As I understand it most other countries would build a credit report based
on debt payment history (utilities, taxes, bills), income and the presence of any registered instances of non-payment.
Normally, credit card issuers delve into credit history which involves previous cards owned and full records
on debt payment history, but those without a credit history need to rely on different information.
Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and
debt payment history, rather than credit score.
Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and
debt payment history, rather than credit score.
Only no - credit - check loans require no verification of
your debt payment history.
It also lists
your debt payment history.