From the recent book «This Time is Different,» we know that countries with high
debt levels grow more slowly, and defaul more frequently.
The increase in the national delinquency figures came as the average Canadian's non-mortgage
debt level grew to $ 21,348 compared with $ 20,785 a year ago.
As
your debt level grows, it can have a negative impact on your credit score.
Not exact matches
There's opportunity in emerging market
debt despite
growing concerns over higher credit
levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC on Tuesday.
Household
debt is at record
levels, while average wages are
growing only fast enough to keep up with inflation.
Thanks to rising health costs, stagnant wages and
growing levels of
debt — especially the $ 1.4 trillion of student loans borrowers owe — you may need to generate more income just to get by.
The obvious answer is that businesses which generate profits
grow their assets, which in turn, builds their equity (provided they aren't taking on an unsustainable
level of
debt).
Staley told CNBC that given the high
level of
debt across the world, in particular among emerging markets where dollar - denominated
debt has
grown dramatically, many economies could be at risk if there were sudden changes in financial conditions.
Retail sales have
grown for 14 consecutive months and household
debt levels have fallen.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation
levels and audience shares; the Company's ability to develop and
grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with
debt covenants applicable to its
debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.
Debt levels that are left unmanaged and allowed to
grow exponentially would create problems.
The bubbling interest comes as regulators
grow increasingly worried about
debt levels and the capacity of ordinary households to pay back big loans on expensive houses.
Strong job gains,
growing wages, and low
debt levels have helped bolster household spending, which is expected to keep
growing this year.
When
debt levels are low, reforms aimed at improving productivity, if they are correctly designed and implemented, can result in the higher productivity and GDP growth that could, in principle, allow a country to «
grow» its way out of
debt.
When growth is most needed, when a country is suffering from excessively high
levels of
debt, it is hard to find many cases in which the aggressive implementation of reforms led to growth rates fast enough for the debtor to
grow its way out of
debt.
Chinese
debt levels are extremely high and
growing too rapidly largely because the growth in Chinese investment is greater than the economy's ability to absorb it productively.
As this kind of company is
growing mostly through leverage, the
debt level is always an issue.
Furthermore... It Is Their Only Legitimate Medium Term Option... As Global Sovereign
Debt Stacks Have Already
Grown Above The
Levels That Can Be Sustained By Even The Most Optimistic Economic Growth Forecasts.
Credit is
growing more slowly than it has in the past but not because the financial system has become more efficient but simply because
debt levels have become too high, causing regulators to force down the growth in credit without seriously improving the efficiency of the financial sector.
Beijing can keep growth high enough that unemployment is held to acceptable
levels only as long as
debt can
grow fast enough both to
As long as GDP is
growing at
levels above 6 % or 7 %, it is almost a certainty that
debt is rising too fast.
The company is paying out a third of its profit to shareholders as dividends, and keeping the other two - thirds of its profit for other purposes such as
growing the business, making acquisitions, reducing
debt levels, or repurchasing shares.
Stocks with a history of consistently
growing their dividends have historically tended to perform well and exhibit less volatility in a rising rate environment, while high yielding dividends, often considered «bond - like proxies,» have tended to be more vulnerable (due to their high
debt levels) and have historically followed bond performance when rates rise.
In fact, when it's all added up, total unfunded pension and retiree health care
debt across all
levels of Illinois government has
grown to $ 267 billion.
To some investors, Apple Inc. (NASDAQ: AAPL)'s
growing debt level serves as a case against investing in the company.
This puts central banks in a position where they will have attempt to control interest rates not by discounting lending, but by buying
debt from the government directly, so that markets don't price the new issuance at a
level that would destroy the nation's ability to service a
debt load that is
growing larger all the time.
It is hard to believe that just a few years ago a national bipartisan fiscal commission was working on a plan to bring our
growing and historic national
debt back down to sustainable
levels.
It's strange how quickly my mindset changed from de-risking to increasing risk in two years, but I decided to take on $ 1,000,000 more in
debt to buy a fixer in Golden Gate Heights because my online revenue was
growing, my net worth had rebounded, and I strongly believed buying a panoramic ocean view home on both
levels for $ 720 / sqft was a no brainer.
The proliferation of communication technologies, the changing structure of everyday life (due largely to technology), the
growing complexity of family life, the changing understandings and norms of sexual conduct and the expansion of consumer culture (as evidenced by unprecedented
levels of consumer
debt) are only a few of the conditions that present pastors with new kinds of demands.
Leaders say the classes are particularly pertinent, given
growing levels of financial insecurity and problem
debt in the UK.
The dynamic of footballer transfers has become polarised by the emergence of billionaires who see owning a football club as a status symbol, and at the other end of the scale, by the
growing debt of clubs at all
levels.
Of course under an NGDP
level targeting monetary regime, income
grows steadily, meaning that cutting spending (say to reduce
debt) is offset by monetary policy.
The deficit is back to pre-crisis
levels, we are firmly on course to get our national
debt falling and business investment is
growing.
Funding for the School Facilities Program is virtually gone and there is a backlog in applications for state assistance... while the state's
growing debt service is of concern, it is unclear whether local districts have the capacity to generate sufficient revenue at the local
level to meet their specific facility needs.
Now that your
debt levels aren't
growing, you can come up with a plan to deal with your
debt.
One (1) monthly payment reduces and tames your
debt without another expensive consolidation loan you may not be able to afford anyway, as consumer proposal
debt settlements reduce
debt to a manageable
level that does not
grow, as they typically do not include a provision to pay interest.
«Households with relatively high incomes, couples with children, and people living in
growing regions tend to cause overall
debt levels to rise,» says Roger Sauvé, a demographer at People Patterns Consulting.
The pace of
growing debt versus income
levels peaked in 2009, but then began to fall through 2013, narrowing the gap between what consumers were spending and what they were making.
At a high -
level, I see QCOM as a conservatively capitalized (
Debt / Equity = 36 %), free cash flow generating (FCF = ~ $ 5B 12 - months YTD), financially stable company (A + / Stable, A1 / Stable), who recently
grew their dividend by over 10 %.
The United States government has responded to
growing levels of student loan
debt by creating an array of borrower assistance programs.
With the
growing exploding
levels of student loan
debt we now have to break free of those conventional assumptions student loan
debt is «good
debt» and the norm.
It is amazing how easily
debts can mount,
growing to such a
level that the specter of bankruptcy begins to loom on the horizon.
Kids are
grown and gone or at least close to leaving the nest, your retirement account balances are likely as high as they've ever been, and your
debt levels are as low as they've ever been.
This is a timely discussion since Newyorkfed.org shares that for the first quarter of 2017,
debt balance for households has
grown to alarming
levels.
«The purpose of financial planning, at its purest
level, is to generate a plan that will
grow a nest egg of money that you can use to pay off all of your
debt obligations and support you indefinitely without you having to work,» says Grimes.
However, Porter says the record
levels of household
debt piling up in Canada, like in many industrial - world economies, does suggest it will be tougher for the country to
grow as quickly as it has in the past.
The biggest worry the Vaezes have now is their
growing debt level.
Still, the Bank of Canada has described the country's mounting household
debt level as the most important vulnerability in the financial system's armour — and this susceptibility has continued to
grow.
This law
grew out of concern from the Department of Defense and base commanders that troops were being trapped in high
levels of payday loan
debt.
Debt levels at both companies are
growing.