Sentences with phrase «death insurance policies available»

Finally, there are also accidental death insurance policies available.

There are many different types of death insurance policies available, and you will want funeral coverage that is suitable to your individual situation.

Not exact matches

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

In a nutshell, if your life insurance contract becomes a MEC, you'll lose all the life insurance policy tax benefits that are otherwise available prior to payment the death benefit.

There are different types of life insurance policies available, ranging from term life insurance, which is pure death insurance, to traditional dividend paying whole life insurance, which provides cash value growth in the policy.

The whole life insurance plus long - term care policy is available for ages 35 - 80 and provides a guaranteed minimum 4 % interest rate, along with a guaranteed death benefit.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

The only restrictions to Northwestern Mutual's life insurance policies are that they aren't available with small death benefits (the minimum is $ 25,000) and the company doesn't offer policies with limited underwriting.

TermNow is only available if your life insurance policy has a death benefit between $ 15,000 to $ 300,000.

Special Automobile Insurance Policy available for certain drivers which only covers emergency treatment and a $ 10,000 death benefit.

Accelerated death benefit riders are available for most life insurance policies; in fact, your policy may have such a rider and you might not have even known about it.

Additional optional benefits and riders that can be available with the Amica level term life insurance policies include the waiver of premium, the children's insurance rider, and an accidental death benefit rider.

The good news is, that apart form your stand alone long term care insurance companies, there are newer hybrid long term care life insurance policies available that provide both lump sum death benefit protection, coupled with long - term care protection.

However there are no qualifications needed to be able to get an accidental life insurance policy and if you have exhausted options for getting a traditional policy, or want more coverage than available with a graded death benefit policy, look to get an accidental life insurance policy.

Other options, such as a guaranteed issue life insurance policy or an accidental death policy, are available.

When an AAFMAA member passes away, the death benefit of their life insurance policy is available to be paid to the surviving beneficiaries.

We represent all the graded death benefit life insurance companies on the market and in this article we'll explain what «graded death benefit» life insurance is and how to secure the best graded death benefit life insurance policy available.

Every graded death benefit policy has different qualifying questions, so the key to finding the best graded death benefit life insurance rates is sorting through all the options available and finding the cheapest company that YOUR unique risk fits into.

In the event the executive dies, the life insurance policy death benefits are available to fund the plan and provide a lump sum benefit to the executive's beneficiary subject to the terms of the agreement.

Life settlements are an alternative to the policy surrender and accelerated death benefit options that may be available in your insurance contract.

Older adults might not have their needs fully covered with health insurance, and while some life insurance policies come with riders that let policyholders access the death benefit early in cases of terminal illness, it won't be available to them to cover long - term care services like nursing homes or at - home care.

Accelerated death benefit riders are available for most life insurance policies; in fact, your policy may have such a rider and you might not have even known about it.

Difference in death benefits: Insurance policies give back the sum assured along with any bonuses that are available under the plan.

The insurance policy will typically spell out exactly how much of the death benefit will be available before death.

Whole life insurance combines a level premium with guaranteed cash values which the policy owner may use to meet a variety of financial goals.3 Whole life insurance policies may also produce excess credits, which may be used to purchase additional paid - up life insurance, potentially increasing the available death benefit.

This no exam level term life insurance policy — which is available to those who are between the ages of 18 and 60 at the time of application — offers death benefit protection of up to $ 500,000 (with a low face amount of $ 100,000).

Supplemental riders available with the term life insurance policy include: waiver of premium rider — premium payments may be waived if insured becomes totally disabled; children's level term insurance rider — Provides term coverage for children; and the accelerated benefit rider — You can receive a portion of the death benefit if you develop a terminal illness.

For example, if the insurance policy's beneficiary caused the insured's death, a life insurance policy's proceeds would not likely be available to him or her.

For this reason and this reason alone, it is usually best to try to first find a simplified or fully underwritten life insurance policy first, and then if none are available, move on to a guaranteed issue policy as a last resort (preferably one that has a short graded death benefit period).

These additional policy options include children's term insurance rider, waiver of premium rider and accidental death insurance and may be available depending upon the life insurance company's offerings.

There are several types of life insurance policies available to those looking to look after their family in the event of their death.

There are two term - life insurance policy types available through Transamerica; Trendsetter Super Series (up to $ 1,000,000 in coverage with a guaranteed premium that is convertible to a whole life policy at the end of the term); and the Trendsetter LB (up to $ 1,000,000 with living benefits option to receive an accelerated death benefit with a qualifying illness while you are still alive).

There are several policy riders available to add coverage for accidental death, children's insurance, chronic care, disability waiver of premium, living benefits and more.

Because the life insurance policies are not counted as part of a person's estate, allocating a portion of your wealth to a whole life insurance plan can be an effective way to reduce your estate's size by reducing available cash on hand while increasing your heirs» inheritance through legally avoided estate taxes, probate fees, and the payment of a large death benefit.

Although this type of insurance is easy to acquire, you should be aware that the death benefits are much lower than what is available on other types of life insurance policies.

The downside for these policies is that they are more expensive than traditional life insurance policies and have lower available death benefits coverage.

Term life insurance is the most basic type of policy available because it pays out death benefits only.

Six states — Kentucky, Maine, New Hampshire, Oregon, Washington and Wisconsin — have already passed various versions of a life insurance disclosure requirement, legally mandating that insurance carriers notify seniors in certain circumstances of the alternatives to lapse or surrender of their policy (e.g., accelerated death benefit or available riders, assignment of policy as a gift, life settlement, policy replacement, etc.).

This feature is sometimes called «accelerated death benefits» and is available on most permanent life insurance policies such as whole life insurance.

We also have graded death benefit policies available at very competitive rates that ensure many of our clients have some form of life insurance coverage in place.

Available for the existing GUL 3 product, American General Life Insurance Company's Asset Protector adds extra policy benefits, like early use of the death benefit to pay for illnesses, even before the insured has passed.

Life insurance policies offer a unique combination of death benefits and tax advantages available in no other financial product.

Most life insurance policies pay out the death benefit as a lump sum — although there are other options typically available for receipt of the policy proceeds.

While VGLI life insurance policies are only available if you had a SGLI policy during your time in the service, SGLI is much more valuable as it provides coverage for any cause of death.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Notably, most / all of the growth in the policy at those interest rates will likely be eroded by the life and long - term care cost - of - insurance charges, but hybrid life / LTC policies typically provide a guarantee that no matter what, the client's original $ 200,000 remains assured, liquid and available without surrender charges or penalties (though withdrawals would impact available amounts for claims, and claims may affect the amounts available at surrender or death as well).

In a nutshell, if your life insurance contract becomes a MEC, you'll lose all the life insurance policy tax benefits that are otherwise available prior to payment the death benefit.

It is the simplest and cheapest insurance policy available in the insurance market that provides financial benefits to the family of the insured in case of untimely death of the policy holder.

The good news is, that apart form your stand alone long term care insurance companies, there are newer hybrid long term care life insurance policies available that provide both lump sum death benefit protection, coupled with long - term care protection.