Sentences with phrase «death of a home owner»

This policy was designed with the express intent of paying off a mortgage upon the death of a home owner.

Not exact matches

Statistics show gun owners are the victims of more gun deaths — accidents, unsecured guns being accessed by chlldren, domestic violence situations and you are NOT safer with one in your home.

Shepherd and his team contend with the death of a skydiver whose parachute was tampered with, the killing of the eccentric owner of a Victorian reenactment village, farmers feuding over the rights to honey bees, and a nursing home full of suspects with dementia.

However, if you inherit a home and sell it later, you will pay capital gains tax based on the value of the home on the date of the owner's death.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability

This rider lets the policy owner take part of the death benefit to pay for nursing home care and home health care of the insured person, while still leaving at least a partial death benefit to the beneficiaries.

There are many reasons over 100,000 dogs are resident in dog rescue centres UK from the death of owners, behavioural problems, to cruelty and neglect these poor pooches are desperate to find their forever home.

Death of an owner: Truly a situation which requires that the dog find a new home.

I want people to see the owner surrenders that are put to death for space and the faces of sweet puppies that never get a chance to find a home because shelter life leaves them full of anxiety.

German Shepherd Rescue of New England, Inc. (GSRNE) is an all volunteer, 501 (c)(3) charitable organization dedicated to providing veterinary care, evaluation & adoptive homes for the countless numbers of German Shepherd Dogs who are left in pounds to await uncertain fate, are owner surrenders (divorce, death, etc.), or are from abuse or neglect situations.

Senior dogs lose their homes for a variety of reasons, usually having nothing to do with their behavior or temperament, but more due to the fact that their owners are unable to keep them for reasons including: the novelty of owning a dog wearing off, allergies, death of a guardian, a new baby, loss of a job, a move, change in work schedule, and various other lifestyle changes.

Through the Cat Guardians service, owners can make arrangements so that in the event of their death, the charity will take care of their cats until they find them a loving new home.

Fur and Feather has provided homes to pets whose owners can no longer take care of them due to illness, death in the family, or financial crisis.

This could be for reasons such as the death of an owner, owner relocation to a rental that does not allow pets, inability of owners to afford the medical or general care of a pet, pet behavior issues, and even lost pets who do not have tags or microchips and so can not can not be returned home.

To provide re-homing of pets who have lost their owners as a result of foreclosure, prolonged illness, death or placement in a nursing home.

We help in the location of adoptive and foster homes for Bostons that have been abandoned, abused and unwanted by their owners, or homeless as a result of owner death or disability.

IGCA Rescue is a club sponsored re-homing service provided for Italian Greyhounds that have been abandoned at animal shelters, taken from abusive homes or surrendered to Rescue due to the death or divorce of the former owner.

The most crucial time with a dog is the first three weeks of being in it's new home, Everything and everyone is strange to them and they are tense and hyper from being in a shelter situation that is filled with frantic dogs and often the smell of death added to the removal from their home and regardless of how negligent, their owner.

LTCSO allows the owner of the AAFMAA policy the option of converting the death benefit on an eligible insured life — normally payable only upon the death of the insured — into regular periodic payments prior to death, specifically to defray the cost of nursing home, custodial or home health care for the insured.

In exchange for the policy owner's designation, the funeral home typically guarantees that the proceeds will cover the cost of the funeral, no matter when death occurs.

Some of these features include access to the funds if the owner is confined to a nursing home, 10 % to 20 % free withdrawals each year for any reason, increased value as a death benefit, and higher interest earning guarantees while taking a fixed income stream that includes the ability to stop at any time and continue the annuity.

This rider lets the policy owner take part of the death benefit to pay for nursing home care and home health care of the insured person, while still leaving at least a partial death benefit to the beneficiaries.

Decreasing term was designed to pay off your mortgage upon the death of the homeowner, or the person paying the mortgage if that is someone other than the owner of the home.

Prudent home owners may seek to reduce the risk of fire deaths and damage with some of the following preventative measures:

Royal Lepage Niagara put together a paragraph that covers basics regarding home issues, past history as known to the homeowner and would be far more useful than our current SPIS, covering points such as disclosure of any deaths in the home, past insurance issues and any corrected physical issues the owner is aware of.

Built in 1882, the home was the site of numerous deaths, including the original owner, the shooting of a 19 - year - old college student in 2004, and the sudden death of a later owner in 2007.

When children inherit a home, the Internal Revenue Service determines their basis in the property on the date of the owner's death.

Other provisions in a states homestead exemption may also protect the value of the owner - occupants» homes from certain creditors (not including mortgage creditors or tax liens), and circumstances arising from the death of the owner - occupant's spouse.

-- including a lien on the stock of a cooperative housing corporation (a «co-op»)-- no lender can enforce its due - on - sale clause due to any of the following prevalent circumstances: (1) The creation of a lien (or other encumbrance subordinate to the lender's security instrument) that does not relate to a transfer of rights of occupancy in the property; (2) The creation of a purchase money security interest for household appliances; (3) A transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) The granting of a leasehold interest of three years or less * not containing an option to purchase (5) A transfer to a relative resulting from the death of a borrower; (6) A transfer where the spouse or children of the borrower would become owners of the property; (7) A transfer resulting from a decree of dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property (8) A transfer of the borrower's property into an inter vivos trust in which the borrower is and remains a beneficiary and which [trust agreement] does not relate to a transfer of rights of occupancy in the property; or (9) Any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

Named Winter House for its owners, insurance executive Frank Winter and his wife, Florence, the 4,748 - square - foot residence remained the home of their daughter, Frances, until her death late last year at 101.