Issuers want you — If you have good credit, hold out for the best
deal on a new credit card, because there's a lot of competition for your business... (See Good credit)
Not exact matches
If you're in the market for a bunch of
new appliances or other big - ticket items, it's common for consumers to walk into a retailer and be offered a discount and a good financing
deal on a large purchase, if they open a charge or
credit card account with that retailer.
The smartest
deal seekers know that applying for a
new credit card promo is a smart way to make leeway
on their mileage balance.
Out of that population, 83 % have not applied for a
new credit card in several years, meaning they are missing out
on 0 % balance transfer APR
deals prevalent in today's market — these can potentially offer hundreds of dollars in savings.
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It's crucial to know the best time to apply for a
new credit card so as not to rack up fees, or miss out
on promotional
deals upon signing up.
Make every effort to improve
credit scores before submitting your
new card application to ensure you will get the best
deal and an adequate line of
credit on the balance transfer
credit card.
However, applying for such a
card for the purpose of getting a short term
deal on a trip may not be worth the effect this
new card will have
on your
credit score.
For an introductory
deal, the Blue Cash Everyday ®
Card from American Express offers a $ 150 statement
credit after you spend $ 1,000 in purchases
on your
new Card within the first 3 months.
This can be caused by applying for
credit cards too often, checking your
credit score frequently, or even from checking mortgage rates from multiple lenders in an attempt to get the best
deal on your
new home.
Credit cards tend to be either good balance transfer
deals, or an offer of low rates
on new spending, but these
cards offer cheap intro rates
on BOTH balance transfers AND
new spending.
Whether you need a long 0 % balance transfer, a low rate
card for a
new purchase, or you would just like to reap the savings rewards that a
new credit card has to offer, we've teamed up with Lovemoney.com, who have hunted down some of the best
credit card deals on the market today.
No matter what promotional
deal you got
on your
new credit card, the rules remain the same: The amount of money you owe still accounts for 30 % of your FICO score.
Transferring your balance from one or more
credit cards to a
new one is a great way to consolidate your debt and get a better
deal on the interest you've been paying.
Erica Sandberg: How to shop for the best rewards
credit card for you — A flustered reader seeks advice
on finding a great
deal on a
new rewards
credit card.
One way to get started is to get your hands
on a travel
credit card that offers you a good
deal on miles, both
on a
new signup bonus and
on future purchases made which give you mile bonuses.
The discount you get
on that first purchase can lead you to sign for the
new store
credit card, but retailer specific
cards are rarely as good of a
deal as general cash back
credit cards.
Moreover, the Ink Business Cash ℠
Credit Card comes with a solid APR
deal: 0 %
on Purchases and Balance Transfers for 12 months, and then the ongoing APR of 14.49 % - 20.49 % Variable APR, so it's perfect for a company that needs to set up a
new office.
Even if you don't like using
credit cards and you have cash to pay for your
new appliance, put your large appliance purchase
on a
credit card (zero interest or 12 month same as cash
deal, if possible).