If your credit score is reasonable, they may approve your request if the new funding does not increase your monthly
debt burden ratio above specific thresholds.
Not exact matches
The Organization for Economic Co-operation and Development (estimates the country's
debt - to - GDP
ratio (a measure of public
debt burden) at around 190 % this year.
Canada's most populous province also looks in considerably better shape than Quebec when one looks at
debt - to - GDP
ratios, a gauge of how sustainable the fiscal
burden is.
Generally speaking, the lower the interest coverage
ratio, the higher the company's
debt burden and the greater the possibility of bankruptcy or default.
To get Greece's government
debt - to - GDP
ratio to a more acceptable level, like 120 % (from some 170 % now), Europe's leaders were going to have to reduce Greece's
debt burden even more, and that potentially meant having to take a haircut of their own.
Lenders assess how reasonable an applicant's
debt burden is by looking at his or her
debt - to - income
ratio, which measures the
debt an individual is carrying as a percentage of their income.
In fact, mortgage lenders typically use two
ratios to make sure your
debt isn't too much of a
burden:
The primary measure of the household sector's
debt - servicing
burden is the
ratio of aggregate interest payments to disposable income.
The U.S.
debt burden continues to grow, while the median
debt / GDP
ratio for its peer group of countries has declined since 2013.
Many have attributed the recent increase in Treasury yields to concern over the growing U.S. Treasury
debt burden and the higher
debt - to - GDP (gross domestic product)
ratio that is expected to result from recent U.S. fiscal policies.
Clearly, if he uses current USD as he does with great skill in computing the current
debt to GDP
ratio, then he has to peg the
debt borrowed by the NDC according to the current dollar value (in line with the
debt servicing
burden) and if he did that he will have to benchmark 2012 USD values with current USD values.
The era of reckless borrowing which increased our
debt to GDP
ratio from 32 % at the end of 2008 to 73 % at the end of 2016 and placed a huge
burden on this country, thankfully is over».
Lenders assess how reasonable an applicant's
debt burden is by looking at his or her
debt - to - income
ratio, which measures the
debt an individual is carrying as a percentage of their income.
A high
ratio means borrower faces a greater
burden repaying
debts and difficulty accessing other financing options.
The update is also expected to reaffirm the government's so - called «fiscal anchor» to lower net
debt - to - GDP
ratio — a measure of the public
debt burden — over the next five years.
Your
debt - to - income
ratio is an indicator of your
debt burden on a monthly basis.
If your
debt - to - income
ratio is higher than 43 percent, lenders might worry that a mortgage loan will be too much of a financial
burden on your household budget.
The household
debt - service
ratio, which compares consumer
debt burdens to disposable personal income, has fallen to 10.38 percent.
If you become
burdened by
debt, there's a greater likelihood of missing payments and / or seeing your credit utilization
ratio creep closer to 100 %.
A neat metric to look for stocks that aren't heavily
burdened by
debt is to look at the
debt - to - equity
ratio (D / E).
[104] Finally, based on a study that compared borrowers» perception of
debt burden versus their actual
debt - to - earnings
ratios, Baum and O'Malley determined that borrowers typically feel overburdened when that
ratio is above 8 percent.
Credit Utilization or
Debt to Limit
ratio is often brought up when discussing the
Debt Burden component.
Why it is important: EBIT / Interest, also known as the interest coverage
ratio, measures a company's ability to pay interest on outstanding
debt, in other words, how
burdened a company is by the costs of borrowing.
In other words, borrowers with higher
debt - to - income
ratios tended to feel higher levels of
burden, hardship, and regret.
Their (un)- recognized bad
debts, their risk aversion, their need for higher capital
ratios, and their increased regulatory
burden have all pushed them inevitably into de-leveraging mode also.
The maximum
debt burdens allowable to applicants for mortgage loans expressed as two separate
ratios - Housing Expense to gross monthly income and Total Monthly Expense to gross monthly income.