Sentences with phrase «debt is less of a risk»

Canada's heated housing market and near - record personal debt is less of a risk than it was a year ago, but the central bank is not letting down its guard just yet, a Bank of Canada official signaled on Wednesday.

Not exact matches

The first priority is to keep a downward debt - deflation spiral from taking hold; once that scenario is less of a risk, reining in government finances can be considered.

In essence, if correct, this means there is less price risk in government debt securities than corporate fixed income issues, and therefore the extra 10 % should largely be made up of government bonds rather than corporates and preferred shares.

The sharp jump in debt yields in tandem was mirrored by a rally in commodity prices, which suggests that investors are becoming less worried about the risks of deflation.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

The modest change to our hedge is intended to maintain our downside protection while hopefully producing a little bit less day - to - day discomfort on days when Wall Street suddenly goes «risk on» and chases banks, financials, materials, and high - debt cyclicals, all of which we hold with smaller weight than the major indices reflect.

With less debt, you save money on interest charges and reduce your risk of financial catastrophe if your income is disrupted and you are unable to make payments.

EM currencies are inherently more volatile and subject to risk given they underlie jurisdictions that may be exposed to a less robust rule of law, poor institutions, political instability or corruption, low levels of investment and innovation, lack of private property laws, and / or undeveloped debt and capital markets.

But cash - out refinancing also has one major downfall: By binding your unsecured debts to your home, you've compromised your home's equity and have a higher risk of going «underwater» — having a house that is worth less than you owe the bank.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

Credit card debt, on the other hand, is a type of unsecured loan that presents a lot less risk because worst case scenario is that your rating and score will suffer a bit.

It's an incredibly safe fund given the security of Treasuries — two of the three major credit providers give American debt the highest possible rating — and the short maturity, which tamps down on the risk of interest rates rising quickly and making the fund's current holdings less attractive.

If you have any financial goal (s) which is less than 5 years away, which can be met with 8 % to 10 % rate of return (or) when you are not comfortable with high volatility (risk) then you can surely consider investing in Debt Funds.

One debt is definitely easier to manage and it carries less risk of damaging your credit score.

HELOCs are fairly easy to get which means borrowers with less than stellar impulse control run the risk of losing their home if they end up with larger debts than they can pay off

Paying down your debt is a signal that you are better prepared to take on other types of credit, and the fact that you are less of a risk entitles you to a lower interest — and the thousands of dollars in potential savings that can come with that lower interest rate.

She said the temporary hit to your credit score is less harmful than the risk of racking up more debt with the additional cards.

Starter credit cards are ideal for beginners because they're less complicated and carry less risk of big debt.

Mortgage debt is positively associated with stability, and this is a positive creditworthiness indicator... you're less of a flight risk, congratulations.

The main reason homeowners who have their houses paid off get home insurance at cheaper rates is because they're seen as less of a risk when it comes to insurance claims than, say, someone who is upside down in debt.

Less than a year after enabling higher debt - to - income (DTI) ratios for certain mortgage borrowers, Fannie Mae is adjusting its underwriting standards to address the risk associated with many of these loans.