Sentences with phrase «death benefit options with»

However, guaranteed issue life insurance generally offers low death benefit options with higher than normal premiums.

Not exact matches

Yes, the Vanguard Variable Annuity gives you the flexibility to choose from 2 death benefit options — each with its own costs and death benefit.

However, these days only a handful of insurers offer LTC insurance, so another option may be life insurance with an LTC rider, which allows families to tap into the benefits they would receive upon the policyholder's death while he or she is alive and requires care.

Many life insurance policies come with the option of accelerating a portion of your death benefit if you become terminally or chronically ill.

IVAs offer a level of protection with index strategies, performance potential through variable options and / or index options, income options, and death benefit options.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

The higher premium amount coupled with the lower initial death benefit amounts are the biggest disadvantage to universal life insurance option B.

The option to accelerate a death benefit can be incredibly valuable given the high cost of hospital stays, medication and other expenses associated with a life - impacting illness.

After your death, flexible options for withdrawals with potential tax benefits for your beneficiaries

Yes, the Vanguard Variable Annuity gives you the flexibility to choose from 2 death benefit options — each with its own costs and death benefit.

Many life insurance policies come with the option of accelerating a portion of your death benefit if you become terminally or chronically ill.

With hybrid long - term care life insurance policies you get a death benefit payout along with the option to use the policy if you are faced with the need for qualifying long - term care serviWith hybrid long - term care life insurance policies you get a death benefit payout along with the option to use the policy if you are faced with the need for qualifying long - term care serviwith the option to use the policy if you are faced with the need for qualifying long - term care serviwith the need for qualifying long - term care services.

An accelerated death benefit rider simply gives you the option to receive a portion of the death benefit early if you're diagnosed with a qualifying illness.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).

Annuities can provide you with guaranteed * income options regardless of how long you live, and can provide valuable death benefits for your heirs.

With the income provider option, you are able to decide how much money and how often your beneficiaries receive from your death benefit.

Symetra also has consistently low rates for guaranteed universal life insurance, with the option of accelerating the death benefit if you are diagnosed with a chronic or terminal illness.

Term life insurance is the cheapest and simplest option and only provides the business with simple death benefit protection against the loss of a key person.

With regard to permanent life insurance with a guaranteed insurability option, this feature, in addition to the customary death benefit, may provide a financial cushion for children well into their adult yeWith regard to permanent life insurance with a guaranteed insurability option, this feature, in addition to the customary death benefit, may provide a financial cushion for children well into their adult yewith a guaranteed insurability option, this feature, in addition to the customary death benefit, may provide a financial cushion for children well into their adult years.

In addition, an optional enhanced death benefit is also available if the annuity owner selects the life income option with a protected period at the time of policy issue.

While a burial policy is certainly an excellent option if it is inexpensive, contains no provisions for waiting periods or pre-existing conditions, and comes with a reasonable death benefit, you may want to investigate other options.

The Fixed Account Options are unavailable with the Roll - Up Death Benefit and Combination Death Benefit.

The reason for quicker cash accumulation is the higher initial premiums along with a lower starting death benefit associated with this option.

As with the graded death benefits option, once two years have elapsed, the beneficiary would be able to receive 100 percent of the amount of the stated death benefits proceeds.

Along with the death benefit and cash elements, the insured has the option to participate in investment vehicles like stocks.

IVAs offer a level of protection with index strategies, performance potential through variable options and / or index options, income options, and death benefit options.

With the cash refund payout option (also known as the death benefit), you are guaranteed that any principal (premium paid into the contract) not yet returned through income payments will be returned to your beneficiary upon your passing.

These plans provide death benefit along with the flexibility of universal life insurance, while also allowing you to accumulate cash with over 55 investment options.

Gerber's Grow - Up plan is a whole life insurance policy designed for children ages 14 days to 14 years old with death benefit options of $ 5,000 up to $ 50,000.

With this option, you elect to receive a lower monthly benefit during your lifetime so that your survivor can receive a monthly benefit after your death.

The high premiums, combined with a low face amount for the death benefit, make guaranteed issue life insurance a less desirable option for relatively healthy individuals.

However, in practice, the increasing death benefit option comes with a lot of risk.

A GUL policy is an attractive option for anyone who wants the following: (1) an easy to understand policy, that (2) provides lifetime coverage, that (3) focuses primarily on the death benefit, with (4) non-existent or small cash value growth.

AIG's Quality of Life Products are unique, in that they provide you with an array of options outside of traditional death benefits.

Gives you the option to receive a portion of your death benefit early if you are diagnosed with a heart attack or stroke, cancer, renal failure, or ALS, or need a major organ transplant.

If you should experience any qualifying critical, chronic, or terminal illness — such as a heart attack, stroke, or cancer, to name a few — you would have the option to collect part of your death benefit to help pay for expenses associated with your illness.

The Terminal Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed as terminally ill with a life expectancy of one year or less.

This policy is customizable — with rider options such as accidental death benefit, child protection and waiver of premium — and policyholders are given the option to convert up to the age of 65 or before the end of their term.

However there are no qualifications needed to be able to get an accidental life insurance policy and if you have exhausted options for getting a traditional policy, or want more coverage than available with a graded death benefit policy, look to get an accidental life insurance policy.

The Pacific PRIME Term, the only available term life insurance option from Pacific Life, is just your basic term life insurance with a flat death benefit and level premiums, all specified for a temporary duration of your choosing.

A term life policy can leave you with nothing after 20 years of premiums (other than your health, obviously), so some like the option of cashing out a whole life policy early for a portion of the complete death benefit should they want or need the money.

With this type of coverage, you can purchase pure death benefit protection, without any other «bells and whistles» such as cash value or investment options.

As an owner of a whole life policy you will have a few options of what to do with the death benefit.

Variable Life insurance is offered via a prospectus and provides death benefits and cash values that vary with the performance of a portfolio of underlying investment options.

Universal life insurance, also known as Flexible Premium Adjustable Life Insurance, has flexible premiums with a minimum and maximum payment option, while giving you the option to change the death benefit within certain guidelines set forth in the contract.

With the Income Provider Option, you have the ability to select a guaranteed income stream of up to 30 years as your death benefit payout.

The accelerated death benefit rider is another option that comes standard with most term policies.

Globe Life offers several term life insurance coverage options, with death benefit protection of $ 5,000, $ 10,000, $ 20,000, $ 30,000, or $ 50,000.

The Critical Illness rider gives you the option to accelerate a portion of your death benefit if you are diagnosed with a heart attack, stroke, cancer, renal failure, major organ transplant or ALS.