Not exact matches
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their
insured vehicles to help cover the cost of
damage from an accident caused by an uninsured or underinsured driver.
Prior
to joining Lipe Lyons, Ms. Abraham spent several years as a trial attorney for a Chicago based firm defending insurance carriers and their
insureds in personal injury and property
damage claims arising
from motor
vehicle collisions, as well as breach of contract and insurance coverage disputes.
-- On August 14, 1993, Ms. Janousek, a pedestrian, was struck by an uninsured
vehicle driven by Shawn Montreul — After hitting Ms. Janousek, the vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c
vehicle driven by Shawn Montreul — After hitting Ms. Janousek, the
vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c
vehicle also struck a nearby parking lot fence — The debris
from the fence
damaged three unoccupied
vehicles in the parking lot — These
vehicles were
insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three
vehicles came into contact with Ms. Janousek or the uninsured
vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c
vehicle — As Ms. Janousek had no automobile insurance of her own
to access for payment of accident benefits she submitted a claim for benefits with the Motor
Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c
Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able
to come
to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c. I. 8.
Common Exclusions: No coverage for (1) bodily injury / death when you are using your
vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death
to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented
to, or in the charge of an
insured person; (6) bodily injury / death
to you or relative; (7) bodily injury / death or property
damage resulting
from a relative's use of a
vehicle, other than a covered
vehicle, owned by a person who resides with you; or (8) bodily injury or property
damage resulting
from your operation or use of a
vehicle owned by you, other than a covered
vehicle.
Liability is different
from Comprehensive or Collision insurance, which — regardless of fault — covers
damage to an
insured vehicle in the event of a loss.
Helps pay for property
damage to your
vehicle that you are legally entitled
to from another driver who is not
insured or underinsured.
The Act requires that motorists either be
insured, or have made a specified deposit (# 500,000 in 1991) and keeps the sum deposited with the Accountant General of the Supreme Court, against liability for injuries
to others (including passengers) and for
damage to other persons» property, resulting
from use of a
vehicle on a public road or in other public places.
Helps pay for
damages due
to bodily injury that you and other passengers of your
vehicle are legally entitled
to from another driver who is not
insured or is underinsured.
Comprehensive coverage — This coverage will
insure you
from any form of
damage to your
vehicle not caused by a collision with another automobile or property, such as fire
damage, theft,
damage from natural causes and animal collisions.
This HDFC Ergo plan offers insurance
to a wide range of commercial
vehicles, protecting businesses
from financial loss due
to accidents or
damage to the
vehicles, and legal liability towards third parties for personal injury, death and property
damage in case of an accident involving the
insured vehicle.
The third party liability insurance
from HDFC Ergo covers legal liabilities arising
from injuries
to or
damages sustained by third parties
from the
insured vehicle.
This section also covers additional benefits such as ambulance charges, education fund, dead body carriage cost,
damage to cloths, and rehabilitation cost
to insured person
to get rid
from shock of injury, also cost for modification or repair of house or
vehicle after accident.
The provisions shall include coverage for the protection of persons
insured under the policy who are legally entitled
to recover
damages from owners or operators of uninsured motor
vehicles because of injury
to or destruction of the property of such
insured.
If a person who is legally entitled
to recover
damages from the owner or operator of an uninsured motor
vehicle is an
insured under the uninsured motorist coverage of a policy that
insures more than one motor
vehicle, that person shall not be permitted
to combine the uninsured motorist limit applicable
to any one motor
vehicle with the uninsured motorist limit applicable
to any other motor
vehicle to determine the total amount of uninsured motorist coverage available
to that person.
If a person who is legally entitled
to recover
damages from the owner or operator of an uninsured motor
vehicle is an
insured under the uninsured motorist coverage of more than one policy, that person may combine the highest applicable uninsured motorist limit available under each policy
to determine the total amount of uninsured motorist coverage available
to that person.
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their
insured vehicles to help cover the cost of
damage from an accident caused by an uninsured or underinsured driver.
Insuring your home, apartment or
vehicle from tornado
damage can be complex and confusing, but it doesn't have
to be.
Auto liability insurance covers the
damage to other
vehicles and injuries
to other people that result
from an accident caused by the
insured individual.
Furthermore, Lehigh Acres, FL residents that want
to insure a nice
vehicle,
from a sports car
to a brand new SUV should consider the actual value replacement of the
vehicle when determining their property
damage limits.
Commercial
Vehicle Insurance from Royal Sundaram offers «Own Damage» cover for the insured commercial vehicle of up to 7 seating ca
Vehicle Insurance
from Royal Sundaram offers «Own
Damage» cover for the
insured commercial
vehicle of up to 7 seating ca
vehicle of up
to 7 seating capacity.
Other states requires motor
vehicle insurance policy
to include in their coverage the
insures persons right
to recover
damages from car drivers of uninsured or underinsured
vehicle for bodily injuries, diseases or death caused
to the
insured person.