Sentences with phrase «damaged by the policyholder»

The third number is the claim limit a policy will pay to another party for any property damaged by the policyholder, or rider.

Not exact matches

Notably, most cyber liability policies only respond by covering third - party damages or damages affecting someone who is not the policyholder.

Any damage or medical expenses related to a policyholder's dog are covered by renters insurance liability.

Like other losses, such as those caused by a fire or wind damage, a policyholder can only write off what they were not reimbursed for.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Renters insurance might cover a policyholder's personal property damaged by a guest, but only if the renter hosts short - term guests occasionally.

In addition to damages caused by a fire, coverage also commonly includes loss of use coverage for situations when a policyholder must evacuate their residence.

For example, damages resulting from a fire caused by an earthquake would fall under a policyholder's homeowners insurance, not their earthquake insurance.

Policyholders can not file a claim for the cost to exterminate bed bugs and damages caused by the insects (such as replacements of mattresses or other belongings).

The insurance policy stated that damages would be paid to people injured by the vehicle if the policyholder or someone operating the vehicle with the policyholder's consent was legally responsible for their injuries.

In a homeowners» fire case, she obtained a significant jury verdict for an insurance company client, including a finding of fraud on the part of the policyholder and a $ 330,000 damages award for her client, a verdict which was affirmed by the Second Circuit Court of Appeals.

Property damage liability covers damage to other people's property caused by the policyholder.

Announcer (voiceover): But you should know that some categories of personal property coverage usually have a maximum dollar limit by group (such as jewelry) or per single item (for example, a watch) that can be paid out to a policyholder in case of damage or loss.

Uninsured motorist liability protects the policyholder and members by enforcing their insurance carrier to pay for damages inflicted upon them and / or their property by the motorist without insurance.

Liability insurance provides coverage against a claim or lawsuit resulting from bodily injury or property damage to others caused by an accident while on the policyholder's property.

UM / UIM coverage protects the policyholder from these drivers by paying for bodily injury and property damage caused by an at - fault uninsured motorist.

A. Collision insurance covers policyholders for repairs to damages caused by a collision with another vehicle or object.

If one has a $ 500 deductible and their vehicle is damaged in an accident, the insurer pays anything above and beyond the $ 500 that must be provided by the automobile insurance policyholder.

NJM auto insurance policies protect against property damage and bodily injury costs, but they go further by also offering dividends to policyholders.

In 2012, premiums were lowered statewide resulting from a decrease in crashes and damage in 2011 caused by policyholders.

In this case, the payment made by the insurance company to the policyholder may be used by the policyholder to replace the old, damaged car with comparable quality: a car of 10 years with similar mileage.

According to data from FEMA, most current flood insurance policyholders (81 percent, or 4.5 million) pay rates based on the true risk of flood damage and so were not affected by Biggert - Waters or the subsequent rollback.

If you're a policyholder and your home, business, or auto is damaged by severe weather or another natural disaster, you have the following options to contact us and begin the process of reporting your claim.

The coverage typically includes payment to defend policyholders in court and for damages awarded by the court.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Deductibles will be applied differently in instances that a vehicle is stolen (and goes unrecovered), vandalized or damaged beyond repair, because the policyholder won't have to pay the deductible in order to trigger the repairs that will be funded by the claims payout.

It doesn't cover losses incurred by the policyholder, but it does protect you in an at fault accident from coming out of pocket for damages to another up to your policy limits.

While it's not ideal for policyholders to have to pay a premium for uninsured and underinsured motorist coverage to ensure payment for damage caused by someone else, it's much better than having to pay out - of - pocket.

November 10, 2011 - Regulators in Iowa and Pennsylvania are warning motorists to be especially watchful for deer on the roads this month — and to consider buying optional insurance coverage that reimburses policyholders for damages caused by a run - in with an animal.

Uninsured / underinsured motorist coverage pays for the policyholder's injuries and property damage caused by a hit - and - run driver or a motorist without liability insurance.

Although the requirements differ by state, Uninsured / Underinsured Motorist coverage pays for medical expenses, lost wages, property damage, and other general damages when policyholders or passengers are injured in an accident caused by a driver who does not have car insurance or has insufficient coverage.

Comprehensive Cover: The National two wheeler insurance online policies by National Insurance Company Limited that cover expenses due to damage to both third party vehicles and two wheeler of the policyholders along with policyholders and other passengers in India.

Comprehensive Cover: The car insurance online policies by National Insurance Company Limited that cover expenses due to damage to both third party vehicles and cars of the policyholders along with policyholders and other passengers in India.

If a person driving a vehicle without any valid license will lapse your entire policy and a policyholder can not claim compensation for damage caused by wrong side driving.

This is in case where the damage to the car is so much that the claim amount received by the policyholder is much less than the actual value of the car.

A comprehensive two wheeler insurance policy mainly provides protection against any financial liability that is likely to be incurred on the policyholder in an event of theft, third party damages or death caused by your vehicle.

Any damage or medical expenses related to a policyholder's dog are covered by renters insurance liability.

Third - party damages up to Rs. 7, 50,000 can be claimed by a policyholder.

Policyholders can not file a claim for the cost to exterminate bed bugs and damages caused by the insects (such as replacements of mattresses or other belongings).

Renters insurance policies are designed to reimburse policyholders for damages caused by most common threats to tenants — fire, theft, and vandalism, for example.

Coverage that pays additional expenses when a policyholder has to move out of their residence while repairs are made, as a result of damage caused by a covered loss.

The dwelling coverage in a homeowners insurance policy, for example, may help pay to repair physical damage to a policyholder's home caused by a covered peril, like a fire or windstorm.

For example, damages resulting from a fire caused by an earthquake would fall under a policyholder's homeowners insurance, not their earthquake insurance.

Renters insurance also includes liability coverage for both property damage and bodily injury caused by the policyholders or their immediate dependents.

The most common Claims Adjuster work activities include processing and investigating claims filed by policyholders, interviewing claimants and witnesses for relevant information, assessing property damage, verifying if the damage is covered under a given policy, consulting with experts on a case - by - case basis and working with attorneys through the entire claims process.

• Provide advance payments on flood claims, even before visits by an adjuster • Increase the advance payment allowable for policyholders who provide photographs or video depicting flood damage, along with receipts or canceled checks for their out - of - pocket expenses, or a contractor's itemized estimate • Waive the initial Proof of Loss (POL) requirement to allow advance payments • Extend the standard 30 - day grace period for NFIP policy renewals

The law mandates insurance companies offer coverage for moderate damage caused by sinkholes, such as cracked walls and sunken floors, and requires policyholders to document repairs.