Sentences with phrase «damages against the other driver»

For example, a driver 70 percent at fault in an accident could make a claim for damages against the other driver's liability coverage but expect to receive only 30 percent of the claim amount.

Not exact matches

Property damage liability coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.

If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.

This type of insurance helps protect against injury claims and property - damage suits (up to policy limits) brought by other drivers, pedestrians, or property owners if you are at fault in an accident.

The more information you gather about the accident, and concerning the damage to your vehicle, the better you'll be able to present your claim to your auto insurance company, and the better they'll be able to defend you against any claims from the other driver.

Many states have «dram shop» laws or statutes which allow victims to pursue liability claims against establishments that provide the alcohol to drunk drivers who are involved in accidents and cause injuries or other damage.

If you are involved in a crash with an aggressive driver, you have three options for recovering damages: you may file a claim with the insurance of the at - fault driver, file a claim with your own insurance (which you may do if you have collision coverage, MedPay coverage, or UM / UIM coverage), or file a lawsuit directly against the other driver.

Depending on the circumstances of your case, we may be able to pursue compensation for punitive damages against a negligent trucking company, truck driver or other responsible parties.

If you have been involved in a car accident caused by poor weather conditions, you might be able to pursue a claim against the other driver to get compensated for your damages.

In accidents where the other driver is at fault, you may be entitled to file a claim against his or her insurance policy for the injuries and property damages you suffer.

This is because filing suit against the other driver individually limits you to the amount of assets the other driver may have (which could be close to zero) and the other driver could conceivably file for bankruptcy if they are ordered to pay a large damage award.

When the other driver's insurance will not be enough to meet your damages demand, we will consider legal action against other defendants, such as road maintenance contractors, public transportation agencies, or component manufacturers.

If there were multiple cars involved, other types of damage, or your car is worth more than $ 25,000, you may need to pursue the difference elsewhere, either through your insurance company, if you carry optional collision coverage, or by filing suit against the at - fault driver for the difference.

If you were hit by a driver and injured, you may be entitled to file a claim against the driver for your medical expenses, lost wages and other damages.

In the case of an auto - bicycle accident with fatalities, the surviving spouse, children, or parents may file a wrongful death lawsuit against the driver and be entitled to burial expenses as well as other damages, as suggested by the Injury Law Group.

If you are also in an accident, you will be responsible for the damages you caused others, plus get 14 points assessed against your North Dakota driver's license, which is enough to get your license suspended.

This allows you to be prepared in case a personal injury claim or property damage claim needs to be made against the other driver.

It is also common to include a renounce clause of the insurance company to compensate the damages against the insured person in some cases (usually in case of DUI or other infringement of the law by the driver).

Although the amounts vary from state to state, they all serve the same intended purpose: To financially protect other drivers against bodily injury and property damage incurred in an accident for which they are not at fault.

Next, drivers must buy a minimum of $ 5, 000 of Property Damage Liability insurance, that is the policy that covers you against automobile and other damage costs if you cause an accDamage Liability insurance, that is the policy that covers you against automobile and other damage costs if you cause an accdamage costs if you cause an accident.

Cover yourself and your vehicle against damage from accidents and also for liability towards other drivers or their property.

The other driver decides to sue, which results in a judgment against you for the damages to the other driver's vehicle, medical expenses and loss of revenue.

Other auto insurance consumers tend to view a full coverage auto policy as one that combines the mandatory liability requirements of the driver's home state with collision and comprehensive coverage that protects the covered vehicle itself against damage in a variety of situations, accident - related and otherwise.

In an at - fault accident, you will have to make a claim against the liability and comprehensive portions of your policy, which pay for the damage / injuries done to other drivers and the damage done to your vehicle, respectively.

The suggested coverage amounts for drivers in New Jersey and all over America are $ 100,000 for personal injury protection, $ 300,000 in liability protection for injury to others, and no less than $ 50,000 in coverage against property damage.

Nevada state law only requires drivers to purchase minimum liability coverage limits of $ 15,000 against bodily injury to others, $ 30,000 in per - accident coverage, and $ 10,000 to cover the cost of property damage.

The suggested coverage amounts for all U.S. drivers are $ 100,000 for personal injury protection, $ 300,000 in liability for injury to others, and at least $ 50,000 insurance against property damage.

West Virginia drivers are also required to buy the same liability limits ($ 25,000 for bodily injury to others, $ 50,000 in per - accident coverage, and $ 25,000 against property damage) of uninsured and underinsured motorist insurance (UMI).

In other words, $ 25,000 to cover injuries to the driver, $ 50,000 per accident for injuries to other people, and $ 25,000 insurance against property damage, for a maximum payout of $ 100,000 per accident.

Utah state law requires all drivers to purchase car insurance policies with minimum liability coverage limits of $ 25,000 against bodily injury to others, $ 65,000 in per - accident coverage, and $ 15,000 coverage against the cost of property damage.

The suggested coverage amounts for all drivers in the United States are $ 100,000 for personal injury protection, $ 300,000 in liability for injury to others, and at least $ 50,000 insurance against property damage.

This means that Idaho drivers are expected to purchase at least $ 25,000 in coverage for personal injury, $ 50,000 in coverage against injury to others, and $ 15,000 worth of coverage for property damage.

Experts believe the appropriate amount of coverage for all driver in America would be $ 100,000 for personal injury protection, $ 300,000 in liability for injury to others, and at least $ 50,000 coverage against property damage.

This means that a driver must carry no less than $ 25,000 in coverage against personal injury (also known as Personal Injury Protection or PIP insurance), along with $ 50,000 in coverage for injuries to others, and $ 25,000 in coverage against property damage.

In other words, Alaska drivers are required to purchase no less than $ 50,000 in Personal Injury Protection (PIP), $ 100,000 in per - accident protection and $ 25,000 in coverage against property damage.

Kansas state law requires that all drivers in the state purchase minimum liability coverage limits of $ 25,000 against bodily injury to others, $ 50,000 in per - accident coverage, and $ 25,000 to cover the cost of property damage.

In other words, drivers must purchase no less than $ 25,000 in Personal Injury Protection (PIP), $ 50,000 in per - accident coverage against injuries to others, and $ 20,000 in coverage against property damage.

Next, drivers must purchase a minimum of $ 5,000 of Property Damage Liability insurance, which is the policy that covers you against automobile and other damage costs when you cause an accDamage Liability insurance, which is the policy that covers you against automobile and other damage costs when you cause an accdamage costs when you cause an accident.

If your car is damaged and another driver is at fault, you can make a claim against the other driver's car insurance.

If you are at fault in the accident and your insurance doesn't cover the full amount of the damages, the other driver may sue you in court and a judgment against you could mean a lien on your house.

Property damage insurance protects drivers against the cost of repair or replacement to other vehicles, buildings, fences, or any other property not owned by the covered driver.

Uninsured motorists insurance: uninsured motorist insurance covers the policy holders against damages in case of collision with other vehicle, even if the other vehicle driver does not have mandatory liability insurance.

«If the other driver is at fault, you should be able to make a claim against his or her property damage liability coverage to cover Fido's bills,» says Gusner.

Even if you or the other driver already agreed to pay for the damages, your insurer should still be informed of the incident in the event that the other driver still attempts to make a claim against you.