Sentences with phrase «damages against its insurance policy»

Not exact matches

Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.

As we just discussed above, most cyber liability insurance policies only provide protection against third - party damages.

Our cyber liability and data breach insurance starts at just $ 250 per year for a pre-underwritten instant issue policy that provides $ 100,000 in protection against first - party damages as well as many third - party damages offering a fast and economical way to get protection in place.

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.

In California, school districts are required to obtain insurance against liability for death, personal injury, or property loss or damage.13 Some districts in California also include in their policies specific coverage for after - school hours or for school meal program employees.

Ecosystem - based approaches provide an important route to sustainable action and represent a vital insurance policy against irreversible damage from climate change, whereas failure to acknowledge the relationship between climate change and biodiversity and failure to act swiftly and in an integrated manner could undermine efforts for improvements in both areas.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Our Buildings Insurance policy will cover the actual structure of your home against loss or damage, and not what you have filled it with.

Damage or theft Rest assured that when you take out an Auto & General Caravan Insurance policy that you'll be covered against accidental damage to and the theft of your caDamage or theft Rest assured that when you take out an Auto & General Caravan Insurance policy that you'll be covered against accidental damage to and the theft of your cadamage to and the theft of your caravan.

Sewer backup and sump pump overflow coverage: Most homeowners insurance policies don't provide coverage for damage caused by sewer backup, but American Family's endorsement serves to protect homeowners against these costly incidents.

When everyone has Fremont, California Renters Insurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for theInsurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for theinsurance provider would worry about subrogating against whomever was actually liable for the damages.

For example, if a policyholder's family member gets into an argument that results in violence, your home insurance policy will not cover any damages or a lawsuit against you resulting from that act.

Liability on your Columbus, GA Renters Insurance policy is designed to protect you from having to pay the costs of damages you cause to others, as well as to defend you against their claim or suit.

Pekin v. Murphy held that a lease which clearly shows the parties» intention for one party to accept responsibility for specific damage, the tenant is not a co-insured under the landlord's policy and therefore subrogation against the tenant may proceed, allowing the landlord's insurance company to make a recovery and keeping rates distributed fairly.

It is important that you are aware that, like most home insurance policies, condo insurance does not provide coverage against flood damage.

Homeowners insurance covers damage from a fire caused by lightning, and some policies also protect against damage from power surges from a lightning strike, according to the Insurance Information Iinsurance covers damage from a fire caused by lightning, and some policies also protect against damage from power surges from a lightning strike, according to the Insurance Information IInsurance Information Institute.

Most renters insurance policies won't cover water damage related to this, but tenants should add an endorsement for sewer and drain back up to their policy to protect against these damages.

It's a kind of liability insurance that goes above and beyond the liability limits of your homeowner's policy, covering you against lawsuits for bodily injury or property damage that you or household family members cause to other people.

The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.

In order to obtain a mortgage, most lenders require that you have a home insurance policy in place, which covers your home and personal property against fire, theft, and other damage and losses.

Arizona residents might need a flood insurance policy to protect their property against water damage.

This type of insurance helps protect against injury claims and property - damage suits (up to policy limits) brought by other drivers, pedestrians, or property owners if you are at fault in an accident.

Insurance rates more than doubled and some homeowners were forced to purchase policies to insure their homes against wind damage.

Because condo insurance typically doesn't cover flood damage (homeowners insurance doesn't either, by the way), you'll need a separate policy for protection against flood waters.

Renters insurance policies generally cover damages caused by temporary guests to a rental unit and will protect the renter if a legal guest files a lawsuit against them.

Damages from terrorism or nuclear war: Before 9/11, standard renters insurance policies tended to include protection against terrorism at no cost.

A good buildings insurance policy should cover your home for not only fire and floods, but also against storm damage, burst pipes, vandalism and subsidence.

In any of these events, if an injured party sues you for damages, the result may be a liability claim against your insurance policy.

If you are responsible for severe injury or property damage to another person and you are sued, the umbrella insurance claim will be filed against you, the policy holder.

If the neighbor has a small kitchen fire and your property has smoke damage, the personal property coverage on your policy can take care of your loss and then you can let the insurance company deal with subrogating against the responsible party's liability coverage.

That's why you file a claim against your own renters insurance policy when there's damage from vehicles.

Renters insurance pays to defend you against liability claims for bodily injury or property damage that would be covered by the policy.

Direct physical loss or damage from perils named in the policy is exactly what your renters insurance policy is protecting your property against.

HO - 3's hazard insurance — the part of a homeowners policy that covers damage to your home's structure — insures against damage from «open perils.»

Then there is the «open perils» policy, which increases Oakland insurance quotes but protects you against damage or loss against all perils except those specifically excluded.

Your basic homeowners insurance policy does not include protection against earthquake damage.

In nearly all cases, coverage against damage caused by floods and earthquakes will not be included in your landlord insurance policy.

Good news is - under most standard home insurance policys - sheds, garages and other detached structures on your property are covered against damage caused by wind / hail / fire.

A homeowners insurance policy is a set of coverages that can protect your home and belongings against damages that occur because of certain hazards.

Owners of newly licensed Part II dogs must take up an insurance policy for at least $ 100,000 coverage against injury to persons and damage to property

Unfortunately, most standard homeowners» insurance policies will not protect against all of the damages caused by a hurricane.

Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims.

If you believe that you deserve more compensation than the at - fault's insurance policy allows, your only option to obtain the remainder of your damages is to file a personal injury lawsuit against the at - fault party.

Offered through Media / Professional Insurance, a division of AXIS Insurance, the policy will cover costs and damages for claims against bloggers and will parallel coverage offered to tradition media organizations.

In accidents where the other driver is at fault, you may be entitled to file a claim against his or her insurance policy for the injuries and property damages you suffer.

In Ontario, if you are seriously injured as the result of another person's negligence involving an uninsured motor vehicle, you have recourse to your own car insurance policy which allows you to recover damages which would otherwise be recoverable against the uninsured owner / driver.

Only lawyer in Canada who has won, on three separate occasions, punitive damage awards against insurance companies for the manner in which the insurers treated their policy holders

In such cases where the at - fault driver either didn't have any auto insurance or where their insurance was insufficient to cover your damages, then you would file a claim against your own policy to seek financial recovery up to the full policy limits or if necessary through filing a civil lawsuit.

Provided coverage advice to an international insurance company in a matter where a Missouri jury awarded $ 355 million in compensatory damages and $ 35.5 million in punitive damages against a financial institution for a trust that was intended to fund «pre-need» funeral policies that would cover all future funeral - related needs.

(1) Starlight Shipping Co v Allianz Marine & Ors; Brit UW Ltd & Ors v Starlight & Ors; Brit UW & Ors v Imperial Marine & Ors [2011] EWHC 3381 (Comm); [2012] 2 All E.R. (Comm) 608; [2012] 1 Lloyd's Rep. 162; [2012] 1 C.L.C. 100 — summary judgment on claims by insurers against assured for breach of a settlement agreement and of jurisdiction agreements in the settlement and in the underlying policy of insurance — constitution of a fund from which to indemnify insurers against future loss and damage resulting from continuation of the foreign proceedings where no anti suit injunction could be granted due to Turner v Grovit and Front Comor — refusal of discretionary stay in favour of Greek court under Article 28 where stay would condone breach of contract.