To add on previous comment I was renting a room for only $ 350 a month
in San Diego (insane
deal)
in a house and
nice neighborhood from Real Estate Agent that worked
in same office as I. Everyday he would tell me «you are making so much money you need an interest deduction,» «I can start showing you houses,» and so on - this went on for months on end until I decided yes I needed to offset my income via the interest paid on a home loan.