A term used to describe the difference between a borrower's current housing expense and the proposed housing expense, when the proposed expense constitutes an increase in monthly
debt obligation for housing.
A term used to describe the difference between a borrower's current housing expense and the proposed housing expense, when the proposed expense constitutes an increase in monthly
debt obligation for housing.
There is no consideration for the risk involved in having a mortgage, or any other
debt obligation for that matter.
That's how much the VA will allocate for monthly
debt obligations for things such as automobile or minimum credit card payments.
There may be other wrinkles involved - for example, some of your creditors may be willing to write off part of your debt in return for an immediate payoff - but the key thing is that you're simplifying your finances by exchanging many smaller
debt obligations for a single bill to be paid every month.
Prepared accurate and complete ledger reports under the direction of an accounting manager in conformance with generally accepted accounting principles on
debt obligations for the University's financial statements.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our
obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension
obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Each LLC law establishes that individual members will not be personally liable
for debts or other
obligations of the company.
«
Debt is a big problem
for many Americans,» NerdWallet's Sean McQuay told CNBC's «On The Money» in an interview,
obligations he said many try to ignore.
With
debts and pension
obligations outweighing the company's value, it approached the government and its lenders
for a bail - out, but failed to reach a deal.
SecondMarket is the largest centralized marketplace and auction platform
for illiquid assets, such as asset - backed securities, auction - rate securities, bankruptcy claims, collateralized
debt obligations, limited partnership interests, private company stock, residential and commercial mortgage - backed securities, restricted securities and block trades in public companies, and whole loans.
High
debt obligations or low available cash reserves (or both) can also influence what kind of mortgage you qualify
for.
For them, your monthly
debt obligations mapped against your monthly income is a good indicator of how comfortably you can take on more
debt.
Meanwhile, in Detroit, the city initially classified its general
obligation bonds as unsecured
debt before settling with creditors
for less than 100 cents on the dollar.
In an era when the pension liabilities of local governments remain a concern, investors may want to consider the
debt offered by established public enterprises — airports and utilities,
for example — as an attractive alternative to lease revenue and pension
obligation bonds.
Another quarter of those surveyed said that they're putting extra cash toward other financial
obligations, such as paying down
debt, taking care of aging parents and paying
for their kids» expenses.
Perhaps the biggest drawback is that each partner is jointly and severally liable
for the
debts and
obligations of the business.
Virgin America recently sold to Alaska Air against your wishes [
for $ 2.6 billion plus assumed
debts and
obligations].
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors
for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit
obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with
debt covenants applicable to its
debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.
Debt consolidation is the clear winner for people who aren't struggling to meet their debt obligations but simply want to save money on inter
Debt consolidation is the clear winner
for people who aren't struggling to meet their
debt obligations but simply want to save money on inter
debt obligations but simply want to save money on interest.
But Mr. Greenspan refused to acknowledge the obvious: If Wall Street's collateralized
debt obligations (CDOs) and other derivatives are too complex
for regulators to understand, they also must be too complex
for buyers and other counterparties to evaluate.
Liabilities: A company's liabilities are any financial
debt or
obligations that a company is responsible
for due to its business operations.
It will probably fall 15 percent
for people handling non-agency mortgage - backed securities, collateralized
debt and loan
obligations, and sales of mortgage - backed securities.
Theoretically, no owner of an incorporated business can be held personally liable
for the
debts,
obligations, or acts of the company.
There is a natural tendency
for asset values to decline in line with deflation, whereas the nominal value of
debt is constant (and, when interest costs are added, the nominal value of monetary
obligations actually increases).
The devastating LDC
debt crisis of the 1980s, which began in August 1982 when the Mexican government announced that it was unable to service its
obligations to foreign banks, ended only in 1990, when these loans were exchanged
for a nominal amount of Brady bonds equal to only 65 % of the original notional amount of outstanding loans.
The back - end ratio accounts
for all of your
debt obligations in comparison to your income.
During this time we often also see informal kinds of partial
debt forgiveness,
for example when sovereign borrowers have repurchased their
obligations in the secondary market at steep discounts, often secretly, or exchanged their
obligations for other assets at a discount,
for example the famous
debt / equity swaps in several Latin American countries in the 1980s (see footnote 3).
Generally speaking, if your business can demonstrate an ability to make the periodic payments, you haven't declared bankruptcy in the last 12 - 24 months, and are current with your personal
debt obligations, you may be able to qualify
for a micro-loan from a non-profit lender even if you have a less - than - perfect personal credit score.
Together, these requirements create a triple whammy
for some first - time homebuyers who often have smaller down payments, higher
debt obligations — such as student loans — and traditionally lower credit scores than more seasoned buyers.
The incurrence of
debt financing would result in
debt service
obligations and the instruments governing such
debt could provide
for operating and financing covenants that would restrict our operations.
As a result, due diligence should be done before you apply
for financing to make sure your business has no UCC - 1 filings still active
for debt obligations already paid.
The New Bank Disaster Olafur Arnarson, Michael Hudson and Gunnar Tomasson * The problem of bank loans gone bad, especially those with government - guarantees such as U.S. student loans and Fannie Mae mortgages, has thrown into question just what should be a «fair value»
for these
debt obligations.
debt obligations of the U.S. Government with maturities of 10 years or longer; coupon interest
for Treasury bonds is exempt from state and local taxes, but is federally taxable; interest income may also be subject to alternative minimum tax
Such Parent
debt, consisting of long - term notes, has not been attributed to the Company
for any periods presented because Parent's borrowings are not the legal
obligation of the Company.
Stop all other communication with me and with this address, and record that I dispute having any
obligation for this
debt.
For example, if you earned $ 5,000 per month and had a monthly
debt obligation of $ 2,000, your
debt - to - income ratio would be 40 %.
Also called «munis»
for short, municipal bonds are
debt obligations issued by a state, municipality, or a county to finance its capital expenditures, such as construction of highways, schools, hospitals, and...
Investors are compensated
for assuming credit risk by way of interest payments from the borrower or issuer of a
debt obligation.
I suppose E funds are primarily intended
for people who are in
debt and need a buffer between them and their
debt obligations if they lose their jobs.
The unit, the chief investment office (CIO), has been the biggest buyer of European mortgage - backed bonds and other complex
debt securities such as collateralized loan
obligations in all markets
for more than three years... The unit made a deliberate move out of safer assets such as US Treasuries in 2009 in an effort to increase returns and diversify investments.»
It's not only that Beijing is telling them to do so, HNA seems to be severely strapped
for cash to meet it's huge
debt obligations, mostly to local Chinese banks, but also bond holders.
Moody's Investors Service announced it would review «
for possible downgrade» the credit ratings of five states, including Maryland, that could be hit particularly hard if Congress fails to raise the nation's
debt limit by the Aug. 2 deadline and defaults on its financial
obligations.
As far as I am aware, this agreement is the first since the Young Plan
for Germany's reparations
debt to subordinate international
debt obligations to the capacity - to - pay principle.
Eventually, the bailout program
for Greece was extended — in return
for Greece's commitment to honor its
debt obligations and conduct structural reforms — within four months (the end of June), just weeks before Greece's due date to make several large
debt repayments.
Mortgage lenders must weigh the borrower's income and assets against (A) the expected mortgage payments; (B) other expenses relating to the mortgage, such as home insurance and property taxes; (C) payments
for other loans associated with the property, such as a second mortgage; and (D) all other recurring
debt obligations.
But there are scenarios where the would - be home buyer simply has too much
debt to take on a mortgage
obligation, and is therefore unable to qualify
for financing.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent
obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements
for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Under the Delaware Limited Liability Company Act and the governing documents of the Sponsor, the sole member of the Sponsor, Winklevoss Capital Management LLC, is not responsible
for the
debts,
obligations and liabilities of the Sponsor solely by reason of being the sole member of the Sponsor.
HUD's Sullivan says your
debt - to - income ratio — including the new mortgage, credit cards, student loans or any other monthly
obligations — must be 50 % or less
for an FHA loan.