Not exact matches
While consumers extracted home
equity and took on more
debt during 2007, they reverted to actively paying down
debt during 2009, creating a remarkable $ 480 billion reversal in cash flow available for consumption in just two years.
A wealthy Republican lawyer
and investment banker, Powell left the private
equity world in 2010 to join the Bipartisan Policy Center, a Washington, D.C, think tank, where he quietly lobbied Congress to raise the
debt ceiling, building consensus
during the politically charged standoff in 2011.
Some interesting stuff to note: watch how REITs (VNQ) become more closely correlated with
equities during the financial crisis, how distant emerging market
debt (EMB) is from everything else,
and the changing relationship between silver (SLV)
and gold (GLD).
The problem with all this is that when large banks are funded by so much
debt (
and so little
equity) they're in much greater danger of insolvency
during an economic downturn.
The private
equity angle — a familiar name in the recent flurries of LBOs that collapsed into bankruptcies, including iHeartMedia, Toys «R» Us, Gymboree: Bain Capital acquired Guitar Center in an LBO
during the boom in 2007, whereby the acquired company took on a large amount of
debt to fund its own acquisition,
and then took on more
debt to expand further.
During periods of decline it can be helpful to find long ideas among stocks which a) have low levels of
debt, in case the market decline deepens, b) have a history of high returns on
equity and investments c) have shown price momentum despite waning momentum in the overall markets.
The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable
debt levels by most measures, notable return on
equity, increase in stock price
during the past year
and expanding profit margins.
He has completed more than 100 transactions for clients
during his career in M&A,
debt and equity financings,
and financial restructurings.
The Capital Series is offered for investors
and entrepreneurs, allowing for detailed discussions of the due diligence process, term sheets, valuations
and investor pitches
during the
equity investment process, as well as discussion of possible sources of
debt financing.
During his professional career, David has worked for 2 investment banks, which include Morgan Stanley
and Smith Barney, trading
equities,
debt derivatives, commodities
and foreign exchange.
During this time he participated in approximately $ 800 million of acquisitions
and in the
debt and equity structuring of a 2 million square foot commercial
and multi-family portfolio.
Other funding sources include: $ 341.5 million of senior bank
debt proceeds, $ 80.3 million in
equity contributions, FDOT milestone payments
during construction totaling $ 100 million,
and FDOT development funds totaling $ 209.8 million.
Note that TJX's high returns on
equity and invested capital (
debt +
equity) are skewed upwards by the large amount of stock it buys back each year (14 % of total shares outstanding
during the past five years).
While many people have chosen to purchase their first home
during these times of lower interest rates, there has also been a large movement to refinance home loans
and pull out
equity for home improvements, investments, college expenses,
and even high interest
debt consolidation.
If your circumstances change
during the IVA
and you are able to repay your
debt in full (for example winning the lottery, receiving PPI compensation or seeing the
equity in your home appreciate sharply), then you will be liable for paying the fees in addition to the
debt.
However, you may surrender your home
during bankruptcy to pay back your
debts, depending on your state's exemption laws
and how much
equity you have in your home.
During the period 2007 - 9 the company generated about $ 36 million in operating cash flow, raised $ 42 million in
equity capital
and increased long - term
debt by $ 6 million.
It's also important to bear in mind that if you benefit from a significant windfall
during your IVA (such as winning the lottery, receiving PPI compensation or seeing the
equity in your house rise)
and are able to pay off your
debts in full as a result, then your creditors will expect you to meet the IVA fees in addition to your original
debt.
A year ago, a greater number of respondents had reported that both
debt and equity capital was more widely available than
during the previous year.
During this time, Mr. Scott has personally arranged over $ 3.7 billion of
debt and equity financing.
Sessions led by industry leaders will include: strategies for today's higher -
equity hurdles, finding
debt financing to pursue growth opportunities, buy versus build, managing
and adapting communities to changing resident profiles, how to get residents to move in
during a tough economy, controlling expenses in a period of inflationary pressures, maximizing revenue per unit through innovative unit mix
and adding ancillary services.
During that time, he executed over $ 5 billion of commercial real estate transactions with a focus on mergers
and acquisitions,
debt and equity offerings
and CMBS financings.
He brings a strong CRE skill set that encompasses acquisitions, disposition,
debt structuring, leasing, portfolio management,
equity and overall capital markets strategy, developed
during a career encompassing over 20 years in commercial real estate.
During her tenure, she successfully closed more than 20 transactions totaling in excess of $ 320 million of
debt and equity.