Sentences with phrase «death policies which»

Convenient — Stonebridge Life offers no exam life insurance and accidental death policies which makes obtaining a life insurance policy quick and easy.

If your policy doesn't cover All Causes, you probably have an accidental death policy which should not be your only type of life insurance policy.

First you could apply for an accidental death policy which will only provide coverage for accidents.

Not exact matches

However, few people actually need these policies, which are very expensive and restrict their death benefit to less than $ 25,000.

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1

Consult your investment professional to find out if this whole life insurance policy, which features a death benefit, is the right product for your financial situation.

In Compliance with Laws: We may disclose your information to a third party: (a) if we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process, or governmental request; (b) to enforce our agreements and policies; (c) to protect the security or integrity of the Startup Grind Service; (d) to protect Startup Grind, our customers, or the public from harm or illegal activities; (e) to respond to an emergency which we believe in the good faith requires us to disclose information to assist in preventing the death or serious bodily injury of any person; or (f) as otherwise directed by you.

This is known as a partial surrender, which reduces the cash surrender value of the policy and the death benefit amounts.

With term life insurance, you buy a policy, which has a given death benefit, say $ 250,000.

Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your circumstances change.

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

OPTerm policies are renewable and convertible term life insurance which provide a level death benefit.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

Sometimes they think that Salvation is a sort of fire - insurance policy which guarantees that we shall not have a rather warm future beyond death.

At a conference on transplantation last year sponsored by the American College of Legal Medicine, Thomas Starzl endorsed a policy of presumed consent, which allows physicians to retrieve organs unless the deceased opted out by specifically stating an opposition to organ donation prior to death.

Fox tells the story from beginning to end: childhood in the German - American parsonage; nine grades of school followed by three years in a denominational «college» that was not yet a college and three year's in Eden Seminary, with graduation at 21; a five - month pastorate due to his father's death; Yale Divinity School, where despite academic probation because he had no accredited degree, he earned the B.D. and M.A.; the Detroit pastorate (1915 - 1918) in which he encountered industrial America and the race problem; his growing reputation as lecturer and writer (especially for The Christian Century); the teaching career at Union Theological Seminary (1928 - 1960); marriage and family; the landmark books Moral Man and Immoral Society and The Nature and Destiny of Man; the founding of the Fellowship of Socialist Christians and its journal Radical Religion; the gradual move from Socialist to liberal Democratic politics, and from leader of the Fellowship of Reconciliation to critic of pacifism; the break with Charles Clayton Morrison's Christian Century and the inauguration of Christianity and Crisis; the founding of the Union for Democratic Action, then later of Americans for Democratic Action; participation in the ecumenical movement, especially the Oxford Conference and the Amsterdam Assembly; increasing friendship with government officials and service with George Kennan's policy - planning group in the State Department; the first stroke in 1952 and the subsequent struggles with ill health; retirement from Union in 1960, followed by short appointments at Harvard, at the Center for the Study of Democratic Institutions, and at Columbia's Institute of War and Peace Studies; intense suffering from ill health; and death in Stockbridge, Massachusetts, in 1971.

State - Level Implementation of Health and Safety Policies to Prevent Sudden Death and Catastrophic Injuries Within Secondary School Athletics, the study which details the results, is publish in The Orthopedic Journal of Sports Medicine.

For the background literature review and data analyses on which this policy statement and recommendations are based, refer to the accompanying technical report, «SIDS and Other Sleep - Related Infant Deaths: Evidence Base for 2016 Updated Recommendations for a Safe Infant Sleeping Environment,» available in the electronic pages of this issue (www.pediatrics.org/cgi/doi/10.1542/peds.2016-2940).3

For the background literature review and data analyses on which this policy statement and recommendations are based, please refer to the accompanying «Technical Report — SIDS and Other Sleep - Related Infant Deaths: Expansion of Recommendations for a Safe Infant Sleeping Environment,» available in the online version of this issue of Pediatrics.2

It backs a system which has led to record numbers of drug - related deaths in the UK, while condemning policies which would undoubtedly save lives.

In article after article about a series of recent mayoral policy forums, not a single major outlet even mentioned the allegations, which many had predicted would be a death sentence for Liu's mayoral hopes — and even grounds for resignation.

Ideally, solid research leads to effective public health policies, which then reduce deaths, be it from guns, car accidents or fires.

It is the central theme of The Death of Economics that the simple model of perfect competition which lies at the heart of much standard economic teaching is seriously flawed, and that policies based on it will be erroneous.

The Office of National Drug Control Policy and the U.S. Centers for Disease Control and Prevention have endorsed PDMPs as a way to reduce doctor and pharmacy shopping to obtain prescription drugs, which is associated with drug - related overdoes and death.

The plaintiffs claimed that the new policy violated the Dickey - Wicker Amendment, established in 1996, which states that federal money can not be used for «research in which a human embryo or embryos are destroyed, discarded or knowingly subjected to risk of injury or death.»

Conducting seminal intervention trials against malaria that have fed directly into national and international policy which has contributed to the prevention of millions of deaths; these include trials of impregnated bed nets, the prevention of malaria in pregnant women, interventions to improve community based treatment and interventions to increase access to safe effective drugs.

-- Evaluate the extent to which any failures in policy, procedure, or execution contributed to an inability to prevent deaths and injuries.

In 2010, Diane Ravitch, a renowned education historian and former Assistant Secretary of Education joined the ranks of true educational experts by publishing a book, The Death and Life of the Great American School System, in which she openly admitted she was wrong about key educational policies she once championed, namely standardized testing and school choice.

Since the premiums are higher and the death benefit is initially lower, a greater portion of the premium is added to the policy cash value, which then grows interest - free inside the contract.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

Their policy includes a «Living Needs Benefit» which advances part of the death benefit for policyholders who have been confined to a nursing home or have been diagnosed with a terminal illness with a maximum life expectancy of 6 months.

Life insurance proceeds, which were paid to you because of the insured person's death, are generally not taxable unless the policy was turned over to you for a price.

«Direct term life insurance» simply refers to a term life insurance policy in which the party upon whose death the benefit would be paid out is the same party paying for the policy.

Payment for the face value of the insurance policy or death benefits, which your beneficiary or beneficiaries will receive after you pass away

You may need an inexpensive term life policy, which lasts 20 - 30 years and provides a death benefit to your family if you pass away during the term.

Or you may wish to lock in a steady rate with a permanent life insurance policy, which accrues cash value, and pays a guaranteed death benefit, even if you live to be 100 years old.

This helps keep term life premiums lower for young people than permanent policies, which eventually will have to pay a death benefit.

The main difference between term life and permanent insurance is that term insurance only pays death benefits to your beneficiaries, while permanent life insurance pays out death benefits and accumulates cash value which will continue to build up over the life of the policy.

The primary difference between life insurance and AD&D insurance is the set of circumstances under which a policy will pay a death benefit.

Guaranteed universal life is arguably the most popular product for second to die because these policies are set up to offer an inexpensive permanent death benefit, which is a key part of the second to die policy appeal.

Those payments are invested in the company's general account, which in turn, guarantees that you or your beneficiaries will receive at least the policy's guaranteed cash value or death benefit.

The second instance is when a policy incurs a material change, such as a reduction to the death benefit, which may or may not cause the policy to MEC.

Luk says some entrepreneurs may go further and consider a universal life plan, in which the policyholder pays more into the policy than the death benefit requires.

Single - premium whole life (SPWL) is a type of life insurance in which a single sum of money is paid into the policy in return for a death benefit that is guaranteed to remain paid - up for the remainder of your life.

Life insurance policies in fact are so popular that earlier the product which was meant simply to provide death benefit, nowadays has started offering many different features which offer growth in investment, an opportunity to invest in the market, investments that are goal oriented and much more.

In addition to paying death benefits, it also has a cash value accumulation feature which grows over the life of the policy.

Their term life policy also has a limited death benefit, with the maximum value being $ 50,000, which can be designated to either 1 or 2 beneficiaries.

When shopping for term life insurance, the key policy features which will impact premiums are the term length and death benefit.