Sentences with phrase «death than nonsmokers»
Insurance companies charge this massive price increase because smokers have such a higher risk of death than nonsmokers.
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For example, it will typically cost less to insure a 30 - year - old nonsmoker in good health for a 20 - year term and a $ 200,000 death benefit than it will to provide the same policy to a 45 - year - old smoker with ongoing health issues.