The information there includes the amount that the creditor is claiming that you owe, the
origination date of the delinquency and the date that the account will fall off from your credit report.
Comcast is required to report an accurate
first date of delinquency to the credit bureaus when they charge - off accounts but that does not always happen.
They must supply information about the total amount of loans extended, the remaining balance, and
the date of delinquency if you are past due on your payments or the date of default if you are in default.
Lastly, make sure to check
the dates of delinquency when you check your credit report.
Therefore, if
the date of delinquency for something negative on your credit file (if you incurred the debt in Wisconsin) is from 2008, that listing MUST be removed by that date in 2014.
If you do default on your student loan, it's likely to drop off your credit report seven years after
the date of delinquency, like any other loan.
They remain in your file for seven years from
the date of delinquency.
Addressing old debt: If you find a collection account on your credit report that is older than seven years since
the date of delinquency or the date of the last activity, dispute the item with the credit bureau reporting it.
Collections accounts can legally stay on your credit report for 7 years after
the date of delinquency.
«[W] e will stop credit reporting on accounts that are both: Paid in Full or Paid in Full for less than the full balance and more than 2 years old based on time since
the date of delinquency.
Marion found out that even if he couldn't afford to repay all of the debts in full right away, he might not have to suffer poor credit for years while the collections aged off his report (seven years and 180 days past
the date of delinquency).
And that note can stay on your credit report for up to seven years from
the date of delinquency.
For the majority of accounts, it is seven years from
the date of delinquency though bankruptcies and tax liens can be reported for longer.
An account delinquency that occurred more than 7 years ago or that does not include the date of the delinquency
Late payments and collection accounts stay in your credit file for seven years from
the date of delinquency.
They must supply information about the total amount of loans extended, the remaining balance, and
the date of delinquency if you are past due on your payments or the date of default if you are in default.
Debts in collections remain on your credit report up to seven years from
the date of delinquency, according to credit bureau Experian.