Sentences with phrase «data on your creditors»

Protect your credit by keeping documents containing data on your creditors together.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The credit reporting bureaus receive data from creditors on a monthly basis.

700 Credit Repair is a credit restoration company that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading and / or unverifiable data on consumer credit reports.

The type of data they provided is called customer management which helps the creditor provide new products to their customers without taking on additional risk by providing the creditor with their customer's credit activity and trends, The credit bureaus also provide data to help the creditors acquire new clients.

They provide creditors with data on what consumers fit a particular criteria.

The inclusion of this inaccurate data is an error on either your or the reporting creditor's part.

The details of these linked accounts are shown in Money Manager located on your Member home page and also attached to your creditor data on the Smart Credit Report ®.

Creditors report data to these agencies on certain dates - weekly, monthly or annually.

Making sure that revolving credit accounts are paid in full during the creditors «data dump» may or may not have a positive impact on ones FICO score.

It bothers me that (if you can actually get through all of those acronyms) the description on the website makes it sound as if the companies supplying the information to the credit bureaus (the credit card companies, mortgage companies and collection agencies, for example) original creditor (or data furnisher).

Some creditors choose not to report to limit the potential liability imposed on data providers by the Fair Credit Reporting Act.

Meanwhile, newer alternative data credit bureaus that focus more heavily on nonbank credit histories can provide a broader view for lenders and creditors — and help greatly expand financial inclusion.

When you dispute directly with the data furnishers on your credit report (creditors / collectors), chances are that you will run into non-compliance from them during the credit repair dispute process.

When creditors and lenders review clients» credit data for the purpose of an application, a hard inquiry is listed on the credit report.

We do reach out to creditors on your behalf and negotiate with them to eliminate or lower your debt, but we do not share your personal data or status of your debt settlement progress with anyone other than our Debt Settlement team.

The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files.That's why it's very important for creditors, lenders and others to provide accurate data to credit bureaus

Credit scores are based on information collected by credit bureaus and data that is reported each month by your creditors about the balances you owe and the timing of your payments.

By ensuring that your creditors are only reporting fantastic data, your reports and scores will take you where you want to go: on the road to high scores, with no crashing into expensive debt, payment delinquencies and collection activity.

Identity theft and data breaches can also lower your credit score by causing creditors to perform a credit analysis on you without your consent.

A GSE commenter urged the Bureau to develop a reasonable implementation plan that focuses on resolving data standardization issues, allows the States with existing exemptions to amend relevant laws and regulations to provide for State integrated disclosure forms that are substantially similar to the Bureau's disclosure forms, and allows large and small creditors to implement the Bureau and State regulations at the same time.