered by a the owner's insurance).
HO - 3's hazard insurance — the part of a homeowners policy that covers
damage to your
home's
structure — insures against
damage from «open perils.»
If you don't, you run the risk of allowing moisture and water into your roof, which can cause
damage to your foundation and your
home's
structure.
Your policy only needs to provide you with the funds to rebuild your
home or repair its
structure if it gets
damaged.
Other
Structures Coverage (Coverage B) is the portion of your home insurance policy that covers the cost of rebuilding or repairing structures on your property other than your home if they're damaged because of a covered peril such as fire, wind
Structures Coverage (Coverage B) is the portion of your
home insurance policy that covers the cost of rebuilding or repairing
structures on your property other than your home if they're damaged because of a covered peril such as fire, wind
structures on your property other than your
home if they're
damaged because of a covered peril such as fire, wind, or hail.
Good news is - under most standard
home insurance policys - sheds, garages and other detached
structures on your property are covered against
damage caused by wind / hail / fire.
This includes coverage for property
damage to your
home and, depending on your policy, any detached
structures, such as a garage, on your property.
Traditional homeowners insurance provides coverage for
damage to the
structure of the
home and its contents.
Earthquake insurance includes coverage for
damage to the foundation or basement, the overall
structure of the
home, and the interior of the
home.
Some policies will cover accessory
structures such as garages, while others cover
damage only to the
home.
When you review manufactured
home insurance quotes, look for a policy that provides the coverage you need for
damage to the
home itself and any additional
structures, such as storage sheds.
By now, you've probably read about the bureaucratic tangles that have been delaying the arrival and distribution of tents, food and other international relief supplies following the April 25 7.8 - magnitude earthquake that has shattered or
damaged several hundred thousand
homes and other
structures in Nepal.
How much insurance should you buy to protect the
structure of your
home against
damage from fire, windstorm or other named perils?
There is also increased risk for
damage due to weather, as manufactured
structures are typically not built onto a foundation (modular
homes are an exception).
For property
damage (your
home and other
structures), we normally issue the payment to you and your Mortgagee (if applicable) for the «actual cash value / fair market value».
Earthquake insurance covers repairs needed because of earthquake
damage to your
home and may cover other
structures not attached to your house, like a garage.
HO - 1 or Basic Coverage, is the type of packaged Homeowners Insurance policy meant for protection of
home, detached
structures, and personal property from losses caused by the following disasters and perils: fire or lightning, wind or hail, explosion, riot or civil unrest, aircraft, vehicles, volcanic eruptions, smoke, theft, vandalism or malicious mischief and self -
damaging instances (e.g.
damage by glass material that is part of the building, a part of the building falling, etc).
If your
home was vandalized while you were away, the
structure and any
damages would be covered under your homeowner's insurance policy, but may be subject to your deductible.
You are, however, expected to cover any
damages that may occur to the
structure of the rental
home, as well as to any of your own personal property, such as appliances and fixtures, that are included with the
home.