Sentences with phrase «death benefits for»

After a specific amount of time, that money can be used to pay premiums, used as a loan or as added death benefits for your beneficiaries.
If you're considering buying a universal life policy with secondary guarantees — low - premium guaranteed death benefits for life or for a specified period of time — a late payment can impact the policy benefits.
With the $ 400 you lose at the tables, a healthy non-smoking male could buy a 20 year term policy worth $ 500,000 in death benefits for about $ 250.00 and still be able to blow $ 150 at the casino.
A whole life policy is a contract, which sets out your premium payments and death benefits for the rest of your life.
With term life insurance you'll have the same premiums and death benefits for the period of time purchased, such as 10, 20, or 30 years.
You will automatically qualify for the policy, but it is the most expensive type available, there is usually a limit to the benefits placed on the policy, and your beneficiaries will not receive the full death benefits for a preselected period of time after it is put into effect.
Under this proposed law, life insurance death benefits for business - owned life insurance policies issued after the effective date of August 17, 2006 are income taxable (to the extent the death benefit exceeds the employer's premiums) unless certain requirements are met.
Life insurance can provide two types of financial benefits: death benefits for our loved ones and some policies include additional benefits for us while we're living.
Because you aren't directing any money to the savings and investment component that is heavily featured by whole life insurance, you are able to buy bigger death benefits for your loved ones.
A healthy 30 year old male could buy a 20 Year Term Policy with $ 500,000 in death benefits for approximately $ 249.12 per year and still be able to drink the odd soda pop.
Workman's comp insurance covers medical treatment, lost wages and even death benefits for surviving family members if an injury proves fatal.
Chronic Illness Rider: In the case of the insured being diagnosed with a chronic illness or have less than 6 months to live, this rider allows the insured to have access to death benefits for the cost of living such as nursing home or medical bills.
Life insurance can help you plan for retirement, provide death benefits for your dependents, and even manage your tax legacy or plan your charitable giving.
Death benefits for your beneficiaries will be much smaller in size, compared to younger policyholders, unless you can pay high premium prices.
Whole life insurance provides death benefits for as long as you live.
Generally speaking, term life insurance is the most affordable option, offering the biggest potential death benefits for the lowest price.
Accidental death benefits for the policyholder and the family.
Accidental death benefits for driver / owner of the vehicle.
Generally speaking, the death benefits for burial insurance are low, ranging anywhere between $ 5,000 up to $ 25,000 (although some insurers may offer higher limits).
PAI provides medical, ambulance and death benefits for the renter and passengers of the rental car in the event of an accident.
If you are a U.S. citizen or a permanent legal resident between the ages of 50 and 80, you can receive graded death benefits for the first two years of coverage.
Permanent life insurance policies differ from term policies in that they can provide more than just death benefits for your beneficiaries.
Level Term Life Insurance — Provides coverage with level rates and death benefits for a period of 10, 15, 20 or 30 years.
It is not the intent of life insurance policies to provide death benefits for suicide.
Instead of buying a single, more expensive GUL policy which includes your short term needs, choose a GUL policy with more appropriate death benefits for the long term and a term policy to cover short term needs.
This suite features Accelerated Access Solution, which allows access to death benefits for diagnosed chronic illness, and Lifestyle Income Solution, which allows access to death benefits for any reason after age 85.
After paying a lower premium for such a life annuity, the employee would be able to retain a larger portion of his or her account, maximizing the employee's lifetime benefits, while also leaving larger death benefits for a beneficiary, from the remaining amount of the account.
Death benefits for term life answers are set at $ 100,000 and up.
Universal life insurance is typically less expensive than a Whole life insurance, but can still be structured to provide level premiums and guaranteed death benefits for life.
The only way to maintain guaranteed level premiums and a level death benefits for life is to purchase whole life or a universal life policy with a guaranteed no lapse rider.
Workers» compensation funds can provide substantial payments for permanent disfigurement or scars, vocational retraining if the injury prevents the worker from returning to their original job and death benefits for immediate family members if the worker was killed on the job.
At Silverman Law, we help eligible veterans apply for benefits, such as disability, retirement, health care, vocational and educational services, and death benefits for dependents.
Our attorneys will help you with your claim for medical benefits, income benefits, permanent disability, or, if you have lost a spouse or parent, survivor's death benefits for toxic exposure.
If your loved one was fatally injured at work, you may also be able to recover permanent total disability as death benefits for a period of time or in a lump sum amount.
Death benefits for Gerber life insurance college plan range from $ 10,000 to $ 150,000 which are guaranteed when the policy matures, this assumes you pay all of your premiums on time.
The taxed and untaxed elements are calculated differently where you have claimed, or intend to claim, tax deductions for insurance premiums to provide for future death benefits for your members.
Marie is a member of a super fund that claims tax deductions on premiums it pays on insurance policies to provide death benefits for its members.
Upon the policyholder's death, usually the insurer pays the face value of the death benefits for whole life insurance policies.
Generally speaking, the death benefits for burial insurance are low, ranging anywhere between $ 5,000 up to $ 25,000 (although some insurers may offer higher limits).
The major drawback is that the surviving spouse will leave behind no additional death benefits for heirs.
While Social Security death benefits for spouses can help, they likely won't cover all of your expenses.
A life insurance policy provides death benefits for spouses in the form of financial assistance to make up for the loss of income after a loved one passes away.
Living Benefits Though the life insurance policies provide you with death benefits for your beneficiaries, you still need to reconsider on the uncertain expenses that crop with age.
Therefore, it is considered best for individuals who believe they will have reason to rely on death benefits for their family no matter what age they are when they pass away.
Death benefits for guaranteed acceptance policies are generally limited to less than $ 25,000.
Annuities can provide you with guaranteed * income options regardless of how long you live, and can provide valuable death benefits for your heirs.
Life insurance can help you plan for retirement, provide death benefits for your dependents, and even manage your tax legacy or plan your charitable giving.
No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).
Notify each teacher, via e-mail, of each item in the General Appropriations Act and legislation that affects teachers, including, but not limited to, the Excellent Teaching Program, the Florida Teachers Classroom Supply Assistance Program, liability insurance protection for teachers, death benefits for teachers, substantive legislation, rules of the State Board of Education, and issues concerning student achievement.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
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