Sentences with phrase «debt load»

The phrase "debt load" refers to the amount of debt that a person or organization has. It represents the total sum of money that they owe to others. It is often used to assess how much debt someone has relative to their income or overall financial situation. Full definition
Large debt loads of high interest debt, like credit card debt, are one of the main reasons why people choose to file for bankruptcy.
We view high debt loads with suspicion and give extra points to profitable ventures that pay dividends.
This would reduce debt loads for new lawyers to such an extent that it would put downward pressure on fees.
The building blocks of economic growth are not robust, with an aging population in the Western world, weak productivity gains and governments and consumers constrained by heavy debt loads.
For graduates with the average student debt load of $ 30,000, that amounts to paying down a third of their loan.
The ongoing tuition increases raise the average debt load of students in this country, and they make it more difficult for students to graduate on time.
But some provinces and municipalities, already struggling with large debt loads, have said they can not afford to spend billions more on infrastructure.
The firm has warned for months that increasing debt loads at companies could stir up trouble as interest rates move higher, making it more difficult for them to refinance.
Of course, most medical professionals earn salaries that are sufficient to pay down hefty debt loads in relatively short order.
Consequently, the overall total debt load of many families has increased; in years to come this will eventually have a bearing on the individual's retirement plans.
Of those, 45 % say their overall debt load increased post payday loan while only 14 % reported their debt decreased.
Those interest rates can drastically increase your overall debt load by the time you're finished with your original repayment plan.
The average debt load for students who graduated in the class of 2016 was around $ 30,000, and the average rises every year.
A second mortgage is a risky way to repay your credit card debt and can lead to a larger total debt load as a result of the increased monthly payments.
However, a larger weight is given to the current debt load of the applicant.
Despite the company's massive debt load of more than $ 100 billion, free cash flow has remained consistent and kept dividends on the rise.
And starting with a low debt load gives you flexibility.
This allows people who have staggering debt loads from higher education to pursue work in the public or non-profit sector without having to pay off their loans for the rest of their lives.
Secondly, your entire monthly debt load should not be any more than 40 % of your gross monthly income.
But I am smart enough to know that the next generation of lawyers will be an angry one if debt loads and job prospects do not change significantly — and soon.
The consequences of a rising debt load may not be immediately noticeable in the years just after students graduate, but the long - term impact could be crushing.
The ease of using your credit card to buy lunch, pay for hobbies or impulse purchases can quickly lead to a crushing debt load.
Often faced with huge debt loads, busy schedules, and less - than - glamorous jobs, budgets can easily get pushed to the side.
It's the high consumer debt load that will eventually bring real estate and the Canadian economy in general down on its knees.
Manage Debt Load Whether you're working on paying off a mortgage or student debt, take time to evaluate how to most effectively pay down your loans.
In an effort to avoid risky situations, we avoid companies with high debt loads compared to their peers.
But that still won't solve the problem of students taking on significant debt loads for institutions that consistently fail to help students complete degrees or or get jobs.
The fiscal cliff deal did not really address the nation's growing debt load which continues to steadily rise.
Even in the worst case borrowing scenario, the amount of debt borrowed isn't insane, and the repayment system helps the borrower maintain a manageable debt load over time.
MBA programs can generate enormous debt loads extremely quickly, without providing enough value to compensate for the risks.
For Canadian households debt loads rose faster than incomes, which may be a reaction to lower interest rates.
Given the fact that Canadian household debt has already hit new high, fee hikes are a source of concern for many, especially borrowers with excessive debt load.
Furthermore, a heavy debt load after graduation would prevent a recent graduate from taking riskier paths for fear of unpredictable financial returns.
The company maintains investment grade credit ratings and appears to be carrying a reasonable debt load.
But mortgage lenders will measure your income against your current and future debt load, as described in the previous section.
A number of countries with mounting debt loads can't continue to pay the interest portion of their debt, let alone ever pay it back.
Furthermore, homeownership is out of reach for many women, which might explain why they have a smaller debt load.
Management has maintained plenty of liquidity and a light debt load.
Well, aside from stagnant wages, the astounding rise in low - paying part - time jobs, and increasing personal debt loads?
But with its big debt load and increasing input costs (read: higher oil prices), that's easier said than done.
Low interest rates have encouraged corporations to take on more debt despite the fact their cash flows can't support such debt loads.
This is a good method for borrowers who work in low - paying fields, but have high - figure debt loads.
Canadian households are carrying near - record debt loads, and we are growing increasingly concerned about risks in some housing markets.
Fortunately, there are steps you can take to lighten your student debt load while you're still in college.
Something has happened that has made what used to be a manageable debt load into something overwhelming.
An ample cash balance and a manageable debt load are obviously preferable, as these qualities afford a company greater flexibility to invest in operations and provide added cushion during periods of economic weakness.
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