Sentences with phrase «debt needs more»

The advice on avoiding high - yield debt needs more explanation, because bonds with high payouts are not especially sensitive to interest rate movements.

Not exact matches

People who can't afford traffic tickets should be required to do community service instead of having to pay fines, and we need more programs to help people deal with debt.

College students needing loans can expect to rack up even more debt this year.

Thanks to rising health costs, stagnant wages and growing levels of debt — especially the $ 1.4 trillion of student loans borrowers owe — you may need to generate more income just to get by.

Repayment of Canada's national debt was the area where most CEOs wanted to see money channelled, with 44 % saying the government needs to contribute more.

Now that Puerto Rico's Governor Ricardo Rosselló has introduced a fiscal proposal that will cope with the island's debt and balance the budget, and our decisions are being disciplined by a federal fiscal control board, we need to start thinking about what it will take to create a sustainable economy where more companies like Señor Paleta can grow.

Of course, rock - bottom rates and a strong Canadian dollar, he added, are the opposite of what the Canadian economy needs right now in order to kick its current addiction to household debt and condos and switch to a more sustainable growth model fuelled by exports and business investment.

GolfTEC's Assell used a lesser - known option, subordinated debt, which enables business owners to retain more ownership of their company while still receiving the capital they need.

But analysts say more still needs to be done on structural reforms to rein in ballooning corporate debt, which has reached levels that the IMF and others have warned sharply raises the risks of a financial crisis.

A major reason for the increase in student debt is because more Americans are going to college than ever before — and they need to.

«What we really need is a more flexible and accessible system of post-secondary education that's affordable, that allows people to shift between fields while they're in study, to train or retrain as market demands change, and right now, it's quite difficult to do that because of high tuition and high student debt,» said McCormick.

Karlson says, «You can find buyers who won't care if they can't depreciate assets, maybe because they'll be taking on so much debt tied to the transaction that they don't need any more tax write - offs.

By prioritizing their emergency fund, Cherie Lowe, author of «Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After,» and her husband Brian gained the momentum they needed to pay off more than $ 127,000 in dDebt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After,» and her husband Brian gained the momentum they needed to pay off more than $ 127,000 in debtdebt.

That means you'll need to pay more than the minimum payment due to reduce the principal and make a dent in your overall debt.

To fund those programs, the U.S. would need to issue more debt which could also send yields higher.

On the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessities.

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

What is needed is much more reform and much more support, especially through debt relief, than now looks likely.

He said that while «it was a fact that Europe has already provided considerable debt relief in GDP terms» to Greece, the current dire situation meant they needed to do more.

«You think about the second half of the year, Treasury has a ton of debt to get out there, and pretty quickly it needs to ramp up issuance sizes even more than today» in maturities of five - years and greater, Mike Schumacher, head of rates strategy at Wells Fargo Securities, said on Bloomberg TV.

It means saving a debt dynamic that must grow exponentially at the economy's expense, absorbing more and more federal bailout funds and hence crowding out the spending needed to revive the economy.

Third, in a world where interest rates over horizons of more than a generation are far lower than even pessimistic projections of growth, traditional thinking about debt sustainability needs to be discarded.

It doesn't need more credit, but a write - down for the unpayably high debts that the banks have imposed on American families, businesses, states and localities, real estate, and the federal government itself.

The more dependent Russia becomes on foreign money and foreign bank credit, the more it needs to divert its ruble - money to pay debt service.

The ruble's exchange rate has fallen as more rubles are thrown onto currency markets to obtain the dollars needed to pay interest and debt service on foreign loans (and to sustain capital flight in the absence of controls).

With that in mind, avoiding credit card debt should be more about minimising the need to use your credit card.

If we do need to move in the direction of giving asset price and debt developments more weight in the conduct of monetary policy than hitherto, we need to educate our respective communities about these issues.

According to Reuters «ideas about binding commitments to extend the Toronto debt reduction goals at a summit hosted by Canada in 2010, sought by Germany first and foremost, have been abandoned» Mr. Harper and Mr. Flaherty would appear to be still living in the Toronto Summit, while the rest of the G - 20, except perhaps Germany, has moved on to confront more pressing issues, including the growing risks of global instability and the need to strengthen growth and job creation.

So if you need a way to finance your child's college education or your own retirement, using the equity in your house to get a home equity loan could be a better alternative in the long run to taking on more credit card debt.

Topics include stock and option trading, retirement funds, college saving, tax planning, debt and budgeting, charitable giving, estate tax planning, life insurance needs analysis, and much more.

Europe's three needs: a debt write - down, a real central bank, and a more efficient tax system Brussels Talk, Madariaga College, Governing Globalisation in a World Economy in Transition, June 27, 2012 What can Europe learn from the United States?

Musk, who shot down Sanford Bernstein's Toni Sacconaghi for «boring bonehead questions» that are «not cool,» said he would not need to return to the equity or debt markets this year to request more funds for Tesla, despite burning through $ 1.1 billion in cash in the first quarter.

Last week in our analysis America Needs Tax Reform, Not More Debt, we explained why a plan of this magnitude would be so problematic.

If you want to enjoy debt free living, you may need to pay more than the required minimum payment.

The country will need to cover a large share of its remaining refinancing needs for the year in October, when more than 20 billion euros in debt comes due.

Good debt also allows you to manage your finances more effectively, to leverage your wealth, to buy items you need and to handle unforeseen emergencies.

Trillions in taxpayer funds were needed to shore up the institutions and billions more in economic stimulus, leaving the Nation crippled with debt.

Working a little bit each month can give you the money you need to pay off debt more quickly.

Other economists don't agree that you need $ 350,000 to be considered rich, however an amount of money that exceeds $ 200,000 per year is enough for a family to lead a more than comfortable lifestyle; this means having the chance to live in a big house, send the kids to private schools, have enough money to travel internationally, own at least 2 cars, and have no debt except a mortgage which will help them build equity.

It can be a great option for small businesses that need capital to grow without taking on more debt.

Whether you're considering a renovation to meet the needs of a growing family or have lingering high - interest debt that you'd like to pay off, your home can do more than just be a roof over your head.

To qualify for a Prosper personal loan, you'll need a credit score of 640 or more, income greater than $ 0, three open trades on your credit report, and a debt - to - income ratio under 50 %.

The smaller the monthly payment, the lower the debt - to - income ratio and the more likely you are to qualify for the mortgage loan you need.

And retirees with student debt were more likely to skip out on necessary healthcare needs because they couldn't afford them — which is hardly ideal.

It is feasible by starting a recession with a labor shortage, stimulating nonexport small businesses that satisfy local demand (ie prevent the need for imports) and import taxes to have a recession that effects investment and debt more than jobs.

But if you need cash for something, whether it's for an investment or to pay off other more expensive debts, this could be a worthwhile decision.

You'll need better credit, but conventional mortgages let you borrow more and carry a higher debt - to - income ratio.

But now is exactly the wrong time to borrow more money — with debt at a post-war record high and the economy in a healthy position, deficit reduction is needed.

The majority of this debt is in the form of federal student loans, offered by the Department of Education to borrowers in need.However, the amount owed in private student loans is growing as students are in more need of financing for their education than in years past.