okay here's my two cents worth folks im up for renewal and have just nagotiated a rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i get the whosale discounted rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in
a debt load over these enormously low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough interest to the banks maybe i can pay a little less at least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.
Even in the worst case borrowing scenario, the amount of debt borrowed isn't insane, and the repayment system helps the borrower maintain a manageable
debt load over time.
Trended data or «time series data» that shows borrowers»
debt loads over time rather than as a snapshot has been used outside the mortgage industry for at least the last three to five years.
Not exact matches
Coupled with the $ 864 billion in outstanding federal student loan
debt the consumer watchdog estimated earlier this year, the $ 150 billion private
debt load brings the total student loan toll well
over the $ 1 trillion mark.
Meanwhile, more colleges are facing embarrassing government and media scrutiny
over their students» low graduation rates and high
debt loads.
The turnaround is in part due to policy initiatives such as
debt - for - equity swaps that helped the largest banks deal with rising
debt loads, and a widespread crackdown by the government on shadow banking that has given them an edge
over smaller peers.
Drexel Burnham led the transformation of the stock market into a vehicle for corporate raiders to take
over companies,
load them down with
debt and pay out profits as interest.
Dein tried to sort this out by bringing in Usmanov who was willing to
load us the
debt ammount on a interest free loan and
over a unspecified period of time.
State schools, including SUNY Plattsburgh, have seen tuition increase $ 300 each year, a total increase of 30 percent
over the past half - decade (But one silver lining for the North Country: Students here have the lowest average
debt load than anywhere in the state.)
But the party itself continues to carry a heavy
debt load: $ 40,730, the bulk of which appears to from $ 34,835 owed to 80/20 Consulting left
over from 2014.
On a cumulative basis played out
over decades, the costs of these changes would be relatively small, and meanwhile the state would stop adding to their current
debt loads.
It's a balance sheet that's particularly impressive when considering the growth they've managed
over the last decade without
loading up on
debt, which is something that can't be said for a lot of other companies out there.
In fact, «[t] he median
debt load of those enrolled in PSLF exceeds $ 60,000, and nearly 30 percent of PSLF enrollees borrowed
over $ 100,000.»
One of the main reasons that people proclaim bankruptcy is to have the chance to totally free yourself from an unmanageable
debt load and start
over.
Easy to get into further
debt: With an easier
load to bear and more money left
over at the end of the month, it might be easy to start using your credit cards again or continuing spending habits that got you into such credit card
debt in the first place.
The strong expansion of household spending, encouraged by a prolonged period of historically low borrowing rates, has created concerns
over Canadians» record - high
debt loads.
The amount of outstanding student loan
debt has increased steadily
over the past few years, showing the average student graduates carrying a higher
load of
debt every year.
Well here's a success story in this vein: Tricia from Blogging Away
Debt was able to retire her credit card debt load of over $ 37,000 in a little over 3 ye
Debt was able to retire her credit card
debt load of over $ 37,000 in a little over 3 ye
debt load of
over $ 37,000 in a little
over 3 years.
The more cards you have, it increases your risk to
load up
debt and may be damaging to your credit if you get
over your head.
Sure, you want the designer handbag and clothes, the fully
loaded car and the newest technology, but you need to pay your bills on time, pay off
debt and invest the money you have now so that your wealth can grow
over time.
There's legal fees, there's a little bit of animosity, sometimes one of the spouses agrees to take
over the
debts as part of the settlement separation or divorce and they write up the paperwork and all of a sudden one of the spouses is responsible for all this
debt load that used to be carried for two incomes.
The reason could be a) you haven't used it for several months; b) your credit score plunged for some reason; c) your
debt load increased a huge amount and you look like you're in
over your head; or d) they just didn't want you as a customer anymore.
That means you have a manageable
debt load and money left
over after making all your monthly
debt payments.
As a country's
debt load increases, the value of its currency may decrease as result of fears within the international community
over its ability to repay the
debt.
Behind Door # 1, public corporations with record high
debt loads will be rolling
over obligations and «refinancing» them at higher borrowing terms.
Change of control provisions first began appearing in 1980 when corporate raiders started taking
over companies and
loading them up with
debt.
The entire education sector has struggled
over the past several months as the US government has cracked down on the industry, which has been accused of misrepresenting enrollment numbers, churning out poorly educated students with
loads of
debt and no ability to repay.
Simply put, if you are looking to pay down your
debt over a longer period of time, this card gives you the longest time period to pay down your
debt load without any interest to worry about.
Fifty - two oil companies have already filed for bankruptcy this year, and
over one - third of the world's biggest oil and gas companies could end up bankrupt in 2016 under stress from crushing
debt loads (
over US$ 150 billion) and lacklustre cash flows depressed by low oil prices, according to a recent study by Deloitte.
Fifty - two have filed for bankruptcy since 2015, and
over a third of the world's biggest oil and gas companies have crushing
debt loads (
over $ 150 billion) and cash flows depressed by low oil prices, according to the Deloitte Center for Energy Solutions and a recent study by As You Sow.
Student
debt loads have been increasing at similar levels, with average private law school graduates owing
over $ 90,000.
The custodial parent has an obligation to provide disclosure: Similar obligations to disclose financial information prior to commencement of court action are placed upon recipients of child support where a child support order has provided for special or extraordinary expenses, where undue hardship was invoked, where unusual
debt loads were considered, where special custodial arrangements were in place, or where incomes are
over $ 150,000.00.
«You can get out from under the
debt load and start
over,» says Gowling.
(Bloomberg)-- Payless Inc. is in talks with its lenders
over a restructuring plan that includes closing about 1,000 stores as it wrestles with an unsustainable
debt load, according to people with knowledge of the matter...
After John Q. Hammons Hotels completed an IPO in 1994, it
loaded on
debt to finance the development of 21 new hotels
over five years.
While 85 per cent of Canadians carry a
debt load of $ 25,000 or less, just
over half of self - employed workers claimed their
debt was in this bottom category.
The survey shows three - quarters of homeowners have
debt over and above their mortgage, with the average
debt load at $ 29,400.