Sentences with phrase «debt payments on time»

So long as the borrower has made all of their debt payments on time for the past 12 to 24 months, they stand a good chance of getting approved for the loan.

Putting off filing for bankruptcy will only hurt your credit score more if you are not making your monthly debt payments on time and your creditors are turning over accounts to collections.

In the case of paying off debt, it can be making your debt payments on time each month.

The simplest way to maintain a healthy credit score is by making your debt payments on time and in full.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The PSLF, established by President George W. Bush in 2007, allows student loan borrowers who pursue government or non-profit public service jobs to wipe out their remaining debt after 10 years of on - time payments.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

Debt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful tiDebt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful tidebt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful times.

If you've had trouble making payments on time in the past and consolidating your debt results in never missing a payment, your credit score could increase from this new positive behavior.

Lenders want to see several years of responsible credit card use and on - time payments of any debt.

To rehabilitate your debt, federal regulations require you to make nine consecutive on - time payments within ten months.

You can boost your credit score by making on - time payments and paying off debt — especially credit card debt.

Best for: people with equity in their homes who are willing to make extra payments toward the loan, can make payments on time and won't rack up debt again.

And the best way to do that is to make your payments on time every month and pay your balances as soon as you can so you can also avoid going into debt.

a reduction in the rating awarded a debt or equity security; a credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital

When it comes to mortgage approval, much depends on the borrower's total debt load at the time of application, as well as the payment history.

If you have any dings in your credit history, paying down your existing debt and making sure that you always make on - time payments can help you improve your credit and improve your chances of being approved for a loan.

While it's not as important as making on - time payments or getting rid of debt, your credit history can be a valuable part of your score.

You'll generally need solid income, a credit score of 690 or higher and a history of on - time debt payments.

You can also improve your score by making all your payments on bills, balances, and other debts on time and in full.

Most simply, a delinquent loan is any form of debt for which a payment has not been made on time.

The credit - reporting agency will give you results in the form of a ranking of one to nine, where one means the customer is more likely to pay debts on time, and nine means that the customer likely has a lot of late payments and bad debts.

Other times, it is opened as a new lien and only used to pay for a down payment on the new home, adding additional debt on top of your two mortgage payments.

Since this method requires micro-sized payments towards your debt, even $ 15 or $ 25 each time, it's easy to underpay the minimum balance due on your loan.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

Also known as an IRS Payment Plan, this arrangement allows you to pay your tax debt over a period of time (up to five years in some cases), depending on the type of tax debt and how much you owe.

Aside from running into trouble qualifying for a loan, if you can't make your payments on time, you'll pay any number of fees — and potentially dig your business into a hole of debt.

You could also have a hard time getting approved if you have a history of making late payments or have never taken on debt before — you need a strong credit history to get approved for the most competitive rates.

And voila, at the end of the seven years with on - time payments, your debt will be repaid.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The expected new loan facility is to provide for 18 - months of interest - only payments (no amortization), which is designed to reduce the initial debt service burden on the Sponsor so that it has sufficient time needed to stabilize the Property.

«In both cases it seems extremely unlikely that this money will ever be refunded» - note that it doesn't matter if the debt will ever be paid of for lenders - only that all payments are made on time.

If the Governor is reneging on debt payments in today's prosperous times, what happens during bad times over the next 30 years?

There are valid reasons for prepaying debt, but State spending trends should be adjusted accordingly so that decisions on the timing of payments do not artificially impact perceptions of spending growth.

He noted that interest payments on the national debt, at $ 230 billion per year, dwarf federal research budgets in all agencies combined — even at a time of low interest rates.

When it reaches the point where you're only making minimum payments on one or more of the bills, then it's time to consider debt consolidation.

Carla Blair - Gamblian, loan officer for Veterans United Lighthouse Program, recommends making sure you have established on - time payment history before you start attacking specific debts.

When it comes to mortgage approval, much depends on the borrower's total debt load at the time of application, as well as the payment history.

Both the debt to income ratio (DTI) and credit score metrics help predict your ability to make future payments on time.

You can show how you've made on - time payments on secured debt and even show how you've successfully saved money since your bankruptcy.

Some creditors may allow you to break up the payments over several months for larger balances but you must stay on task and make those payments on time until the debt is paid in full.

You'll generally need solid income, a credit score of 690 or higher and a history of on - time debt payments.

The same applies to all payment delinquencies: if you can pay off debts that went to collection, and make on - time payments over an extended period, lenders will see that you've changed your ways.

Make sure you have a clean track record of at least 12 months of on time payments on all your existing debt and credit card bills before you apply for a home loan.

Refinancing a house can improve credit scores by ensuring on - time payment and by lowering the amount of revolving debt owed.

Make sure to pay all of your payments on time and reduce the amount of debt you currently have and you will probably see your score increase, giving you more options for financing and better interest rates.

Even if the debt you owe is a small amount, it is crucial that you make payments on time.

Cars will also lose value over time, unlike most homes, so high interest rates and monthly payments on an older car can also leave a consumer paying more in debt than their car is worth — known as being «upside - down.»

Following are legal considerations about some of the common collections concerns for debtors in New York: Statutes of Limitations: A statute of limitations on a debt is the time period following the last payment made during which a debtor can be sued successfully for payment.

For instance, suppose you paid off your credit card debts on time for years and then missed some payments during a period of hardship, such as unemployment or a medical emergency.