Sentences with phrase «debt mutual funds»

There are various categories of debt mutual funds based on where they invest and investment horizon.

One can invest in equity mutual funds for higher returns and one can invest in debt mutual funds for lesser risk.

A rising interest rate environment is not good for debt mutual funds as well.

This is applicable on debt mutual funds held for a period of 36 months or more i.e. anything more than 3 years.

Short term debt mutual funds invest in fixed - income instruments which have short - term maturity periods and are liquid in nature.

As I set out to select debt mutual funds, I realised this huge challenge staring at me.

For investors who are looking at debt mutual funds for their short term savings are better off investing in liquid funds.

This will surely have an impact on your other investment avenues (like equity, fixed deposits, debt mutual funds etc.,) as well.

In fact if you opt for debt mutual funds with low risk, then also the return will be better.

For all other goals, use Debt mutual funds for your fixed income allocation.

This is applicable on debt mutual funds held for a period of 36 months or less i.e. anything less than 3 years.

Would it therefore be a good idea to top up this policy instead of investing in debt Mutual Funds where the returns are taxable?

However, Debt mutual funds score over them in multiple ways.

So, as I said, selecting the right debt mutual funds is an extremely time consuming exercise.

The returns are more predictable and hence debt mutual funds are less risky.

However, there are debt mutual funds available which are suitable for short term investments as they are less risky than equity mutual funds.

So, let's compare debt mutual funds with bank deposits.

Note: The above debt mutual fund names have been used only for illustration purposes and does not constitute a recommendation or advice in any manner.

You can also check out debt mutual funds if you want to be exposed to very low risk.

In this post, let us understand — What are different types of Debt Mutual Funds?

If you have a one - to two - year investment horizon, then you are probably best off investing in debt mutual funds or fixed deposits.

But for those who are in the higher tax brackets, it might make sense to look at debt mutual funds for your asset allocation.

Debt mutual funds invest primarily in bonds issued by companies and government.

Can someone give me example how tax is calculated on debt mutual funds?

The expense ratio for debt mutual funds and liquid funds is much lower.

In FA 2015 - 16, I am having the Short Term Capital loss from Shares of Rs 10000 / - and Short term Capital Gain from Debt Mutual Fund of Rs 4700 / -.

You can save this in FDs + RDs + Debt Mutual Funds.

Liquid funds are a type of debt mutual funds which primarily invest in money market securities for very short period of time.

Can the profits made in debt mutual fund sold in Jan 2015 after holding for less than 3 years be adjusted against carried forward long and short term capital losses

Gur Darshan Kapur ji — About Debt Mutual Funds Schemes, these schemes generally invest in fixed income securities such as bonds, corporate debentures, government securities (gilts), money market instruments, etc. and provide regular and steady income to investors.

There are over 500 debt mutual fund plans (including multiple plans of the same scheme) from about 40 different Asset Management Companies that one has to sift through before making a choice of the right one to invest in.

Debt Mutual Funds offer several benefits.

DDT for Debt Mutual Funds stands at 25 %.

Debt mutual funds mainly invest in fixed income securities like Treasury Bills, Government securities, corporate bonds, and other debt securities with different maturities.

Liquid Funds: Liquid funds are simple debt mutual funds that invest your money in short - term money market instruments.

For equity mutual funds dividend doesn't have any tax but for debt mutual funds dividend are taxed at 28.84 % to the mutual fund house.

There are different types of debt mutual funds namely liquid funds, ultra short term funds, short term funds, income funds, dynamic bonds, fixed maturity debt plans and credit opportunities funds.

As you would know, debt mutual funds such, as FMPs, attract short term and long term capital gains tax.

For High Net worth Individuals or corporates, using debt mutual funds turns out to be more tax - effective.

Debt Mutual Fund Vs Tax Free Bond.

Dear Mr.Sreekanth, I need to invest about 20 lacs post retirement to give me about 9 to 10 % annually through debt mutual fund.

If selecting equity funds was like running a marathon, selecting debt mutual funds is akin to climbing Mount Everest.