To be more specific, ACS Education Services neglected to offer new repayment plans to struggling borrowers as required by law; additionally, the servicer company was accused of partaking
in debt collection harassment.
I now use my inside knowledge of debt collection to help my clients defend themselves against flimsy debt buyer lawsuits and use the FDCPA to fight back
against debt collection harassment.
With most of those situations, I either learn about something other than what the person was calling about, or I am able to help them with issue 1 (debt collection lawsuit) and they eventually end up with a situation involving a debt collector (
potential debt collection harassment).
Debt collection harassment is common this day and age, learn your options.
These laws limit what abusive and unfair debt collectors can do, but they also enumerate certain rights to stop
debt collection harassment.
The automatic stay, applicable to all types of bankruptcy filings, means that the mere request for bankruptcy protection automatically stops and brings to a cessation certain lawsuits, foreclosures, utility shut - offs, evictions, repossessions, garnishments, attachments, and
debt collection harassment.
We offer a free debt relief consultation to discuss any and all debt relief issues including credit card debt relief, debt lawsuit defense, student loan debt relief, debt settlement, medical bill debt relief, second mortgage debt relief, payday loan debt relief, small business debt relief, foreclosures, credit repair,
debt collection harassment, short sales, wrongful repossessions, bank levies and wage garnishments.
Keeping a log of
all debt collection harassment will help prove the FDCPA violations.
If
the debt collection harassment continues, file a complaint in multiple places.
Anything that you consider to be
debt collection harassment, be sure to document it immediately when it happens.
The Fair Debt Collection Practices Act (FDCPA) protects you from
debt collection harassment.
They can advise you on what to do so
the debt collection harassment stops, and can identify the best course of action to take on the collection reporting on your credit report.
Our experienced attorneys focus on protecting your rights under the federal and state laws put into place to shield you from
debt collection harassment, including abusive and deceptive debt collectors.
The Federal Trade Commission has recently reported in their 2011 annual report that
debt collection harassment has been increasing across the collection agency industry this past decade.
If I only asked about talked to people that called about
debt collection harassment, I would turn away probably 85 % of potential clients.
Instead of buying search terms like bankrupcty lawyer, buy search terms like pay off my debt or
debt collection harassment.2