A previous post illustrated that the decline in credit card
debt outstanding reflects a decrease in both the number of open credit card accounts and in the average amount outstanding.
Data from the Federal Reserve Bank of New York's Quarterly Report on Household Debt and Credit suggest that the expansion of non-revolving
debt outstanding reflects a sustained rise in the student loan debt balance.
Not exact matches
This
reflects the
outstanding capital you've lent to businesses, minus any bad
debts you've incurred.
In other lending markets, a drop in
outstanding debt can
reflect lenders writing off the
debt rather than borrowers paying it down.
If you use credit cards, make sure that all
outstanding debts on them are paid in time so this can
reflect positively on your credit report.
Paying down your
outstanding debts, making payments on time, and having a healthy credit history will
reflect positively on your credit score.
To better
reflect actual cash flows, this time we'll reference Google's 31 % GAAP operating margin: The company could add $ 91 billion of
debt & comfortably maintain 6.7 times interest coverage (assuming a 5 % long - term interest rate)-- as usual, I'll apply a conservative 50 % haircut & deduct current
outstanding debt of $ 3.9 billion, to arrive at a $ 42 billion
debt capacity adjustment.
The sample used for this analysis was restricted to the set of households that were making payment on their student loan
debts and earning at least some wage income.iii The survey includes a representative sample of all U.S. households, so the
outstanding student loan
debt balance at the time of the survey
reflects various points during the repayment period (in contrast to surveys which capture total
debt incurred).
Recent patterns in consumer credit
outstanding reflect a recession - recovery cycle: declining
debt associated with discretionary purchases (e.g., credit cards and auto loans) and increases in student loans as students postpone entering the workforce and workers retool their skills in a depressed economy.