To be precise, the college
debt as at the time of writing this article was about $ 1.57 trillion.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Even to him, taking a part -
time position to pay down more of his
debt seemed like a peculiar thing to do
as a Harvard MBA with a six - figure management job
at a Fortune 50 company.
Our
debt balance
as of March 31, 2018, was $ 348 million, down from $ 780 million
at loan origination in April 2016; our
debt to Adjusted EBITDA ratio is well below one
times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»
Poloz's approach to now had been a series of gentle nudges; raising housing prices and record household
debt as concerns, but
at the same
time accepting that buyers and their lenders likely knew what they were doing.
At that
time, the main data sources on consumer
debt consisted of loan - level data sets on specific categories of loans, such
as mortgages,
as well
as aggregated data on household sector
debt from the Board of Governors» Flow of Funds statistical release.
The latest deal comes
at a
time of upheaval in the industry, with rival deepwater rig firm Seadrill (SDRL.OL) undergoing a restructuring of
debt and liabilities amounting to some $ 14 billion, while newcomers such
as Borr scoop up cheap assets.
At the same
time, what is counted
as cash on the sidelines, whether in money market funds, or
as tiny balances in equity funds, is nothing but a mountain of short - term
debt securities, mostly Treasury bills, that have been issued and must be held by somebody until they are retired.
I'm not focused on any major passive income streams
at this
time,
as I continue to work on
debt repayment.
To some extent, these concerns are allayed by the existence of natural hedges, such
as foreign currency export income, although rising US dollar - denominated
debt servicing costs
at a
time of falling US dollar - denominated commodity revenues would obviously be problematic.
You'd think that corporate
debt would grow in proportion to total sales,
as this additional
debt is used to fund investments in productive activities that create more sales and contribute to the economy, and that higher sales, and presumably higher earnings would create a proportionate increase in the value of the company, and thus in its stock price, and that they all go up together, not in lockstep but over
time more or less
at the same rate.
Prior to joining TSSP, Mr. Baixauli was an Associate in the Distressed
Debt Investment Team
at Strategic Value Partners, and before his
time at SVP worked
as an Analyst in the M&A team
at Goldman Sachs.
Bill Robson, president of the C.D. Howe Institute, a public policy think - tank, said one of the greatest challenges for the middle class is saving more for retirement
at the same
time wages aren't growing nearly
as fast and household
debt piles up.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate
debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x)
as a result of the foregoing, Qudian's public statements were materially false and misleading
at all relevant
times.
With
debt already higher
as a share of Gross Domestic Product (GDP) than
at any
time other than the aftermath of World War II, this new
debt is likely to slow economic growth and hasten the country's fiscal deterioration.
When it comes to mortgage approval, much depends on the borrower's total
debt load
at the
time of application,
as well
as the payment history.
And international buyers, from Europe to Japan, are backing away from U.S. corporate
debt as a falling dollar drives up hedging costs
at the same
time curtailed central - bank buying drives up global yields.
The notorious
debt - to - income ratio,
at a record high, has been cited
time and again by Finance Minister Flaherty and Carney
as a sign consumers have taken on too much
debt.
U.S. households use about 8 % of their income to either pay off
debt, or increase savings — or sometimes both
at the same
time,
as in the typical case of a mortgage payment.
If you feel you will require a longer period of
time to completely get rid of your credit card
debt, we recommend looking
at other options — such
as the Chase Slate ® or the Citi Simplicity ® Card - No Late Fees Ever.
As noted in the Fund's June 30, 2016 Semi-Annual Report, the Fund held approximately $ 30 million market value of TXU Energy's first lien
debt which was yielding approximately 15 %
at the
time it was converted into equity in the new TCEH Corp..
Not only is there potential for interest rates on these
debts to rise, but it's often likely to happen
at the worst possible
time — such
as when the economy is heading into a recession.
The legacy of US colonialism in Puerto Rico, and the island's current status
as a US protectorate, has left the island's government without the resources to provide basic services
as it struggles to pay off its
debts, and
at the same
time has made it nearly impossible to call on help from other countries.
Interest Rate — The amount over
time, expressed
as a percentage,
at which new interest is applied on a investment or charged on a
debt.
This differs from stock
as it doesn't provide ownership in the company, but acts
as a
debt the company will have to repay
at the
time of maturity.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such
as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such
as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged
as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels
at different
times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Much
as I think the expansion has a good deal further to run, I suspect that a significant number of households have chosen a
debt level which makes sense in good
times, but does not take into account the fact that bad
times inevitably will occur
at some
time or other.
The population explosion is also changing the economic balances, for it is the nations that are already economically poor, and in many cases saddled with massive international
debt, that will bear the burden of feeding between two and three
times as many more mouths than they do
at present.
It was in fact the most vital, most inspiring religion in the whole world
at that
time; and if we are tempted to contrast it with Christianity, say with the religion of the gospel or with Christianity
as it ought to be, let us add that Judaism is likewise to be judged by what it aimed to be, not by what it empirically was; and also, that Christianity owes a vast
debt to Judaism - in fact,
as we have already observed, the best in Judaism and the best in Christianity are not two religions but one, historically and essentially.
Well before that traumatic date, from
as far back
as William's thirteenth year, his father John had apparently begun to run into financial difficulties,
at which
time he tried to avoid town meetings and church attendance, allegedly to elude summons by subpoena (one could be served for
debt in church).
What wasn't known
at the
time was the rise in clubs such
as Chelsea, Man city, PSG, Monaco and others who use foreign investors and crippling
debt to buy success.
Failure shouldn't necessarily be blamed on transfers.It's part of the reason but is not the only reasons.Other clubs which can't even buy like Arsenal have won very good trophies.Even
at those
times we were in
debt we had a good team capable of winning the EPL or winng some of the smaller trophies.But we just went on trophyless.Now we are almost
debt free and we are promised glory but honestly we don't even have the hope of glory.The only thing that can save us is renewal of the mind of the manager and board.That will bring a positive change.It's only insanity to keep doing the same thing and expect different results.We have a lot to prove out there to the world because the greatness of Arsenal has really gone down in the face of the world.They only see us
as a team with good football that's all.The world doubts us and we have a point to prove.The values of a club is
as important
as winning trophies.If not Arsenal wouldn't have been this top club that people talk about everyday were it fpr only values or trophies.They go hand in hand.However, to the world trophies are very important and that fact can not be hidden.
I have example to Back my Statement... In 2003 Real Madrid bought Beckham from Man Utd for 25M which highest transfer amount that
time and now if look
at the transfer then average player also cost for 30 to 35M easily... So it very difficult to know how much we have earned from every year making Champions League but yes certainly we must have earned lot because we were 500M
debt ridden club when we moved to Emirates Stadium and now we are
debt free entity so there is good possibility that we have earn lot from Champions League qualifications and also from Highbury real estate projects
as well....
At the same
time the
debt repayment brought about by the building of the Emirates Stadium to replace Highbury is not longer holding Arsene Wenger back financially and there is a sizable sum sitting in the bank
as well.
Have been calling for wengers departure now for 5 years on grounds he could not take the club to the next level... Personally I feel the record in that
time proves me right but ok some can throw in references to
debt overhang or cup wins or a couple of genuine world class additions to the squad etc... However I hope this window stands
as a real testament to the mans failings and all genuine supporters of the club get behind a call to remove him
at the seasons end... Qed
Speaking
as he unveiled plans to erase Cardiff City's # 100m +
debt by 2021 Tan stopped short of putting a
time frame on any new deal but gave the firmest indication yet that he is set to extend Slade's stay
at the Championship club.
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The
debt - to - equity ratio has also been revised from 2:1 to 3:1 to allow for additional
debt financing and
at the same
time allow the interest on the
debt as an allowable deduction.
The
debt stood
at GH cents 200,000.00 (Two Hundred Thousand Cedis)
as of the
time of the ruling but has now increased to GH cents 400, 000.00 (Four Hundred Thousand Ghana Cedis).
«
At this
time, I will continue to do this
as the leader of No American
Debt and not
as a candidate for president.
Corinaldi worked
as director of external affairs
at debt charity StepChange for four years, during which
time he issued a number of statements warning against the use of payday loans.
It now seems that the Financial
Times agrees,
as Liberal Democrat blogger David Grace points out — taking a sideswipe
at George Osborne's latest wheeze and its effects on public
debt.
Smart analysts in the City are pointing out that because the private sector - household and business - is paying down
debt at a rate of knots, this is not the
time for the Government to apply a savage deflationary squeeze
as well.
Equally remarkably, when Harold Macmillan
as new prime minister in July 1957 told the British people that they had «never had it so good», the size of the government
debt at that
time was 120 % of GDP, far far higher than the
debt ratio of about 70 % in 2010 when Gordon Brown was accused of mortgaging Britain's future by profligacy.
Perhaps the bottom line, then, is that while the Obama Administration did what it could —
at times generously so — on science and innovation funding, such investments and others in the discretionary budget have been secondary to the bigger fights that truly define our fiscal politics, over healthcare, retirement, deficits and
debt, levels of taxation, and so on (and it can't be underestimated how truly intractable these challenges really are,
as indicated by the labyrinthine wrangling and ultimate failure of the President's Bowles - Simpson deficit commission).
The film owes a
debt to the immaculate prose of Patricia Highsmith's 1952 source novel — not to mention her social daring in writing a sophisticated and beautiful novel of love between two women
at a
time when that love was defined legally and morally
as «obscene».
Love is never
as formulaic in real life
as it's often made out to be in the movies and The
Debt offers a refreshing, (if not a little hard to understand
at times) more realistic take on it.
Delaware (where my daughter just moved) is right, Secretary DeVos should review this guidance letter, and until the federal government gets its act together on secondary education (which it appears may never happen), families should opt out of state schools subject to federal dictates, opting in, instead, to learning institutions that embed preparation for exams
at a pre-university level that can lead to placement advanced in future course sequences: these advanced level subjects should be embedded within the balanced curriculum that an international baccalaureate education represents, in contrast to the narrow extension of elementary school that DC bureaucrats remain focused on,
as if
time had not run out on the Obama administration and its failed efforts to improve the lives of American youth, now mired in
debt that it encouraged in pursuit of a «North Star» goal that led the United States astray.
Distressed
at the thought of competition, the Chicago Teachers Union referred to the new program
as a «ticking
time bomb on a bus and driving through school districts throughout the state, creating even greater
debt and fiscal distress.»
The DOT also will seek to structure the financing in a way that encourages borrowers to replace the TIFIA / RRIF loan with capital markets
debt at such
time as project economics support refinancing.