Sentences with phrase «death benefit protection as»

With permanent insurance, the insured has both death benefit protection as well as a cash value component within the policy that can allow savings to build up.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

With a permanent life insurance policy, there is both death benefit protection as well as a cash value or investment build up within a component of the policy.

We would normally recommend the guaranteed indexed universal life for someone that has death benefit protection as the number one goal.

Also, this amount is tax deferred and it includes the portion of your life insurance policy premiums that go towards the payment of your death benefit protection as well as other insurance company expenses.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

ANICO's GUL policy provides guaranteed death benefit protection as long as premium payments are made on time.

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Investors should only buy an annuity contract for the annuity's additional features, such as lifetime income payments and / or death benefit protection.

Under these circumstances, you should only consider buying a variable annuity because of its other features, such as lifetime income payments and death benefit protection.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

The business value protection rider allows owners to increase the death benefit as the value of the business increases, which may be suitable for buy - sell agreements and key person insurance.

Section 207 provides this protection from creditors over Social Security payments regardless of why you are receiving those payments, whether the payments relate to retirement, disability, or as a death benefit to the surviving spouse.

Universal Life Insurance provides death benefit protection, as well as a savings or cash value component.

With it, the face amount (the death benefit) and the premium (the amount you pay for protection each year) are fixed at the time you buy your policy and stay the same even as you age.

Seg funds are simply a special kind of mutual fund with three extra features thrown in (for a fee, of course): (1) A certain amount of creditor protection, as they are considered as insurance policies (2) Downside protection in the form of a promise to return 75 % to 100 % of capital in a certain number of years, usually ten and (3) a death benefit that allows the beneficiary to redeem the fund at the purchase price in the event of death within the 10 year period.

Permanent life insurance policies provide a death benefit as well as other unique features such as lifelong protection and the ability to accumulate cash values on a tax - deferred basis, similar to assets in most retirement - savings plans.

Thus, it is highly advisable to at least balance your unprotected stock trading account and CDs with a mix of qualified retirement accounts (although we don't often endorse these accounts for other reasons) AND cash value life insurance as a preferred asset protection vehicle due to its flexibility and death benefit.

Permanent life insurance (also called whole life) offers lifetime protection and a guaranteed death benefit as long as you keep the policy in force by paying the premiums.

A recent report by the US Environmental Protection Agency... found that cutting pollution through the Clean Air Act prevented 160,000 premature deaths in 2010 as well as over 1.7 million asthma attacks last year — benefits that would be lost if these politically motivated bills and amendments were to pass.

Permanent life insurance coverage offers both death benefit protection, as well as cash value.

These policies are offered as whole life insurance, which means that the plan has death benefit protection, as well as a cash value, or savings, component.

Compared to an traditional life insurance plans such as endowment plans, money - back plans, etc., a term life insurance plan provides far more cover at a far lower premium underlining the best benefit that life insurance products should ideally offer - protection in case of death!

Survivorship life insurance, also known as second to die, offers death benefit protection upon the death of the survivor.

These are whole life insurance plans which means that there is both death benefit protection, as well as a cash value component.

Whole life insurance is a type of permanent life insurance that offers lifelong protection, consistent premiums, death benefits, as well as a living cash value.

With whole life, the policy will offer death benefit protection, as well as cash value, build up within the plan.

These plans are typically offered as whole life insurance — which means that there is both death benefit protection and a cash value / savings component in the plan.

This policy is a whole life plan, which means that it provides the insured with both death benefit protection, as well as cash value / savings build up.

With it, the face amount (the death benefit) and the premium (the amount you pay for protection each year) are fixed at the time you buy your policy and stay the same even as you age.

For spouses, this is an excellent option as it allows one to gain death benefit protection in the event of the death of the other while at the same time increasing the monthly pension payout at retirement.

This policy is customizable — with rider options such as accidental death benefit, child protection and waiver of premium — and policyholders are given the option to convert up to the age of 65 or before the end of their term.

With universal life, or UL, coverage, the insured will have death benefit protection, as well as cash value, build up.

With this type of coverage, you can purchase pure death benefit protection, without any other «bells and whistles» such as cash value or investment options.

Permanent life insurance provides both death benefit protection, as well as a cash value component.

The Critical Illness insurance rider is popular and it serves as additional protection in addition to the life insurance death benefit.

Permanent life insurance provides death benefit protection, as well as the opportunity for the insured to build up savings through a cash value component within the policy.

With continuous coverage, there is both death benefit protection, as well as cash value build up.

Also known as mortgage life insurance, decreasing term insurance is what its name suggests: throughout the life of the policy, the amount of death benefit protection decreases at a predetermined rate.

Whole Life Insurance thus provides a long - term protection for your family and business as well as the death benefit.

AutoMaster Plus provides expanded auto coverage to possessions inside the vehicle that may be damaged in an accident, such as a laptop, cell phone, and child safety seat replacement option, pet injury protection, personal belongings coverage, glass chip payment and death benefits.

Transamerica, an A + rated company founded in 1904, offers unique options, with a few of their term life products, such as Living Benefits for early access to death benefits in the case of terminal or chronic illness; Income Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requiBenefits for early access to death benefits in the case of terminal or chronic illness; Income Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requibenefits in the case of terminal or chronic illness; Income Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requirements.

Investors should only buy an annuity contract for the annuity's additional features, such as lifetime income payments, living benefits and / or death benefit protection.

The rider form numbers are as follows: In Oregon: Accidental Death Benefit: 829 - 200.27; Guaranteed Insurability: 829 - 400.27; Lapse Protection Benefit: 312 - 226; Living Benefits: 929 - 495.27; and Monthly Deduction Waiver: 898 - 225.27.

The money in your fixed annuity, which you invest as a lump sum, earns a guaranteed fixed rate of interest.2, 3 Fixed deferred annuities are not subject to the ups and downs of the stock market and you don't pay taxes on your earnings until you withdraw them.4 With a fixed deferred annuity, you will also receive protection for your beneficiaries through a guaranteed death benefit.2

Variable annuities are insurance products, so they provide many important features such as death benefit protection, lifetime income, and optional living benefits.

While other options such as stocks and mutual funds may provide potentially higher growth, these vehicles also expose the investor to potentially more market risk, without the added death benefit protection should the unthinkable occur.

Here, you will have both death benefit protection, as well as cash value.

The money in your annuity, which you invest as a lump sum, earns a guaranteed fixed rate of interest.2 Fixed deferred annuities are not subject to the ups and downs of the stock market and you don't pay taxes on your earnings until you withdraw them.3 With a fixed deferred annuity, you will also receive protection for your beneficiaries through a guaranteed death benefit.1

This is because the policy offers death benefit protection, as well as cash value.