Sign # 3: Personal Information Requests You should be very wary of
a debt consolidator who requests to see your personal information, such as bank account numbers, social security numbers, etc., before providing you with a quote.
The sheer convenience of
debt consolidation lies in the fact that you pay multiple
debts as one payment; get to pre-schedule which exact day in the month on which the payment will be made and therefore, avoid confusion about
who needs to get paid and when; get a guarantee from your
debt consolidator that you will be absolutely
debt - free within a specified time; get educated on how to stay
debt - free for the rest of your life, start saving again for the future, build emergency funds; and set practical financial goals for yourself.