Building upon earlier CD versions by Miner and Judy Harris (retired), they worked with WebAIM to make
this debt elimination program more accessible by creating an online version.
Higher undergraduate and graduate loan limits implemented in the early 1990s and 2007, the
elimination of limits on PLUS loans in 1993, watering down of accountability rules, like the change to the «85/15» rule in 1998, expansions of loan eligibility to online
programs (including online graduate
programs) in 2006, and overall rising costs have allowed many
more borrowers to accumulate not - before - seen levels of
debt, and many will never be able to repay it.