Sentences with phrase «damages under your liability coverage»

For fifteen or twenty dollars a month, renters insurance would take care of the damage under the liability coverage.

In Indiana, the at - fault party's insurance is generally not required to pay any damages under the liability coverage until the final settlement or resolution of your case.

If you accidentally damage a stranger's property, your renters insurance also covers the damages under your liability coverage.

For fifteen or twenty dollars a month, renters insurance would take care of the damage under the liability coverage.

Not exact matches

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Claim frequency under collision coverage, which includes many of the same crashes that fall under property damage liability but also a lot of single - vehicle crashes that these systems are not designed to address, also was reduced but by a smaller amount.

The 15 percent estimated reduction in the XC60's claim frequency under property damage liability coverage is smaller than HLDI reported in its earlier analysis.

Under collision and property damage liability coverages, the seven electric vehicles with exact conventional counterparts had lower claim frequencies and higher claim severities than their comparison vehicles.

Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.

You might find coverage for that under the damage to property of others provision, which is entirely separate from liability coverage.

This means that if you injure someone negligently or damage their property by accident, you can often get coverage under the personal liability section of your renters insurance policy.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

Their York, PA Renters Insurance is covering the damage to their property, and likely will cover any damage to the apartment under their liability coverage, but who tried to kill them, and why?

Liability coverage is automatic for kids under 13, as well, if they cause injury or damage to someone else, because they're presumed not to have the capacity to be negligent.

This type of loss could be paid under your liability coverage if it was above the damage to property of others limit.

In a nutshell, liability coverage is what pays for accidental damage or injury caused by your negligence to someone else who is not an insured under the policy.

Under these policies, you'll have coverage for property damage, living expenses, personal liability, and medical payments:

Under the Insurance Act, an automobile insurance policy provides liability coverage to a named insured and every other person, who, with the named insured's consent, drives or is an occupant of an automobile owned by the named insured or named in the policy when the use or operation of the automobile results in loss or damage to others.

Under - insured motorist coverage provides a source of compensation to an injured party when the existing liability coverage of the at - fault driver does not fully cover damages.

The Appeal Court was asked whether Precision's liability for the release of pollutants, which was not a covered peril under the policy, could nonetheless still result in coverage if a concurrent cause of the damage was a covered peril.

Under the standard plan the following amounts of liability coverages are required before you can get your vehicle; fifteen thousand dollars worth of bodily injury coverage for one person in an accident, thirty thousand dollars worth of bodily injury coverage for two or more people in an accident, and five thousand dollars worth of property damage coverage.

Liability coverage is legally required in Florida and pays for damage to the other driver's vehicle in the event that you are considered «at fault» in an accident under the property damage portion of your policy.

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Nor do they typically cover losses due to floods, mudslides, water damage from sewer backups, damage resulting from war or nuclear hazard, neglect, earthquakes, power failures, seepage, dry rot, or vermin.Homeowner insurance does not provide general free legal advice under the liability portion of the policy, however low cost legal insurance may be an interesting option to compliment your coverage.

Under this plan, the minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of bodily injury liability as well as $ 15,000 of property damage protection.

You might find coverage for that under the damage to property of others provision, which is entirely separate from liability coverage.

The coverage could apply to simple things, like walking through a parking lot with your keys in hand, tripping, and accidentally keying someone's car, though that might even fall under the limit of damage to property of others — it may not even rise to the level of a liability claim.

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit.

For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:

Some automobile insurers like to argue that drinking and driving is intentional conduct, since that argument (if accepted) will allow the company to disclaim coverage for damages resulting from a DUI — whether injuries and vehicle damage sustained by the driver and / or passengers in the vehicle you hit (under your liability coverage), or your own losses (under your personal injury protection or similar coverage).

Basic coverage under New Mexico state law includes bodily injury liability of $ 25,000 per injured person up to $ 50,000 per accident as well as $ 10,000 of property damage protection.

Under Delaware's SB 61, an underinsured car is defined as a vehicle «for which there may be bodily injury liability coverage in effect, but the limits of bodily injury liability coverage... applicable at the time of the accident are less than the damages sustained by the insured.»

Automobile damage by fire can be covered under your collision insurance, your uninsured or underinsured motorist property damage coverage or the other driver's liability coverage if the fire is a result of an accident; otherwise it may be a comprehensive claim.

General Liability or Auto Liability Coverages Deductibles may also be used for property damage claims under commercial auto or general liability Liability or Auto Liability Coverages Deductibles may also be used for property damage claims under commercial auto or general liability Liability Coverages Deductibles may also be used for property damage claims under commercial auto or general liability liability policies.

Non-Owned Vehicle insurance extends the coverage provided under the Bodily Injury Liability coverage and Property Damage Liability coverage of your policy to any vehicles not owned by you or your business that are used by any of your employees for business.

Busy Builders is insured under a commercial auto policy that includes liability and physical damage coverage for hired autos.

For any bodily injury or property damage caused during an accident, if it is due to other driver's negligence then you can claim under the other driver's car insurance policy, where the automobile insurance policy provides coverage for each person involved in the accident and hence a liability coverage.

Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.

Under these policies, you'll have coverage for property damage, living expenses, personal liability, and medical payments:

These endorsements typically include coverage enhancements under both liability and physical damage.

Combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit.

Under state law, a motorist is required to maintain a minimum Bodily Injury Liability limit of $ 20,000 per injured person up to a total of $ 40,000 per accident, and Property Damage Liability coverage with a minimum limit of $ 15,000.

If there's a fire in your apartment, your Effective Coverage policy can respond to the damaged personal property and to the damages to the apartment and neighbors under the liability coverage.

This probably won't rise to the level of a liability claim, it's more likely to be paid under the small coverage for damage to property of others.

Under a standard policy, Linden drivers will need to purchase bodily injury liability with a $ 15,000 limit per person and a $ 30,000 limit per accident, property damage liability with a $ 5,000 limit, uninsured motorist coverage with a $ 15,000 limit per person and a $ 30,000 limit per accident, uninsured motorist property damage with a $ 5,000 limit and personal injury protection with a $ 15,000 limit.

Under Iowa state law, drivers must buy car insurance policies with minimum liability limits of $ 20,000 in bodily injury protection per person, $ 40,000 in coverage per accident, and $ 15,000 insurance to cover the cost of property damage.

The tables below contain results for hundreds of passenger vehicles grouped by class and size under six insurance coverages: collision, property damage liability, comprehensive, personal injury protection, medical payment and bodily injury.

Well, if you cause an accident, and the minimum liability coverage limits on your plan can not pay for all the damage, then you're under - insured for that situation.

Under Florida law, to drive legally, you'll need to have at least $ 10,000 in personal injury protection (PIP) and $ 10,000 in property damage liability coverage.

Renters insurance combines liability coverage, which pays for damage to the property caused by the tenant's negligence, with personal property coverage, which pays to help replace a tenant's damaged or stolen property, items that are not covered under the building's policy.