Sentences with phrase «death insurance right»

But the real question is, is accidental death insurance the right policy for you?

Not exact matches

Consult your investment professional to find out if this whole life insurance policy, which features a death benefit, is the right product for your financial situation.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

Assets owned individually by a decedent at death that don't pass to another person by trust (i.e. revocable living trust), contract / beneficiary designation (i.e. life insurance, annuity or 401 (k)-RRB-, or operation of law (i.e. joint tenancy with right of survivorship) may be subject to probate if the applicable threshold is exceeded.

When purchasing life insurance coverage, it is important to determine what type of policy — as well as how much in death benefit (face amount)-- will be right for you and your survivors.

«AccuQuote.com work (s) with a variety of financially strong life insurance companies, and will help you work through the right death benefit needs for your family.»

The right insurance coverage can be important to help provide financial protection for you and your family against disability, job loss *, critical illness ** or in the event of death.

The right of a judgment debtor to accelerate payment of part or all of the death benefit or special surrender value under a life insurance policy, as authorized by paragraph one of subsection (a) of one thousand one hundred thirteen of the insurance law [* see below], or to enter into a viatical settlement pursuant to the provisions of article seventy - eight of the insurance law, is exempt from application to the satisfaction of a money judgment.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

Death Benefit Processing: As a resident of Delaware and beneficiary of a Delaware insurance policy, it is your right as recognized by the State Code to a swift and reasonable payment of death beneDeath Benefit Processing: As a resident of Delaware and beneficiary of a Delaware insurance policy, it is your right as recognized by the State Code to a swift and reasonable payment of death benedeath benefits.

The person you've chosen to have the first right to receive insurance payments or proceeds upon your death.

The proven Seattle wrongful death lawyers at Johnson, Graffe, Keay, Moniz & Wick, LLP have extensive experience defending the rights of individuals, insurance companies, self - insured corporations and medical professionals against wrongful death claims.

The proven Phoenix wrongful death lawyers at Burch & Cracchiolo, P.A. have extensive experience defending the rights of individuals, insurance companies, self - insured corporations and medical professionals against wrongful death claims.

If you do not do much reserved activity work then calculate how much the «death by a thousand regulatory charges» (professional indemnity insurance (PII), practising certificate fees, continuing professional development, SRA registration, management training, etc) is costing you just for the right to use the word «solicitor».

Couples can sign agreements regarding such things as spousal support, property rights, division of assets, choice of law covering the agreement and how life insurance proceeds will be distributed in the event a death occurs.

Stewart Sokol & Larkin's general liability defense spans the distance from individual policy holders to large corporations, and we are committed to helping our clients through liability scenarios ranging from personal injury / wrongful death, premises liability, product liability, uninsured / underinsured motorist liability, insurance coverage litigation, civil rights claims, construction defect to patent / trademark infringement.

Whether you need a tough negotiator for your insurance claim or a seasoned trial attorney for your personal injury or wrongful death lawsuit, you have come to the right place.

Instead, you can protect your legal rights and avoid talking directly with the insurance adjuster by contacting a wrongful death attorney.

We can explain which aspects of your loss will be recognized by the law, help you pursue your right to survivors» benefits and life insurance, and help you deal with the practical and emotional challenges that inevitably arise in the aftermath of an accidental death in the family.

He practices law in the areas of personal injury, wrongful death, medical malpractice, professional malpractice, civil rights law and police misconduct, auto and truck accidents, product liability, premises liability, property damage, and insurance litigation.

Insurance companies rarely offer an equitable settlement to survivors of the deceased without benefit of an experienced wrongful death attorney fighting hard for the family's rights.

This evolved after many decades of litigation, in the late 1800s and early 1900s, between survivors of people who died and life insurance companies who sought the right to refuse to pay for any inaccuracy in the information provided to underwrite the policy (even if unrelated to the actual cause of death) due to fraud, and for suicide on the theory that it was a premeditated way to cheat the company.

Same - sex couples also have the right to apply for Canada Pension Plan survivor benefits (if the couple has lived together for at least one year prior to the death of their common - law spouse) and have entitlements to be covered under each other's car insurance.

(a) is subrogated to and is deemed to be the assignee of all rights of recovery against any other person liable in respect of the loss, damage, bodily injury or death of a person to whom, on whose behalf or in respect of whom the payment of benefits or insurance money is made or to be made, and

Primary Beneficiary The person or entity who, at the insured's death, has the first right to receive life insurance proceeds.

If you don't need a huge amount of life insurance death benefit then a no medical exam policy is right for you.

When clients use some of their assets to purchase a life insurance policy, they secure a death benefit amount higher than the amount of premiums paid right away.

A benefit included or added to a life insurance policy with a rider that allows the policy owner the right to receive a portion of the death benefit as defined in the policy if the insured becomes terminally ill and furnishes proof.

Misstatement of Age If the age of the insured is misstated and is not discovered until death of the insured, the insurance company has the contractual right to adjust the death benefit to reflect the face amount that would have been paid with the corrected age and actual premiums paid.

Accelerated Benefit Rider A life insurance policy benefit that allows the insured or policy owner The right to receive a percentage of the insurance policy death benefit in advance if the insured is diagnosed with a terminal illness and not expected to live for a period of at least 12 months.

In case, the policyholder purchases a policy without mentioning this fact, he may be granted the cover based on his declaration, however, in case of an early death, the insurance company is within its rights to repudiate the claim as he has not disclosed material facts at the time of entering the contract.

Contestability Period Within the first 2 years of an insurance policy, the insurance company has the right to investigate a death claim for fraud and misrepresentation.

For these and similar second death concerns, second - to - die insurance can often be the right policy in estate planning.

With the right amount of life insurance, you can have peace of mind knowing that after you're gone, not only will their basic needs be met, but the payout from the death benefit can help pave the way for a brighter future that includes money for college tuition and other educational expenses.

To safeguard against the liability of handing debt over to your survivors in death, the right life insurance policy can financially protect your family in the event your debts outweigh your assets.

Contestability is simply the life insurance company's right to investigate the cause of death.

An insurance plan that ticks all the right boxes especially if you want your family to be financially sound after your death, are term insurance... read more

Term life insurance is most commonly used to provide loved ones with cash benefits in the event of your death, but it can be difficult to determine how much insurance you need to buy as well as what term length is right for you.

Whether you are looking for a cash value policy to provide you with retirement income or you have a need to cover obligations in case of your death, Ackerman Insurance Services can provide the right plan for you.

Take a few minutes right now to request a free no - medical accidental death insurance quote from AIG Direct.

If an insured person commits suicide within that two - year timeframe, the life insurance company has the right to not pay out the death benefit.

So, unfortunately, you legally do not have any rights to the life insurance death benefit, but you do have the right to view his will.

AG's ADD or AIG's Accidental Death Direct Insurance (they're the same thing) This article was written to help those who are either considering purchasing an American General Accidental Death Insurance / AIG Accidental Death Direct Insurance or have purchased one, and have a few questions about whether or not it's the right insurance Insurance (they're the same thing) This article was written to help those who are either considering purchasing an American General Accidental Death Insurance / AIG Accidental Death Direct Insurance or have purchased one, and have a few questions about whether or not it's the right insurance Insurance / AIG Accidental Death Direct Insurance or have purchased one, and have a few questions about whether or not it's the right insurance Insurance or have purchased one, and have a few questions about whether or not it's the right insurance insurance for them.

However, after the two year contestability period, the insurance company loses the right to question or deny the policy and death claim even if they find out that the insured person lied during application.

If they find that you had, the insurance company has the right to return the premiums you paid and deny the death benefit.

For almost everyone else, the best way to incorporate life insurance into your retirement - planning strategy is to get the right death benefit for your family at the lowest cost, so you have the most money left over to take other key steps toward financial security.

Good article - I do believe whole life insurance can have it's place, but I think the most important thing is the «right amount» of total insurance, or death benefit.

This often makes getting the right amount of death benefit difficult through a whole life insurance policy.

Some types of life insurance also give the policy owner the right to «borrow» a portion of the «cash value» within a policy, or to receive an «accelerated death benefit» if you become terminally ill or require confinement in a long term care facility.

STOLI involves arranging a life insurance policy with the intent of transferring the right to receive a death benefit to a third party, usually an investor.