Sentences with phrase «death benefit guarantee»

I cut her premiums out all together and got her a 120 % higher death benefit guaranteed for life, never to make another premium payment.

This product is designed for people like you seeking affordable permanent coverage, lifetime death benefit guarantee options and potential for some cash value accumulation.

It offers cost effective rates like level term life but also offers the long term death benefit guarantees associated with whole life insurance.

Anyone who wants their life insurance premiums and death benefit guaranteed level for the rest of their lives.

But contracts with rich death benefit guarantees go in the other direction — they have higher mortality.

With variable life and other non-traditional products, provisions are often available to provide limited death benefit guarantees.

Today's variable annuities come with additional death benefit guarantees and living benefit riders that make them one of the most complex consumer financial products I have ever seen.

With lifetime term, you can get long term death benefit guarantees normally associated with whole life insurance at a price that more closely resembles level term insurance.

Striking the balance between your changing needs, Lifetime Foundation has two levels of death benefit guarantees provided you meet applicable premium requirements:

You receive more guaranteed coverage early on when your need is possibly greater and you maintain a proportional death benefit guarantee in later years when your focus likely changes to other priorities, including leaving a legacy.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

Life Happens says a whole life insurance policy might be a fit for someone who likes predictability over time, since whole life offers death benefit guarantees, guaranteed rates of return and fixed premiums.

lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

An Extended Death Benefit Guarantee Rider guarantees part or all of your life insurance death benefit, regardless of fund performance.

The report found annualized premium sales for death benefit guarantee universal life products dropped 3 percent from the second quarter of 2010, but held 45 percent of the UL market share in the second quarter.

This new approach to life insurance provides you with more guaranteed coverage early on when your life insurance need is likely the greatest while maintaining a proportional death benefit guarantee in later years when your focus transitions to savings protection and leaving a legacy.

The Paid Up Death Benefit Guarantee is not available with policies issued in Texas.Please read the prospectus for limitations on this guarantee.

Both Durham and Stamps agree that lifetime death benefit guarantees remain a very important feature in UL for both consumers and producers.

Initial Death Benefit Guarantee — the full face amount of your policy is guaranteed for 5 - 30 years, based on your issue age

On a whole life insurance illustration, there is also a total death benefit guaranteed and total death benefit non-guaranteed shown.

But a third category of investment that also showed an increase in Canadian confidence are segregated funds — a type of investment fund administered by Canadian insurance companies that give policyholder death benefit guarantees.

ICC10 - NWLA - 450, Individual Last Survivor Flexible Premium Adjustable Universal Life Insurance Policy (Interstate Compact version) NWLA - 450 (non-compact version) NWLA -385-AO, Policy Spilt Option Rider NWLA -383-AO, No Charge Four Year Term Insurance Rider NWLA -382-AO, Four Year Term Insurance Rider NWLA -349-AO.1, Death Benefit Guarantee Value Enhancement Endorsement

Here, the Colony Term UL policyholders could extend their plan's death benefit guarantee beyond the original term that was chosen.

The 50 % Death Benefit guarantee means that regardless of what happens with the SPIA policy, one - half of the initial premium will go to the beneficiaries in a lump sum.

Policy Advantages: Death benefit guarantees through the Policy Protection rider that guarantees the policy will not default even if the ash value falls to zero or below.

Premiums can be customized in both amount and duration, all while continuing this important death benefit guarantee.

It's designed to help you protect your family with insurance and customizable death benefit guarantees (usually for an additional charge), plus give you access to professionally managed investment options to help you grow your policy's cash value at the same time, subject to market risk.

DEATH BENEFIT The guaranteed death benefit keeps on increasing with age.

This by itself wouldn't be an earth shaking problem, but several years ago these same companies also came out with a no lapse guarantee universal life, a very low price UL with a better guarantee than the older products, often with death benefits guaranteed to 120 or even 130.

Premiums for lifetime guaranteed term are cost effective like level term premiums but the policy also offers the long term death benefit guarantees associated with whole life insurance.

An innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time

Indexed universal life insurance offers death benefit guarantees.

Durham says that, even though there have been some notable carrier exits in this market and second quarter 2011 annualized premium sales in the lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

Extended Death Benefit Guarantee — 50 % of your policy's face amount is guaranteed as long as your policy is in force

«Part of the slowdown in growth is a reflection of a few companies moving away from lifetime death benefit guarantee universal life products,» Durham said.

The products include a lifetime death benefit guarantee of up to 121 years, a minimum death benefit of $ 50,000 and a full range of riders, including accelerated benefit rider and an additional insured rider.

You receive more guaranteed coverage early on when your need is possibly greater and you maintain a proportional death benefit guarantee in later years when your focus likely changes to other priorities, including leaving a legacy.

The product involved is universal life (UL) with lifetime death benefit guarantees, also called no - lapse UL.

Protect your retirement assets or your financial legacy through living and death benefit guarantees, some at an additional cost.

As mentioned above the VUL can provide a death benefit guarantee up through a certain age.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

So if you invest $ 150,000 and three years later the seg fund value is $ 160,000, you can reset the death benefit guarantee at $ 160,000.

Person on whose life the maturity and death benefit guarantees are based.

Ask your advisor to explain the advantages of GIF Select InvestmentPlus, such as potential creditor protection, maturity and death benefit guarantees, and estate planning advantages.

You want some market exposure and diversification, with the potential to grow your assets, along with basic maturity and death benefit guarantees to help protect your hard - earned money.

GIF Select InvestmentPlus ® provides growth potential by giving you market exposure, maturity and death benefit guarantees, along with the flexibility and fund options to match the funds to your specific needs.

Variable universal life policies often include a death benefit guarantee.

Many universal life contracts can be structured with a death benefit guaranteed for a defined period of time or throughout your life (provided the required premiums are paid).

Seg funds come with both a maturity AND death benefit guarantee and if a client happens to pass away during a market downturn, the death benefit guarantee can be a real blessing to the beneficiary / estate.