Sentences with phrase «debt increases because»

We have unsustainable debt increases because of lack of self - control on the part of our leaders.

Not exact matches

Because Congress has refused to either raise taxes or cut other spending to pay for the war, the necessary borrowing has substantially raised the budget deficit and increased the national debt.

Although ACT's credit protection metrics will fluctuate because of acquisitions and variations in gasoline prices, Standard & Poor's believes that the risk of a sharp increase in debt for a major acquisition is reduced somewhat because of the dearth of large targets.

A study from NerdWallet predicts that students who graduated from college in 2015 will have to delay retirement until the age of 75, in part because of the increasing burden of student debt.

A major reason for the increase in student debt is because more Americans are going to college than ever before — and they need to.

One hopes that this debate happens because increasing debt, borne by those outside of campuses to fuel profits within, can't be a sustainable model.

«I don't think that's true, because one of the things that we notice is that in the years leading up to withholding, we see increases in state debt, but that seems to stabilize in the period after withholding,» he explained.

This is because the province has accumulated a large public debt that given the prospects for an economic slowdown and / or rising interest rates will potentially increase fiscal pressure via debt service costs which in 2016 - 17 totaled $ 11.7 billion or just over 8 percent of total government spending.

Because some of them historically taken on very little debt and have offered increased dividends, royalty companies may be an attractive option for precious metals investors.

Indeed, because the Trump proposal would redistribute after - tax income towards those most likely to save it, push up long - term interest rates because of debt pressures, increase uncertainty and the advantages of overseas production, it is as likely to retard growth as to accelerate it.

NerdWallet's analysis finds the Class of 2015 faces a retirement age pushed back to 75 — two years later than what the Class of 2013 could expect — because of increasing student loan debt, rising rents and millennials» approach to money management.

Until we understand this do not expect the global crisis to end anytime soon, except perhaps temporarily with a new surge in credit - fueled consumption in the US (which will cause the trade deficit to worsen) and more wasted investment in China (which, because it is financed with cheap debt, which comes at the expense of the household sector, may simply increase investment at the expense of consumption).

We were able to grow our way out of our debt problem after WWII because of the huge increase in labor participation (16 million soldiers came home and women entered the workforce), a world that needed our factories and the Marshall plan which financed our exports.

But because they increased their loan terms (by 4 1/2 years, on average) they can expect to pay slightly more in the end ($ 5,051 on average) to retire their debt.

Bank of America warns that the CSPP could «quickly become its own worst enemy,» fueling a rise in leveraged buyouts — because «cheap debt can suddenly make unviable candidates appear «viable» for private equity» — and increasing volatility in credit spreads.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

If sovereign debt is increased every year and is never liquidated because it is continually «rolled over,» how much is that debt truly worth and how long will perpetually increasing debt persist before a violent reset occurs?

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

Most of this reduction is due to less debt issuance from eliminating Social Security deficits; some comes from an increase in the size of the economy because of that lower debt.

Likewise, recent estimates by the Tax Policy Center and the Penn Wharton Budget Model show that dynamic effects would marginally reduce the revenue loss in the first decade but significantly increase it over the long run because of the economic consequences of higher debt.

The debt is increasing not only because of borrowing, but because of the interest that collects on the principal each year.

Additionally, qualifying for a cash - out refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure on your debt - to - income ratio.

A credit card application, for example, is weighted «worse» than a mortgage loan application because debts on credit cards can increase over time, until they become unmanageable.

She is kind of settled with this too because she talked about that with the tax cut and the fiscal policy today which was good, not in any type of derogatory way, but she is worried about maybe the increase in debt, but she's hoping that if this tax cut is stimulative it will be supply - side leaning and we will get greater productivity growth which she said would be the good type of growth that she wants.

US consumers also have more money in their pockets because, in general, they have aggressively shed their personal debts and increased their savings rate since the financial crisis.

«Both parties will find some kind of solution because they all know that the debt ceiling will have to be increased,» Wong said.

It's strange how quickly my mindset changed from de-risking to increasing risk in two years, but I decided to take on $ 1,000,000 more in debt to buy a fixer in Golden Gate Heights because my online revenue was growing, my net worth had rebounded, and I strongly believed buying a panoramic ocean view home on both levels for $ 720 / sqft was a no brainer.

Because everyone knows that, rationally, Congress will vote to increase the debt ceiling in the last stage of the game, that affects how the earlier stages of the game are played: Congress votes for new programs, anticipating that funds for the new programs will be paid for by borrowing.

However, because Republicans are likely to fight any additional tax increases tooth and nail, many politicians have been looking for creative new ways to generate revenue and stimulate the economy to pay down our massive debt.

«We know the tax rate would not increase because there is some debt being retired,» Cripe said.

Clearly, it is very nauseating to suggest that all the monies invested in these projects are debts.These are called investments because they have the ability to repay the debt due to increased commercial activities and businesses and increased tax revenue.

DiNapoli says Syracuse received good scores in part because of increases in its bond rating; service agreements with local not - for profit institutions; and the practice of paying off debt in time and in full.

Despite increase in our debt profile, it is still believed that Nigeria can borrow from the International financial institutions and use it to reflate the economy by quickly taking the advantage of the credibility of President Muhamadu Buhari which is a good leverage because some international financial institutions are ready to lend us money for infrastructural development.

According to him, sourcing for the $ 3bn will not lead to an increase in the public debt portfolio, «because the debt already exists, albeit in the form of high interest short - term domestic debt.»

Such as the fact that this budget increases new debt by $ 8.7 billion, funneled largely through public authorities — known as back - door borrowing, because it stays off the state's books.

Large increases in fees will lead to even greater debt, working against fairness because the poorest students will tend to have the greatest debts.

Increasing numbers unable to afford dentists Post Offices wiped off the map Threatened closure of GP surgeries Vast debts in off balance sheet PFIs (at least one of my dwindling county police stations has to pay # hundreds just to put up a notice board) Servicemen being killed pointlessly because they don't have enough kit.

Because the last few tax cuts have followed financial crises, poorer people may have used the extra income to increase their cushion by building up assets or paying down debt.

But the measure faced potent opposition from antiabortion activists, the Catholic church and fiscal conservatives, because it would pay for research on discarded human embryos and increase the state's debt.

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

Carrying an unfunded liability, or pension debt, of any size increases the cost of retirement benefits, because in addition to paying for the benefits teachers earn each year, employers are charged a premium on each employee to help pay off the accumulated pension debt, Mr. McGee said.

It's a double whammy for classroom teachers because teachers will be required to increase their pension contributions, eroding whatever raise the union negotiates with the district, and the additional dollars districts spend on pension debt are dollars that can't be spent elsewhere.

Moreover, you will be able to get finance sooner than you think since even if you have an outstanding mortgage, you will be able to get a home equity loan based on the equity you build on your home either because you are paying off the mortgage and the debt is reduced or because the property's value will increase over the years.

Because adding debt against the value of your house increases your risk of default, lenders charge higher interest rates for second mortgages.

Because of the nature of credit card debt, it is much more predictive of increased credit risk than installment debt.

A private student loan is actually considered a good debt because it increase an individual's earning capacity.

If your debt occurs because your income does not cover your bills, consolidation will not help, as it will not increase your income or decrease your bills.

Length of Credit History = 15 % of your score In most cases, having a longer credit history increases your score because it shows you have more experience managing debt responsibly.

She's living comfortably on this income for now — mainly because she's debt - free — but soon her income will increase substantially when forced withdrawals from RRSPs kick in, meaning higher tax bills.

For instance, my car loan was neither my smallest debt nor highest interest debt but I decided to make it my first priority because I knew my income - based repayment was increasing.