Sentences with phrase «death benefit rider at»

Lafayette Life also provides an accelerated death benefit rider at no additional cost.

MetLife's term life insurance policies all offer an accelerated death benefit rider at no additional cost.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Although other riders cost extra for the increased benefits you get, most term life policies include an accelerated death benefit rider at no additional charge.

The good news is that most life insurance companies offer the accelerated death benefit rider at no charge.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Further, Lafayette Life also provides an accelerated death benefit rider at no additional cost.

Most term policies also automatically include an accelerated death benefit rider at no charge.

Not exact matches

This rider — also known as a Terminal Illness Death Benefit Rider — is included in your policy at no charge.

The accelerated death benefit rider (included at no extra cost) allows you to receive a portion of the death benefit if you're diagnosed with a terminal illness.

This rider is critical, particularly if you are considering life insurance for children or young adults, because if the insured develops a disease or become uninsurable during the policy period, the insurance company allows the insured to increase his or her total life insurance coverage and death benefit at specific times.

Long - term care riders and accelerated death benefit riders are sometimes called the same thing at life insurance companies.

For example, you may want the breadwinner to have more coverage than a stay - at - home spouse, or you may want only one person to have riders that offer extra provisions, like early access to the death benefit.

They also offer an accelerated death benefit rider that enables you to receive at least some of your insurance proceeds while you are still alive, and if you are diagnosed with a terminal illness.

When performing variable annuity comparison at this phase, the rider for living and death benefit no doubt has a profound impact in how much account money they have to retire on.

Additionally, American General offers an accelerated death benefit rider that enables you to receive at least some of your insurance proceeds while you are still alive if you are diagnosed with a terminal illness.

Long - term care riders and accelerated death benefit riders, which we'll talk about next, are sometimes called the same thing at life insurance companies.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.

This rider lets the policy owner take part of the death benefit to pay for nursing home care and home health care of the insured person, while still leaving at least a partial death benefit to the beneficiaries.

As a secondary focus, sometimes a term life policy rider is added to a policy to add death benefit, rather than adding it to the whole life policy at the expense of cash value accumulation.

For example, you might purchase universal life insurance for a death benefit and possible asset growth, but also add a term life rider to provide a larger death benefit at a lower price.

On the basis of riders for Future Generali Care Plus and BSLI Protect At Ease like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Pension Plus and BSLI Protect At Ease like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for BSLI Protect At Ease and Group Income Protection like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Mera Term and BSLI Protect At Ease like accidental death benefit, critical illness, etc, these plans can be compared.

In the event that the Insured dies after a written request for an accelerated death benefit is submitted but before payment is made and we receive written notice at our home office of this death, the request for an accelerated death benefit will be considered void and no benefit will be paid under the rider.

Included at no additional cost, the accelerated benefit insurance rider will help cover medical costs or nursing home care by allowing you to use a portion of the death benefit in the event of a terminal condition diagnosis or confinement to a nursing home facility.

Family income rider income is paid out in addition to the death benefit, which beneficiaries receive at the time of the insured's death.

The Chronic Illness rider gives you the option to accelerate a portion of your death benefit early if you are certified by a physician as being unable to perform at least two ADLs or activities of daily living (bathing, continence, dressing, eating, toileting, transferring) or if you require substantial supervision due to severe cognitive impairment.

Lifestyle Income Solution — this rider begins at age 85 and lets you turn your death benefit into supplemental income.

If you need more information about accelerated death benefit, long term care riders or living benefits, we suggest speaking with an independent agent like those at Huntley Wealth.

This rider enables your spouse, if he or she is the sole primary beneficiary, to continue your policy upon your death as the new owner, at a potentially higher policy value that includes any amount that would be payable under the Enhanced Beneficiary Benefit Rider.

In theory, the riders can be added at time of application and upon medical approval so that the policy owner can access a portion of the death benefit as long as certain conditions are met by the insured medically.

The Accidental Death Benefit Rider is not available for the graded plan but the Common Carrier Accidental Death rider is included at no additional cost.

An accelerated death benefit rider of up to $ 250,000 is included at no extra charge and policyholders are given the option to select a specific death benefit protection period for added flexibility.

An accelerated death benefit rider is provided at no additional premium on all eligible Select - a-Term plans, regardless of underwriting classification.

Living Needs Benefit (Accelerated Death Benefit) rider at no additional cost.

If you look at a life insurance policy with living benefits like a LTC rider and the death benefit, the question is whether we get Long Term Care coverage first.

Long - term care riders and accelerated death benefit riders, which we'll talk about next, are sometimes called the same thing at life insurance companies.

The accelerated death benefit rider (included at no extra cost) allows you to receive a portion of the death benefit if you're diagnosed with a terminal illness.

Long - term care riders take money out of your death benefit to pay for care you could need as you age and your health begins to fade, such as a nursing home or at - home care.

Older adults might not have their needs fully covered with health insurance, and while some life insurance policies come with riders that let policyholders access the death benefit early in cases of terminal illness, it won't be available to them to cover long - term care services like nursing homes or at - home care.

Long - term care riders and accelerated death benefit riders are sometimes called the same thing at life insurance companies.

For example, you may want the breadwinner to have more coverage than a stay - at - home spouse, or you may want only one person to have riders that offer extra provisions, like early access to the death benefit.

In case this rider is unavailable and you are disabled and are eventually not able to pay the premiums, the policy would expire and you will not get any death benefit at the time of your death as due to non-payment of premium the policy expires and the cover stops.

This rider gives you access to a portion of your policy's death benefit if you become chronically ill for at least 90 days.

The term for this is accelerated death benefit; to learn more, read A Closer Look At Accelerated Benefit benefit; to learn more, read A Closer Look At Accelerated Benefit Benefit Riders.

PruLife Return of Premium Term offers the Living Needs Benefit rider at no additional cost which will allow you to have access to your death benefits if you become terminally ill, become confined to a nursing home or require an organ transplant.

They also offer an accelerated death benefit rider that enables you to receive at least some of your insurance proceeds while you are still alive, and if you are diagnosed with a terminal illness.

We are going to focus on the accelerated death benefit rider because it is built into most term life insurance plans at no extra cost.