Sentences with phrase «dangerous occupations»

Shorter lifespans, higher risk lifestyles, more dangerous occupations and high societal risk are few of the many reasons that contribute to high premium rates for men.

Other potential candidates can include those who take part in more risky or dangerous occupations and / or hobbies, as well as those who just simply can not or do not wish to take part in a medical examination as a part of the underwriting process.

With the amount of business rolling in for people working in AFghanistan and Iraq as civilian contractors it seemed an appropriate time to take a look at some of the other worldwide dangerous occupations where people are not going to find off the shelf accidental death and disability insurance.

Accidental death & dismemberment (AD&D) coverage may be important for those who may have dangerous occupations, but in general, it is only useful to a handful of people.

There are some occupations that are considered by insurers as high risk than others for e.g. soldiers, pilots, fishermen, miners, off - shore oil or gas industry workers, etc. are considered more dangerous occupations that people working in offices with a desk job, shop workers, teachers, etc..

High Risk Life Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance coverage.

People that have dangerous occupations can also be expected to pay more.

The way that insurers view dangerous occupations differs and changes according to new updates to the Bureau of Labor Statistics» list of America's most dangerous professions.

If you are not involved with hazardous sports or dangerous occupations, this will also be an important factor the life insurance company will use to determine your rates.

You will still need an agent to help you due to the fact life insurance final rates can change due to health conditions, dangerous occupations and sports.

When medical conditions, height & weight issues or dangerous occupations or sports come into play, having over 20 years of experience and running pre-screens are very important to finding you the lowest life insurance premiums.

Life insurance is normally fully underwritten which means that any medical conditions, dangerous occupations and hobbies are fully taken into consideration.

Two types of life insurance policies that should be considered for those with dangerous occupations.

Dangerous occupations such as a policeman, firefighter, commercial diver or helicopter pilot for example can play a big part in obtaining the lowest premium.

All life insurance companies underwrite their policies differently and have their own opinions concerning specific health conditions, hazardous sports or dangerous occupations.

People with dangerous occupations are considered a greater risk to insure and don't receive an insurance plan easily and people working on sea - shore, coal - mines, chemical plants and construction sites are a few among that category.

Conversely, those who are in poor health, as well as those who may work in dangerous occupations or participate in risky activities such as skydiving, present a higher than average likelihood of claims to the insurance company.

These assumptions are a generally fit person with no major concerns which negatively affect rates, like poor driving record, serious health risks, or involvement in hazardous or dangerous occupations and activities.

Dangerous occupations represent much greater risk for insurance companies, and you are likely to pay for that risk with a higher insurance premium.

This is regardless if they have serious medical conditions, dangerous occupations, hazardous sports or a very limited budget.

Prices may remain higher for older consumers, and for customers who smoke or have dangerous occupations.

Here is a basic list of the occupations that life insurance companies consider some of the most dangerous occupations.

This holds true to applicants with some very serious health conditions which will have the same effect as dangerous occupations.

Medical conditions along with dangerous occupations and sports can create a need for high risk life insurance.

There is a group of dangerous occupations that life insurance underwriters see as very risky.

Dangerous occupations and sports could reduce your life expectancy just like tobacco use can.

When other variables enter the picture such as health conditions, a history of Cancer or Heart Disease in your family tree, obesity, dangerous occupations and sports, the rates can definitely go up.

Dangerous occupations can be a big concern.

Construction is widely known as one of the most dangerous occupations, but many common construction accidents — and their resulting injuries — are easily preventable.

Unfortunately, drilling for oil and gas is also one of the most dangerous occupations in the nation.

Some jobs are more dangerous than others, but employees in even the most dangerous occupations are entitled to a certain level of safety in the workplace.

Farming is one of the most dangerous occupations in the Bakersfield, California area.

In fact, the U.S. Department of Labor ranks the job of garbage truck operators as one of the country's most dangerous occupations, largely due to the oversized rate of fatal garbage truck accidents.

High - risk industries often require intense physical labor and dangerous occupations.

It was founded in 1889 as Citizen's Hospital Committee of Pitkin County to care for single, working men employed in dangerous occupations.

It was a dangerous occupation to try to get a sip of the sweet nectar.

At the level of football played today experimenting is a dangerous occupation.

Dangerous occupation People shout at me — I've had, «Get us out of Europe», «Don't let any more immigrants in», «What you gonna do about hoodies?»

This film explosives the inherently dangerous occupation of astronauts and cosmonauts, who in the face of an unforgiving hostile environment, and relentless life threatening pressures, endured almost certain death in the pursuit to conquer the unknown.

Ignoring his naysaying friends, he sets out to become the titular hero but finds out that — well, you know, it's a really, really dangerous occupation.

The more dangerous your occupation, the higher your premiums.

Coal mining is a dangerous occupation, with dozens of workplace accident deaths in the U.S. each year, on average.

I never considered the practice of law a dangerous occupation.

Construction has long held the title of most dangerous occupation, but certain aspects of construction work are riskier than others.

Keep in mind our instant quote form on the right will give you an idea of insurance premiums, but in order to obtain accurate term life insurance quotes, you'll need to speak to an agent, to discuss other factors that may affect your health rating, such as your family's health history, and whether or not you participate in any hazardous activities, travels, or work in a dangerous occupation.

An application for life insurance with Diabetes can be complicated with an individual's dangerous occupation.

But a dangerous occupation or hobby that they have may place them in a high risk life insurance category.

Medical conditions or a dangerous occupation that has a high level of risk can increase the cost of your life insurance.

The flat extra charge is based on how dangerous the occupation really is.

Do you work in a dangerous occupation?