Sentences with phrase «death over the policy»

Since the life cover continues even after the incidence of critical illness, the family can avail of death benefit on Samir's unfortunate death over the policy tenure.

In case of death over the policy term, the beneficiary gets the full sum assured irrespective of the payouts already made.

Not exact matches

Other than making vague promises to place more police officers on the streets, encouraging DNA testing for death - row inmates and calling for the need to reduce recidivism by investing in «proven community - based law - enforcement programs,» the Democrats» policy solutions over the past eight years have done little to dismantle the carceral state that they helped create.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

Basic whole life policies provide a fixed death benefit and a cash value that builds over time.

Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provides.

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

What he does and says while he is here will not move the needle even one degree on the struggles over the death penalty, abortion and Planned Parenthood funding, the marriage and religious freedom issues, immigration policy, the international arms trade, or economic policy and social welfare programs.

However, when it comes to child protection, routine engagement with fathers and father - figures has seemed a distant ideal: safeguarding policy has repeatedly failed to identify this as an issue despite the fact that Serious Case Reviews over a twenty year period (most recently the Ofsted Serious Case Review summary of 46 cases, as well as both of the Baby Peter Serious Case Reviews) have found failure by practitioners to engage with the men in children's lives to be a major factor in child abuse and deaths.

THE death of a baby last week in Montreal has reignited the debate over one of the most emotional social policy issues in the province — midwifery.

Suggestions are being made, and local county policies are being formulated (see Gettler and McKenna 2010) that make the assumption that parents have no rights whatsoever to read infant death or mortality data differently, and to become informed over what and where the legitimate disagreements over the bedsharing issue are, so that they can make up their own minds as to how known bedsharing risk factors apply to their own circumstances.

On a side note, in 1999, the AAP's issued a stern policy on Youth and Trampolines for parents, parks and schools after a high number of injuries and six deaths over a 9 year period.

Ministers argue the minimum price policy would cut crime by 50,000 a year and result in 9,000 fewer alcohol - related deaths over the next ten years.

When his personal doctor is shot down on a mercy mission over Syria, President Bartlet threatens a dramatic military strike on that country, and aficionados believe the show's title refers to the president's attitude to foreign policy changing because of the death of his physician.

The results of the study by Marc Baguelin and colleagues from the London School of Hygiene & Tropical Medicine in the UK, Public Health England, and Athens University of Economics and Business, show that the current flu vaccination policy that targets people aged 65 years and over and also those in high risk groups has reduced the number of flu infections and associated deaths in these groups over the past 14 years.

According to Gil Kerlikowske, director of the U.S. Office of National Drug Control Policy, prescription painkillers were responsible for 16,600 deaths in 2010 — well over five times more than those caused by heroin.20

Actually, the plot is a lot more convoluted than that; it involves a trio of corrupt detectives (Bill Paxton, Shea Whigham, Mike Epps), Nick's ex-wife's alcoholism, a life insurance policy that names Cate as the sole beneficiary, a drug kingpin (Jordi Mollà) out to avenge the death of his son, and plenty of clunky voice - over.

But in neoliberal societies, sovereignty is often in the hands of major corporations that now have power over not only the production of knowledge but also over the implementation of policies that bear down on matters of life and death, living and surviving.

The release of Diane Ravitch's new book, The Death and Life of the Great American School System: How Testing and Choice Are Undermining Education, caused quite a stir in the education community because in it Ravitch does an about - face, criticizing the education policies she had fully supported over the years, including when she served as assistant secretary of education and counselor to Education Secretary Lamar Alexander from 1991 to 1993.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Under universal life insurance option B, the policy proceeds increase over time and are equal to the cash value plus the death benefit.

You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time.

Life insurance proceeds, which were paid to you because of the insured person's death, are generally not taxable unless the policy was turned over to you for a price.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

Since the plan also ensures that if he were to survive till the end of the policy term, he will receive all the premiums that he has paid over the entire term thus ensuring that he receives commensurate benefits for the premiums he invests whether it is in the form of the Death Benefit or Maturity Benefit.

Term policies can range from 5 years to 35 years in length and can provide over $ 1 million in death benefits.

The main difference between term life and permanent insurance is that term insurance only pays death benefits to your beneficiaries, while permanent life insurance pays out death benefits and accumulates cash value which will continue to build up over the life of the policy.

And with a properly designed policy, the death benefit GROWS over your lifetime.

If a permanent death benefit and lower costs is preferred, then the policy will NOT be designed to enhance cash value accumulation AND vice versa if cash accumulation is sought over permanent death benefit.

Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.

On the other hand, if you've just purchased a home with your spouse, you might consider a decreasing term policy (since your mortgage balance decreases over time as you pay it off) with a death benefit equal to the size of your outstanding loan.

In addition to paying death benefits, it also has a cash value accumulation feature which grows over the life of the policy.

Similarly, a policy's death benefit can be customized (the amount can range from $ 50,000 to over $ 1 million) and should reflect your family's financial needs if you passed.

So, if your financial situation changes over time and you want a greater amount of coverage, you would be able to increase your policy's death benefit without demonstrating your insurability.

Whole life insurance (cash value life insurance) offers a permanent accruing death benefit as well as accruing cash value within the policy over the life of the policy holder based upon mortality tables.

The owner of a life insurance policy has complete control over it and gets to decide who receives the death benefit of the policy.

A decreasing term life policy (aka mortgage life insurance) features a death benefit that declines over time, even while the premium typically stays the same.

Because the death benefit amount of your cash value life insurance policy may change over time as its cash value grows, make sure to specify a percentage of the proceeds to go to your beneficiaries rather than selecting a dollar amount.

Thanks to the acceleration of death benefit rider on his life insurance policy, however, Richard was able to get money to cover his huge medical expenses, allowing his wife and family to say goodbye without the specter of debt hanging over their heads.

Depending upon the type and the amount of the policy, a beneficiary will typically have several choices regarding how the death benefit from the policy will be paid — all at once, or over time from an annuity.

The policy ends at age 121, at which point the non-guaranteed totals equal over $ 21,000,000 for the cash value and death benefit.

Rather than your coverage ending like a typical term policy, Custom Choice UL simply lowers the death benefit over time but your premium remains the same.

As the owner of the policy, you can also choose to pay the death benefit in installment payments to spread it out over a number of years.

An indexed universal life insurance policy, aka IUL insurance, or simply IUL, is similar to traditional universal life (UL) in that it offers a death benefit and a cash value account that increases over time.

In contrast, a life agent selling a $ 1,000,000 death benefit may make only 1 % of the total commission vs the total death benefit over the life of the policy.

You believe that you would outlive a term life insurance policy and want something that will grow over time that has certain guarantees like cash value growth and death benefit

A cash value life insurance policy is an asset that can be designed to increase in value, both cash value and death benefit, over time.

The insurance part of the death benefit shrinks over time as the cash value grows, until eventually the cash value makes up all of the money the insurance policy will pay out.

Unless Joe terminates the policy or changes ownership over to Karen, when Karen dies, Joe will still receive the death benefit even though there is no longer overt insurable interest.

Universal life insurance policies offer flexibility in choosing whether you want to set up the policy with a sizable death benefit or begin it with a lower death benefit that increases over time.