Sentences with phrase «debt of your significant other»

First, it can be hard to get a comprehensive picture of the true debt of your significant other unless you are 100 % certain that they have disclosed all information.

Not exact matches

Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
The ECB announced in a statement on Wednesday that the «significant deterioration of the liquidity situation of the bank in recent days led to a determination that the entity would have, in the near future, been unable to pay its debts or other liabilities as they fell due.»
If we raise additional funds through further issuances of equity, convertible debt securities, or other securities convertible into equity, our existing stockholders could suffer significant dilution in their percentage ownership of our company, and any new equity securities we issue could have rights, preferences, and privileges senior to those of holders of our Class A common stock.
There are many other ways of allocating a significant portion of the debt - servicing cost to unwilling agents in the economic equivalent of debt forgiveness: to creditors when debt is repudiated, to workers when wages are suppressed in order to increase net revenues for debt servicing, to small business owners when assets are expropriated to pay down debt, and so on.
All other significant terms of the Credit Facility remained unchanged from the original debt.
Until such time as we can generate significant revenue from product sales, if ever, we expect to finance our operations through a combination of public or private equity or debt financings or other sources, which may include collaborations with third parties.
For example, 32 % of the people we surveyed have hidden their credit card debt from their significant other because they were ashamed or in denial or thought it would be a deal breaker.
Other significant buyers of U.S. Treasury debt, such as pensions and insurance companies, may continue to reallocate to fixed - income holdings to better align their assets with their liabilities.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Much as I think the expansion has a good deal further to run, I suspect that a significant number of households have chosen a debt level which makes sense in good times, but does not take into account the fact that bad times inevitably will occur at some time or other.
«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»
Whether you've been seeing your significant other for just a couple of weeks or you've been married for years, try these 7 winter date ideas that are sure to warm you both up without putting you into even more credit card debt.
Earlier in its history, the New York office of Appleseed made significant contributions in a number of other fields including access to the New York State Earned Income Tax Credit, consumer debt, health care, and others areas.
But if you have a debt - to - income ratio above 45 % of your gross income you'll be expected to have a significant cash reserve or other mitigating factors (such as just graduating from medical school).
Providing many of the same benefits as filing bankruptcy, including creditor protection and elimination of overwhelming debts, by choosing a consumer proposal, people with severe debt problems gain several advantages over other forms of debt relief the most significant of which is dramatically lower monthly payments and avoiding bankruptcy.
Let's call it a Treasury Bond Bubble, because other classes of intermediate term debt have significant yield spreads over Treasuries because of the current economic volatility.
To improve your chances of being approved, we recommend borrowers have credit scores of 680 or higher, significant retirement or other savings, a low debt - to - income ratio, a variety of credit or loan accounts and several years of credit history.
Some millennials don't have good enough credit to qualify for a card while others fear the consequences of taking on too much debt - especially given the fact that many currently have significant amounts of student loan debt.
The final regulations in the 2004 bulletin clarifies that a debt obligation acquired from the debtor or any person other than the debtor is subject to reporting under section 6050P (c)(2)(D) if the owner of the obligation (debt buyer) is engaged in a significant trade or business of lending money.
Insurance could be a good thing to look at — should something happen to you, your significant other won't be saddled with any of your debts.
It is especially the case if you are dealing with a significant amount of debt with your cards and other obligations.
That's still a significant savings of $ 800 — $ 1000 in just 18 months, but given the other hidden risks, you should verify that transferring your balance really will benefit you, and that you really can pay off the debt in a timely manner.
A debt management program from ACCC is a great alternative to credit card debt consolidation loans and many of those other companies charge significant fees for consolidating credit cards.
By offering student loan forgiveness through emails, pop ups and other forms of ads, the criminals can take advantage of a significant vulnerability — the high number of Americans burdened with excessive student loan debt.
«For others without significant financial means, the income [from the insurance proceeds] can offset the possibility of going into debt to pay for these various expenses.»
55 % of borrowers would break up with their significant other, if it meant that they would have no more student loan debt.
Once you're out of debt, you can begin thinking about other healthy financial habits, such as building your credit score, making significant changes to budgeting and saving habits, and planning for investment goals.
An increase in significant debts — credit cards bills, medical bills, legal fees and other similar types of debt.
On the other hand, some people only need a chance to restructure the debts so that their business can take a significant leap forward in terms of growth and profitability.
The other significant investment is $ 14.7 mio of convertible debt in SRS Charminar, an Indian real estate company.
SRE does have significant debt maturing in the next year, but its latest Net LTV of 61.3 % equals the peer average & doesn't appear to present any real re-financing (or other) threat to shareholders.
MMI recommends a quarterly dividend of $ 0.10 per share, which would leave significant free cash flow for debt repayment or other deployment in 2010 and 2011, even with the scheduled amortization of debt in 2011 (see attachment: «DHT Dividend Analysis»).
57 % of respondents reported being embarrassed when talking about student debt with friends, family, or significant others.
Recipients of accelerated death benefits usually use the early payout to pay for illness - related bills, but they can also use it to get financial tasks in order before their death; they might, for instance, work out the details of paying off their house or other debts so that it's finished before they die and it isn't left to their significant other.
It's also actively assessing other possible acquisition opportunities, and now has significant fire - power in terms of cash & undrawn debt facilities.
A significant amount of this debt might be for student loans and in some instances other types of unsecured consumer debt — primarily credit card debt.
Roughly one out of every 20 consumers has significant errors in his or her credit report, which can include information from others» accounts, records classifying paid debts as unpaid, or records listing debts paid on time as late.
So if you happen to not be one of those who is able to negotiate a higher salary, or have parents or a spouse who is happy to support you, or have loads of savings or a pile of money that someone has bequeathed to you, and your debts are more than your yearly salary, and you have access to sufficient credit to cover all or a significant chunk of your student loans (and any other consumer debt), then bankruptcy after flipping the debt might be a good option for you.
While the CRA does have significant collection powers compared to other creditors when it comes to a consumer proposal or personal bankruptcy, taxes are generally dischargeable debts (i.e. they go away upon completion of the procedure) just like your credit card debts, bank loans, or other unsecured debts.
While many offer low introductory rates, after a designated time period, those rates skyrocket to more than 20 % Annual Percentage Rate (APR) Regardless of your income, carrying any significant amount of debt at that interest rate for anything other than a short term is unsustainable because of how the interest compounds.
Though he warned that carbon dioxide emissions must be stabilized over the next few decades, he also suggested that significant progress could be made by reducing the emissions of other greenhouse gases, particularly methane and ozone — and that we must pay our Faustian debt involving air pollution.
Chances are if you have a significant other, he or she probably owns some of that debt.
The webinar will discuss current and significant developments in bankruptcy during 2014, including cross-border and international bankruptcy, municipal bankruptcies and the purchase and sale of debt, among other topics.
the value of property, other than a matrimonial home, that the spouse owned on the date of the marriage, after deducting the spouse's debts and other liabilities, other than debts or liabilities related directly to the acquisition or significant improvement of a matrimonial home, calculated as of the date of the marriage.»
Description of significant financial assets, debts and other liabilities (required for a cohabitation agreement to be valid and enforceable)
A court can set aside all or part of a contract if one side failed to disclose significant assets, debts or other liabilities.
(a) a spouse failed to disclose significant property or debts, or other information relevant to the negotiation of the agreement;
More specifically, Davids has been integral to managing all of the significant transactions that Just Energy has gone through since 2008, which include three major acquisitions which totalled over $ 800m, two major divestitures which totalled $ 500m, three different credit agreement renewals and four other debt instruments that the company had.
Some of the biggest expenses that you should look at your mortgage, student loans, and any other significant debts.
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