Sentences with phrase «debt lowers your debt»

Any effort, big or small, to reduce your outstanding debt lowers your debt - to - income ratio, the overall percentage of your earnings that goes towards paying debt.

Any effort, big or small, to reduce your outstanding debt lowers your debt - to - income ratio, the overall percentage of your earnings that goes towards paying debt.

Not exact matches

Aside from a slightly lower debt rating than we typically like, the underlying fundamentals for Potash Corp. warrant its inclusion.

TORONTO, May 1 - The Canadian dollar fell to a four - week low against its U.S. counterpart on Tuesday before paring its decline, as Bank of Canada Governor Stephen Poloz said the outlook for the domestic economy is good despite the overhang of high household debt.

«Still - low global rates continue to support unprecedented levels of debt accumulation,» the IIF said.

«Their economies are actually growing more than other economies, their quality rating is higher, the debt to GDP is much lower than the industrialized world.

In its latest Annual Report, it argued that «even if inflation does not rise, keeping interest rates too low for long could raise financial stability and macroeconomic risks further down the road, as debt continues to pile up and risk - taking in financial markets gathers steam.»

He points to high levels of global debt, low liquidity in markets, political events affecting trade and structural imbalances in some emerging economies.

«It's always hard to know exactly where to put your money these days given how rates and spreads are so low, but on a relative basis we still think there's value in EM debt,» Matt Tucker, head of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference in Chicago.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

He included original research that suggests a looser fiscal policy after 2010 may have resulted in a lower level of household debt today.

Russ Koesterich, BlackRock's chief investment strategist, recommended emerging market sovereign bonds because of the relatively low debt of the countries issuing them.

In order to come up with 10 names, we included six stocks with debt ratings as low as BBB +, which is still investment grade, albeit at the lower end of the scale.

The federal government easily could do more because its debt is low and borrowing costs may never be lower.

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Two more years of economic pain Australia faces a longer period of low growth, higher debt and higher unemployment than predicted just four weeks ago as the wave of job losses gathered strength, with clothing manufacturer Pacific Brands axing 1850 staff across the country.

As anyone who's dodged calls from collections agents knows, debt creates stress, which spawns all sorts of nasty offshoots in the workplace: lowered productivity, higher absenteeism, toxic morale.

That might be a sign of fiscal prudence, but it's also the result of record low interest rates that ease debt - carrying costs.

Unlike many grocery chains, Market Basket is said to have no debt, which saves it from having to make monthly debt payments and gives it room to earn a profit despite charging low prices.

And as the debt load grows, efforts by the Federal Reserve to stimulate the economy with lower rates would be more likely to feed runaway inflation.

A lot of credit card debt, of course, has in the last few years been shifted over to lower - interest lines of credit, usually unsecured.

• Even though Canadians have a lot of mortgage debt, national mortgage - in - arrears numbers remain very low, at less than half of one per cent.

Household debt as a percentage of disposable income was was 163.3 % in the first quarter, Statistics Canada reported last week — only marginally lower than the record 163.9 % ratio the agency calculated for the fourth quarter.

A long period of abnormally low interest rates has enabled Canadians to carry massive debts, since monthly payments appear manageable.

That's enough to carry Barrick's debt load, but the company's ability to make new investments and pay dividends to shareholders could be at risk — especially if gold prices stay low or fall further.

Lower corporate taxes and Apple comments about holding an equal amount of cash and debt over time have elevated expectations.

The bank offered a loan at a low rate to pay off her high - interest credit card debt, and she ended up taking out a second mortgage for $ 80,000.

Low interest rates have encouraged corporations to take on more debt despite the fact their cash flows can't support such debt loads.

• Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in Canada.

A closer look at Market Basket's operations under Arthur T. Demoulas suggests that its industry - beating 7.2 percent operating margins in 2012, cited by the Boston Business Journal, derive from six secrets: long - term employee relationships, low overhead, bulk purchasing, low prices, no debt and treating employees and customers like family.

Canadians ignored warnings from policymakers about piling on debt for years because low interest rates were too enticing.

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

And its current debt - to - Ebitda ratio of 2.6, below the industry average, suggests that it has more flexibility to withstand sustained low prices than many of its competitors.

The time spent in the work force before launching Swift helped Harris refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing on student - loan debt.

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

(http://www.dailykos.com/story/2007/8/28/377268/ --RRB- That can happen because wages falter, because consumers can't free up spending money by refinancing debt at lower rates, or because important assets like houses or 401k assets stop appreciating.

According to the Bank, corporate Canada's overall debt - to - equity ratio — under 0.9, down from 1.5 in the mid-1990s — is at a historic low, the result of two decades of private - sector deleveraging.

One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

Politicians ask the public to accept sacrifice (new taxes, new regulations) in exchange for a happy conclusion (lower public debt, a clean environment).

Low sovereign bond yields have long helped the government finance its debt, thus, higher yields would undermine the sustainability of its fiscal position, analysts said.

The more complex debt market has worked wonders in the past few years allowing somewhat riskier companies like Valeant amass more debt, at lower rates, than they would have been able to past.

An opportunity also may exist to use home equity to bundle high - interest debt at lower rates, he adds.

The converse applies in down turns, cut production to maintain price value and cut costs and improve efficiencies, Additionally use low cost debt to buy assets for future development with debt to be repaid in booms.

Softer growth and low inflation resulting from a surging loonie help households control debt.

U.S. government debt prices were lower on Monday morning as investors monitored U.S. - Russia relations and digest new earnings reports.

Instead, a good portion of Valeant's debt is held by collateralized loan obligations, or CLOs, essentially loan funds that buy and hold lower credit debt.

In the short - term, however, this increased leverage may actually be bullish for junk bonds, corporate bonds, emerging market debt and mortgage - backed securities as it brings higher prices and lower yields, he said.

The benchmark interest rate would be 2.5 % now instead of 0.5 %, and household debt would be lower by an amount equal to 5 % of GDP, according to Poloz's calculations.