At American Consumer Credit Counseling (ACCC), we
offer debt elimination plans and a variety of debt relief programs to help you get out of debt sooner and live a debt - free future.
PowerPay — Free tool for developing a personalized, self - directed
debt elimination plan by the Utah State University Extension.
Any debt elimination plan is slave to one's income and can be promptly derailed by the vagaries of the job market and numerous other forces beyond our control.
[i] Then, transfer the bad debt to the Debt Elimination App available on our web site and customize
your Debt Elimination Plan.
With all these new tools and resources available to help us expedite
our debt elimination plan, we shouldn't be making any more excuses about being stuck in debt!
The last habit is to simply review
your debt elimination plan monthly and make adjustments if necessary.
Building Momentum with
your Debt Elimination Plan It's no easy task to get out of debt.
Properly structured,
this debt elimination plan will start the process of improving your overall credit rating as reflected by your steadily improving credit score and credit report.
Over the limit fees and other penalties can add up quickly, destroying
your debt elimination plans and ultimately ruining your credit score.
If this debt were left to grow or if you decide to keep things status quo without
a debt elimination plan, the results of this neglect won't be pretty.
Second, if your budget dictates that you need to put the debt settlement payments over five or six years to make
a debt elimination plan work than you should look at adjusting your budget or examining other options for dealing with your credit card debt, perhaps even calling a bankruptcy lawyer.
This will also help you build momentum in
your debt elimination plan, and free up more money in your budget.