Sentences with phrase «death benefit guaranteed ul»

Durham says that, even though there have been some notable carrier exits in this market and second quarter 2011 annualized premium sales in the lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

Not exact matches

Protection UL policies automatically include a no - lapse guarantee called Death Benefit Protection.

Both Durham and Stamps agree that lifetime death benefit guarantees remain a very important feature in UL for both consumers and producers.

Excel Life Value UL also offers an accidental death benefit rider and guaranteed insurability rider.

For a single person, a guaranteed UL is a sound approach because it again provides a permanent death benefit to the trust.

Symetra UL - G: Symetra's UL - G provides permanent death benefit protection with the flexibility of universal life, with additional no lapse protection guarantees.

Banner's Step UL ® offers a guaranteed minimum death benefit (GMBD) for as long as payments are made.

Protective Life's Advantage Choice UL: Protective Life's GUL policy offers a guaranteed death benefit as long as premiums are paid.

Banner's Step Up UL ® boasts a guaranteed minimum death benefit for as long as you make your payments, and your minimum payment will never change regardless of what happens in the future.

Here, the Colony Term UL policyholders could extend their plan's death benefit guarantee beyond the original term that was chosen.

Because ordinary universal life insurance must have cash value to stay in force, the guaranteed UL allows policies that would otherwise lapse to remain in force so that the beneficiary receives the death benefit that they are entitled to.

The report found annualized premium sales for death benefit guarantee universal life products dropped 3 percent from the second quarter of 2010, but held 45 percent of the UL market share in the second quarter.

A guaranteed universal life, called guaranteed UL, ensures that your death benefit will not terminate if there is insufficient cash value to support the death benefit.

Guaranteed UL policies give you death benefits that you can depend on.

Products include Indexed UL insurance providing permanent coverage with a cash value tied to the markets, term life insurance offering tax - free death benefits and convertible to permanent coverage, whole life insurance providing permanent coverage that builds cash value with guaranteed premiums, and universal life insurance supplying permanent coverage that's flexible to meet clients» needs and builds cash value.

Even the death benefits are not guaranteed in a UL contract.

• Simplified Issue Term Life Insurance • Simplified Issue Universal Life (UL) • Graded Benefit Whole Life • Rapid Decision Senior Whole Life • Level Death Benefit Whole Life • Guaranteed Issue or «GI» policies

For a single person, a guaranteed UL is a sound approach because it again provides a permanent death benefit to the trust.

Lincoln Life Guarantee UL offers a level death benefit choice on a Universal Life product that provides a premium that's guaranteed.

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All the costs of a policy are paid and it is pure profit and then someone is either forced to keep it like it is or drop it, so they either continue to make a profit or they bank the profit they've made with paying a death benefit, exactly the same reason the companies allow and actually encourage agents to sell non guaranteed UL's.

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It has been a standout product in the industry because it not only guarantees a death benefit to age 121, but at no lapse UL prices it also has a cash value accumulation feature not unlike -LSB-...]

So we replaced the policy with a GUL, no lapse guarantee UL, a guaranteed level premium to age 100, with a guaranteed death benefit to age 121 and by rolling the cash value (which really had no value) into the new policy we were able to drive the annual premium down to $ 33,000 a year.

Posted in assumptions, beneficiary, cash value, death benefit, guarantee, illustration, insurance, life insurance, life insurance lapse, lifetime guaranteed UL, no lapse guarantee Tagged assumed looks better than guaranteed, beneficiary doesn't have life insurance anymore, con artist, guaranteed crediting rate, guarantees in life insurance, in force illustration cash value, insurance, life insurance, life insurance crediting rate, lower interest crediting rate, new rates are slightly less than guaranteed rates, new rates not less than guaranteed, redefine guarantees