Sentences with phrase «debt as a ratio»

And here is the second try: Gross margins as a ratio of Assets over 13 %, free cash flow yield over 5 %, Long - term debt as a ratio of free cash flow greater than five, less than 20 % above the 52 - week low.

My summary measure is total debt as a ratio of market capitalization.

Not exact matches

You can express this as a ratio — the credit utilization ratio — to figure out how much leeway you have with your outstanding debt and credit.

Household debt as a percentage of disposable income was was 163.3 % in the first quarter, Statistics Canada reported last week — only marginally lower than the record 163.9 % ratio the agency calculated for the fourth quarter.

The central bank maintained its long - standing prediction that regions experiencing elevated house price growth, such as British Columbia and Ontario, will face localized risks, but the most likely scenario remains a «soft landing» and stabilization of debt - to - income ratios.

Clients are unaware that they should keep their overall debt ratio — as well as within each credit account — below 30 percent of their credit limits, said Paul Stagias, certified financial planner with Francis Financial.

They find «the average real GDP growth rate for countries carrying a public debt - to - GDP ratio of over 90 percent is actually 2.2 percent, not -0.1 percent as [Reinhart - Rogoff claim].»

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

As well, Canada's debt - service ratio, which measures interest payments and amortizations relative to income, is at 2.9 per cent.

The fresh numbers come as an international financial group owned by the world's central banks says Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the banking system in the coming years.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

As the latest Annual Report from the Bank of International Settlements states: «In most advanced economies, the fiscal budget excluding interest payments would need 20 consecutive years of surpluses exceeding 2 % of GDP just to bring the debt - to - GDP ratio back to its pre-crisis level.»

Our debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our debt to Adjusted EBITDA ratio is well below one times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»

Statistics Canada reported the key ratio crept lower as total household credit market debt, which includes consumer credit, mortgage and non-mortgage loans, increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.

We can interpret a debt - equity ratio of 0.5 as saying that the company is using $ 0.50 of liabilities in addition to each $ 1 of shareholders» equity in the business.

But as a starting point, debt ratios offer a valuable method for assessing a company's fundamental health.

As with any ratio, this depends on a company's industry; however, it's generally accepted that industrials should maintain a debt - to - equity ratio between 0.5 and 1.5.

Meanwhile, the total household debt service ratio, measured as total obligated payments of principal and interest as a proportion of household disposable income for both mortgage and non-mortgage debt, remained flat at 13.8 per cent in the fourth quarter.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

«While it's too early to tell, we just might have seen the peak in the debt ratio in Q3, as Q1 will no doubt see a sizable decline due to seasonality,» said Benjamin Reitzes, Canadian rates and macro strategist at the Bank of Montreal.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

If you already have a hefty student loan balance or other debts, such as credit cards or a car payment, your ratio of income - to - debt might exceed lender limits.

Over at WaPo, wherein I argue that a) when we hit the next recession, many policy makers will point to our higher - than - average debt / GDP ratio as evidence that we have too little fiscal space to engage in offset fiscal stimulus, and b) those policy makers will be wrong.

As a result, the household debt - to - income ratio has risen, although if account is taken of the increased balances held in offset accounts the rise is less pronounced (Graph 10).

The net debt to earnings before interest, depreciation, and amortization (EBITDA) ratio is a measurement of leverage, calculated as a company's interest - bearing liabilities minus cash or cash equivalents, divided by its EBITDA.

Investors should monitor current events, as well as the ratio of national debt to gross domestic product, Treasury yields, credit ratings, and the weaknesses of the dollar for signs that default risk may be rising.

Gross writes that, «Soaring debt / GDP ratios in previously sacrosanct AAA countries have made low - cost funding increasingly a function of central banks as opposed to private market investors.»

According to Caixin, the company's debt - to - equity ratio was formally 121 % prior to bankruptcy, but an independent audit carried out as part of the bankruptcy procedure put the ratio at a debilitating 217 %.

Indeed, as part of the 2015 election, all political parties should be asked how they view the role of the federal government in the economy; what size of government (i.e. debt ratio) are they looking for; and how would they achieve it?

Additionally, Upstart will look at your debt - to - income ratio as well as any negative marks on your credit history, such as bankruptcy.

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest ratAs long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest ratas your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

If the Conservative government wants to stabilize the debt - to - GDP ratio at 25 per cent, then at that ratio, the government must run a permanent and growing structural deficit that will result in the government's debt increasing at the same rate of growth as the economy.

Your debt - to - income ratio is one of the main ways that lenders can assess your viability as a borrower, so if you carry high balances on your credit card, it could affect your overall DTI.

As with student loan refinancing, a mortgage lender will calculate your debt - to - income ratio to determine your ability to make monthly payments on the new mortgage.

In the 2006 Budget, the government promised to reduce the deficit by $ 3 billion per year; to reduce the federal debt - to - GDP ratio to 25 per cent by 2012 - 13; to eliminate the total government sector debt (which includes the federal, provincial and local governments as well as the Canada and Quebec pension plans) by 2021; and finally, to keep the growth in program expenses below the rate of growth in nominal GDP.

This is also known as credit utilization or your credit - to - debt ratio.

It is difficult to model the many ways credit intensivity of growth can change, but if we simply assume that there is no improvement except as growth slows, so that the ratio between credit growth and GDP growth stays constant, the table below shows debt levels at the end of ten years at different GDP growth rates:

Here is the table that lists the debt - to - GDP ratio as a function of GDP growth:

If you're planning to participate in Quicken's 1 % down payment program your debt - to - income ratio can be as high as 45 %.

Using the conventional total debt - to - income ratio, where debt is measured as a share of income, college - educated student debtors are by far the most indebted.2 The median college - educated student debtor has total debt equal to about two years» worth of household income (205 %).

Qualification guidelines are less restrictive, so a VA - approved lender can be more flexible in evaluating criteria such as credit scores, bankruptcy or foreclosure waiting periods, and debt - to - income ratios

As you can see, Japan is one of the top holders of gold, but at 400 percent, its debt - to - GDP ratio is higher than any other country's in the world.

As I have stated a couple of times in the past, a D / E ratio of 0.5 these days practically qualifies as a low - debt operatioAs I have stated a couple of times in the past, a D / E ratio of 0.5 these days practically qualifies as a low - debt operatioas a low - debt operation.

The report has cited the US as the only advanced economy that is expected to see a further increase in its debt - to - GDP ratio over the next five years.

Government mortgage programs, such as FHA, have their own rules for debt - to - income ratios and other criteria.

A company that has taken on lots of debt to fund expansion will likely have a better P / E ratio than its peers as the money it is borrowing doesn't reduce earnings.

This is known as the debt - to - income ratio, or DTI, and it's a key factor that can determine how big of a home loan you can obtain in California.

They refer to it as the debt - to - income ratio, or DTI for short.

As the name suggests, these ratios compare a person's debts and income.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..