Sentences with phrase «debt over a long time»

Paying off your debt over a longer time frame might increase your total interest cost even if the rate is lower; avoid this by accelerating your repayment with extra principal payments

Second, you may be able to set up a consolidation loan that lets you pay off your debt over a longer time than your current creditors will allow, so you can make smaller payments each month.

Compare both options and make sure that you are not making more debt over a long time.

Plus, you can pay back the debt over a long time period, perhaps ten or 15 years.

Not exact matches

James Dean, an economist at Simon Fraser University who has studied sovereign - debt crises in Latin America, Asia and Europe over four decades, says one of the great paradoxes of sovereign debt is that countries can manage heavy burdens for a long time.

«Hillary has worked very long and very hard over a long period of time, and we owe her a major debt of gratitude for her service to our country,» Trump said.

Professor Scarthe also recommends that, once the deficit is eliminated in 2015 - 16, any future government should gradually start creating a deficit by, for example, spending on infrastructure and this could be done while at the same time maintaining a stable debt to GDP ratio of around 25 per cent over the medium to longer term.

Over time, repaying student debt has a positive impact on borrower's credit score and history, so long as the bill is paid on time each month.

Management said on the earnings call and in the release that its focus in 2018 — and over the long term — is cash flows, not oil and gas volumes, and intends to use 2018 and 2019 to «target substantial growth in cash flow along with a reduction in net debt: EBITDAX [earnings before interest, taxes, depreciation, amortization, and exploration] to approximately 2.5 times.»

It will buy $ 600 billion worth of US long - term bonds in the open market, close to 7 % of all Treasury securities in public hands, or about the amount the debt that the federal government will issue over that time period.

Because car value declines over time, repossession alone is often not enough to fulfill the outstanding debt, which leaves some consumers paying down a car they no longer own.

From GE between 2005 and 2007 to Glencore in 2014 and American Airlines since its 2011 bankruptcy, corporate C - suites have time and again prioritized the short - term benefits of buybacks over medium - to long - term debt - management.

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Farley has posted six - figure fundraising numbers — a vast improvement over her predecessor, two - time statewide loser Wendy Long, who needed the state party's help two years ago to retire campaign debt left over from her 46 - point shellacking in 2012.

When you've handled debt responsibly over a long period of time, your credit score picks up.

Unfortunately, these questions will remain unanswerable until we have better ways of tracking student debt by race over a longer period of time.

Tell them that you want to satisfy the debt, but you can not afford their payments, so you need to make smaller payments over a longer time.

It shows how you can handle big debt over a longer span of time.

Debt consolidation loans often have lower monthly payments because the debt is spread over a longer period of tDebt consolidation loans often have lower monthly payments because the debt is spread over a longer period of tdebt is spread over a longer period of time.

The greatest benefits of this type of debt consolidation are the ability to spread loan payments over a long period of time, and possibly to deduct the interest you pay from your taxes.

By using a student loan consolidation program, the resulting loan debt is then repaid over a long period of time, thus easing the pressure and making the debt more manageable.

This effectively means that federal loans are bought out, but the repayments are over a longer period of time (perhaps 30 years) and at a fixed interest rate to ensure the process of clearing college debts involves the lowest possible monthly repayments - in some cases 50 % lower than initial terms.

What's more, if they arrange to repay their debts over a longer period of time, they may pay more in the long run.

Consider this: after purchasing a house and taking on a mortgage, you indeed have debt — but, (1) it is long term debt, not short term debt, with more time to pay it down; and (more importantly)(2) you now also have equity — the house and property itself (which has value that hopefully will increase over time — tax free).

If you can make the shortest amount of time work, that means less interest than if the debt is paid over a longer period of time.

As written, this is the loan forgiveness part of the legislation, however if you pay down your debt over a 20 year period instead of at a faster pace there is a chance that you will in fact pay more, so the game is all about the long term and what you pay out over time.

We know from experience that Debt is often the result of poor financial habits developed over time and these habits must change to achieve long term financial security.

The best thing about a short settlement time for Online 1 Hour Loans is that you don't end up having a long term debt hanging over your head that can end up adding more strain to the household budget.

Some may take twenty years or longer to reach their student loan repayment goals — and that means a long time spent with debt hanging over their heads.

Over time, repaying student debt has a positive impact on borrower's credit score and history, so long as the bill is paid on time each month.

This is on top of the problem that when high - quality long interest rates are so low, it is typically a bad time to try to make money in financial assets, because returns on risky assets are typically only 0 - 2 % percent higher than the yield on long BBB / Baa debt over the long run.

If this is enough time for you to pay down your existing debt, we highly recommend this over other offers with longer 0 % interest periods.

Debt Management Services will attempt to negotiate with your unsecured creditors so that they will accept a lower monthly repayment over a longer period of time.

Unlike in times past, being in debt is no longer a crime, and it is your Constitutional right to begin financially over again.

If you stay focused on eliminating debt, closing extra credit cards, building an emergency fund, making payments on time and generally being financially responsible then you will be successful in repairing your credit over the long run.

The debt is cheap, and as it's over a long time the amount you pay each month will be lower.

«Some might argue that interest rates are low so it might be better to invest and pay over a longer time period, but it's better to start your 30s with a clean, debt - free slate.»

If the debt is yours, but you will have difficulty repaying it, a debt collector may agree to extend your repayment period or allow you to make smaller repayments over a longer time.

And remember, paying only the minimums keeps you in debt longer, and the added interest accrued over that time means you'll end up paying more than you owed in the first place.

Lower Monthly Fees: You can choose to pay a debt consolidation loan over a long time to reduce the amount you need to pay each month.

Of course if you're looking at fixing your credit over a long period of time and not worried about raising your credit score quickly than you would choose to pay down the cards with the highest APRs first and than lower the debt ratio on cards with low APRs.

, and so bad debt decisions compound over longer periods of time, until we end up with inflation, a forced debt exchange, or an outright default.

The debt seems less, but it's because it's being stretched out over a longer period of time.

«If you have a track record of making payments on time, taking care of your accounts payable in a timely manner, not violating any of the terms of your debt, and you show over a long period of time that you're a good corporate citizen, that's going to be the biggest driver for increasing your credit,» he said.

Instead, employers look to factors such as is there a pattern and history of debt, were there multiple sources of debt over a long period of time and has the applicant attempted to repay or consolidate debt?

By doing this you would be able to pay off your debt over a longer period of time, but without losing much during the process.

You pay back only a portion of your debts, and it's over a set period of time (but no longer than five years).

This can be minimal, however, so as long as you are willing to commit this sum in the pursuit of reducing your debt then you can achieve outstanding results over time.

So Philip, when you previously argued for ultra low interest rates because interest was the big problem caused by debt, were you thinking economies could be maintained without much growth if interest were under control and everything would stay in balance over long period of time?

People with excellent credit scores are generally seen as the ideal borrower because they've proven over a long period of time with many different accounts that they can pay back their debt on time and in full.