Sentences with phrase «debt and credit do»

Needless to say, debt and credit do go hand - in - hand.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

What we don't know the state of credit default swaps held by banks against sovereign debt and against European banks, nor do we know the state of CDS held by British banks, nor are we certain of how certain the exposure of British banks is to the Ireland sovereign debt problems.»

«Those firms that were operating in the U.S. did get squeezed out,» says Henrietta Ross, executive director of the Ontario Association of Credit Counselling Services and an outspoken critic of debt settlement.

What do massive credit card debt, mystery fridge meat and your competitors have in common?

If your business doesn't yet have its own credit history, many backers will want proof that you can responsibly manage money and pay your debts.

Then I did it all over again, and by my senior year I was $ 12,000 in credit card debt — took me another 18 months to pay that off,» he said.

By choosing to pay themselves first — which you can do, too, by diverting a portion of your paycheck into a savings account or scheduling auto - transfers from checking to savings — wealthy people reliably hit their targets, while also learning to delay gratification and avoiding wealth busters like credit card debt.

To get the company rolling, the couple lived off credit - card debt (which they're still paying off) and didn't pay themselves a salary.

The buffer is put in place to ensure that lenders do not get themselves into the same positions that they did during the financial crisis, protecting themselves from debt going bad and triggering another credit crunch.

John Kapetaneas managed to pay off $ 111,000 of student loans and credit card debt in 24 months — and the New York City - based journalist did it with zero savings and as a freelancer.

«People who have a context for money that excites them are more likely to do the crappy events of filing their taxes, putting in their RRSP contributions, getting rid of their credit card debt — all that stuff which in and of itself is completely boring,» Sellery says.

In the NerdWallet survey, many Americans who have been in credit card debt said that if they didn't have credit card debt to pay off, they would save that money for emergencies (57 %), save it for a future goal (50 %) and / or put the money toward paying down other debt (33 %).

A Credit Karma / Qualtrics study of 1,045 U.S. consumers found nearly 40 % of millennials have spent money they didn't have and gone into debt to keep up with their peers.

Our survey found that consumers accumulate credit card debt for different reasons, including spending above their means, bouts of unemployment and paying for the essentials that their income doesn't cover.

Whether you do it online or through a broker, generally, you'll mention the loan product (s) you're interested in, and they'll ask for your credit score, outstanding debt, and annual income.

The principle doesn't work when people use their income to pay mortgages on increasingly expensive homes and pay credit card debts and other loans they have had to take out just to break even as the economic screws have been tightened.

Another 52 % said they'd do the responsible thing and put it toward household expenses or credit card debt.

As do foreign investors in local currency debt that want exposure to domestic credit and interest rates, but not exchange rates, as well as other non-residents who are willing and able to take on exchange rate risk.

It doesn't need more credit, but a write - down for the unpayably high debts that the banks have imposed on American families, businesses, states and localities, real estate, and the federal government itself.

Paying off any outstanding credit card bills goes hand in hand with reducing overall debt, and it's something you should aim to do in your 30s, said Khalfani - Cox.

If they do, eliminating short - term debt like credit cards and car loans should become the priority before looking into investing.

There seems nothing to be done about banks impoverishing people by extortionate credit card rates, junk securities and a debt burden so heavy that it will require one bailout after another over the next few years.

Until we understand this do not expect the global crisis to end anytime soon, except perhaps temporarily with a new surge in credit - fueled consumption in the US (which will cause the trade deficit to worsen) and more wasted investment in China (which, because it is financed with cheap debt, which comes at the expense of the household sector, may simply increase investment at the expense of consumption).

Ryan Markey, who's 23, doesn't have a credit card, keeps his student loan debt under control and saves up to 30 % of his salary each month.

«I've seen other people get stuck with credit card debt, and I don't feel like it's a good idea,» he says.

When it comes to your debt - to - income ratio, the best thing you can do is avoid opening new credit lines before and during the mortgage process.

What you are doing in essence is to service the debt and the credit card companies enjoy this.

If you ever find yourself needing to carry a balance on your credit card, and you don't have enough cash or liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..

But that's only if you have a strong credit score and debt - to - income ratio or find a cosigner who does.

Once you improve your credit score and debt - to - income ratio or find a cosigner, you don't have to settle for the first interest rate you're offered.

And, a third option doesn't relate to student loans at all — but, rather, credit card payments and other monthly debAnd, a third option doesn't relate to student loans at all — but, rather, credit card payments and other monthly deband other monthly debts.

SoFi is often identified as a company aimed at millennials, and its alternative method of assessing borrowers does make it easier for applicants with shorter credit histories and higher debts to qualify.

If one of the business owners is willing to open a new credit account in their name, and be responsible for all debts posted to it, they can do so.

We recommend that you don't purchase credit life insurance and, if you're concerned about debts being passed on, purchase a term life insurance policy instead.

According to some statistics, the majority of Americans live paycheck to paycheck and don't have the funds to take them through an emergency without serious financial damage by way of credit card debt or worse.

While SoFi doesn't mention any hard credit requirements, you'll typically need to have a good to excellent credit score and a low debt - to - income ratio (DTI) to qualify for the most competitive rates.

Assuming you don't continue using your credit card and you make the minimum payment each month, it will take you more than six and a half years to pay off your debt.

To date, we do not see a systemic threat from leveraged lending, since broad measures of credit outstanding do not suggest that nonfinancial borrowers, in the aggregate, are taking on excessive debt and the improved capital and liquidity positions at lending institutions should ensure resilience against potential losses due to their exposures.

Credit rating will not be hurt as long as regular payments are made and you don't go out and rack up a lot of new debt.

The state survived the most recent economic problems better than many other states did, but many Rhode Island residents are still struggling to get their debt down and get credit card balances to zero.

That's just credit card debt and doesn't include mortgages, car payments, and other kinds of debt.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.

If your credit score and payment history are in their wheelhouse, and your debt - to - income ratio is acceptable, most mortgage lenders don't care if you're in a plan or not.

If you find you need to use your credit card, be smart and pay it off the moment you can, so you do not accrue a bunch of debt due to interest charges.

The debt is spread across multiple sources, from credit cards with balances that don't seem to go down to student and auto loans.

And does the economy need more credit (that is, debt)?

Often their revolving balance is much higher than what is listed, and / or they have loans other than credit card debt, or income doesn't include their spouse's income, etc..

However, developed countries always have higher levels of private debt than developing countries do, partly due to very low access to credit and credit cards in developing countries.

Do not remove debt that has been on your credit report for a while and has been paid on time and in full.