«These amounts accrued or receivable at 30 June 2013 total US$ 3,667,331 ($ 2,819,505)(31 December 2012: US$ 2,597,188, $ 1,965,333) before a bad
debt provision of US$ 2,276,225 ($ 1,750,000)(31 December 2012: US$ 991,125, $ 750,000).»
Not exact matches
But that also means the legislation must comply with the Byrd rule, which stipulates that it must not be projected to add to the federal
debt outside
of 10 years and that all its
provisions must deal with the budget.
Rating agency Moody's said in a note on Friday that it would define a non-payment at GDB as a default «regardless
of [a
debt] moratorium law's
provisions.»
The
provisions of Chapter 11
of the U.S. Bankruptcy Code allow businesses to find ways to reduce their
debt and restructure their operations without having to be shut down and liquidated to satisfy
debts — instead
of closing their doors, businesses can stay open, pay their employees, and take in revenue while developing a budget and a repayment plan for creditors (subject to the approval
of the bankruptcy court).
In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results
of integrating the operations
of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general,
of funds to meet
debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities
of Tesla and SolarCity, any violation
of which, if not cured in a timely manner, could trigger a default
of other obligations under cross-default
provisions.
And it was very easy for them to do that without opposition, because in the beginning most
of the
debts that were owed to the palace itself — both in fees for services the palace provided, or the temple provided (the temple was part
of the palace economy), or for land rent by sharecroppers, or for the
provision of water and agricultural services to the land.
Other important facets
of debt investments include any covenants required
of the debtor, events
of default, recourse, prepayment
provisions, fraudulent conveyance, underlying security, and many others.
The documents governing and representing the loan will outline the complete
provisions of the transaction, however, there are a handful
of key terms investors should understand before investing in a
debt product.
The downside
of a P / E is that it is based on historic earnings, and that those earnings could be low for a specific and not - to - be-repeated event (for example, a bank taking bad
debt provision, or san oil company paying compensation for environmental issues).
For example, if Congress extends tax
provisions that expired at the end
of last year or will expire in the future and enacts an unpaid - for repeal
of the automatic spending reductions known as the sequester, ten - year deficits would increase by $ 1.7 trillion (from $ 10.1 trillion to $ 11.8 trillion) and result in
debt in 2027 reaching 97 percent
of GDP (instead
of 91 percent).
And if those states can bring their budgets into a primary surplus, then we don't need the bankruptcy
provision, since they'll be easily capable
of rolling over their
debts.
Perhaps the most interesting aspect
of the bailout agreement is a
provision that forces the Greeks to transfer up to $ 50 billion
of state assets to a new fund to recapitalize Greek banks, reduce
debt and make new investments.
More broadly, the lesson is that it's hard to take an inherently flawed concept like a large regressive tax cut enacted at a time
of low unemployment, rising interest rates, and high
debt, and then tack on extra
provisions that make it workable.
FOS will consider privacy disputes if they're about the
provision of credit, the collection
of a
debt, credit reporting or the banker - customer relationship, or if the privacy issue is part
of a broader dispute with us.
Most
of tax reform has a direct revenue impact and probably could be enacted through reconciliation, but it would either need to be revenue - positive over the long run or else rely on gimmicks, such as sun - setting rate reductions or other revenue - reducing
provisions, to avoid increasing the long - term
debt.
In liquor, earnings were crimped by bad
debt provisions in Western Australia and the cost
of preparing for the launch
of the container deposit scheme in NSW on December 1.
None
of the securities issued in connection with this offering and
debt restructuring contain price - based anti-dilution
provisions.
There are no legal
provisions in the District
of Columbia for a simplified (summary) divorce; generally applicable to divorcing couples who generally have no children and minimal property, assets and
debts.
Upon dissolution
of the Corporation, any assets remaining after payment
of or
provision for its
debts and liabilities shall, consistent with the purposes
of the organization, be paid over to charitable organizations exempt under the
provisions of Section 501 (c)(3)
of the U.S. Internal Revenue Code or corresponding
provisions of subsequently enacted federal law and whose purposes and objectives promote breastfeeding education and support.
The first two columns are the indicators which best cover a state's ability to deliver on bread and butter economic issues; the Poverty and Economic Performance category includes variables such as unemployment, GDP growth, inflation, and government
debt, while the
Provision of Public Services category includes infrastructure, energy reliability, education, and policing.
Any funding model should move away from increasing fees and
debt and towards a model
of entitlement for students and contributions from graduates in order to ensure that the next generation can also benefit from higher education
provision.»
One
of the key
provisions calls for an annual bonding cap
of $ 2 billion, promoted by Republicans concerned that the state has been borrowing too much money in recent years and can no longer afford the
debt payments.
Sometimes described as collectively constituting a «shadow government,» public authorities are essentially arms
of government free from
debt limits and other
provisions that circumscribe the activities
of local and state governments.
«This
debt was accrued for the
provision of various services such as fumigation, compensation for GYEDA [Ghana Youth Employment Development Agency], sanitation garbs, the
provision of landfill management services, as well as
debts arising from contracts with the ministry
of Local Government and Rural Development and Metropolitan Municipal, and District Assemblies.»
«In the immediate, what has stood in the way
of the timely and efficient
provision of waste management services or the collection
of refuse or garbage, for that matter, was an outstanding
debt of GHc 892 million which the ministry inherited from the previous government owed to waste management companies,» Mr. Adda explained.
This policy, amended in February 1998, changed the
provisions which prevent the discharge
of student
debt from two years to 10.
Coalition letter from more than 50 organizations to Congress conveying strong support for the continued implementation and enforcement
of important Education Department accountability
provisions designed to protect students and taxpayers from unmanageable student
debt and waste, fraud, and abuse in higher education.
By leveraging an exogenous shock to district borrowing capacities, this paper seeks to estimate the effects
of how such changes affect district
debt issuance, school resource
provision and allocation, and student achievement.
To further examine these disparities, this study will shed light on the role
of credit constraints in school investments and the role district
debt may play in school resource
provision and student achievement across varied geographic areas and diverse student populations.
From petroleum - dependent governments plunged into
debt crisis to newly unemployed denizens
of the oil fields to the dealers who sold them their pickup trucks and
provisions.
The Conference recognizes that the Congress enacted the Deficit Reduction Act
of 1984
provision prohibiting the combination
of Federal guarantees with tax - exempt
debt, because
of concerns that such a double - subsidy could result in the creation
of a «AAA» rated security superior to U.S. Treasury obligations.
Debts must be honoured unless there is specific
provision to settle them by the original owners
of the company.
Several
provisions of the Credit CARD Act
of 2009 are aimed at making it easier to repay your outstanding credit card
debt.
The arbitration
provision shall survive termination
of your Account as well as voluntary payment
of the
debt in full by you or any bankruptcy by you.
The main problem is that the
provision of debt advice in the UK is unregulated (see the charity's Blueprint for ethical advice and sustainable solutions) and no - one other than Debt Advice Foundation actually publishes information on their advice principles, so it's difficult to comp
debt advice in the UK is unregulated (see the charity's Blueprint for ethical advice and sustainable solutions) and no - one other than
Debt Advice Foundation actually publishes information on their advice principles, so it's difficult to comp
Debt Advice Foundation actually publishes information on their advice principles, so it's difficult to compare.
In summary, Section 529 is one
of the most generous and flexible tax
provisions ever passed by Congress for the benefit
of American families They provided extraordinary benefits to encourage families to save for college and avoid taken on long term student
debt.
Prepayment risk will vary depending on the
provisions of the security and current interest rates relative to the interest rate
of the
debt.
This program allows graduates with high levels
of debt and lower incomes for substantially reduced monthly payments and includes a forgiveness
provision of any remaining balances in 10 years for employees in the public interest or public service arenas or after 25 years for everyone else.
At - risk rule: A
provision in the tax code stating that a limited partner may only include
debt as part
of his or her basis in the partnership if he or she is personally liable for the
debt (i.e., if it is a recourse loan).
The legislative history
of the 1978 Bankruptcy Reform Act, the law that added a student loan
provision to the Bankruptcy Code, is full
of comments by members
of Congress concerned with the damaging effects
of continuing to allow educational
debt to be discharged.
An important
provision under the FRCA is the removal
of negative credit items including any unpaid
debts after 7 years.
Since the minimum monthly payment is reduced to only a portion
of interest costs, the remaining
debt is forgiven after 10 years but is not taxed, unlike the 20 + year taxable loan forgiveness
provision.
When working to adjust, consolidate or reduce consumer
debts, utilize the
provision of the Federal Fair Credit Reporting Act to submit to each
of the consumer credit reporting agencies an up to 200 - word statement as to what has caused the financial distress and the need to adjust.
ICFE DCCS ® Independent Study Guide Table
of Contents Consumer Financial Protection Bureau to oversee
debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collectors Collection agencies and junk
debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt buyers - Mini-Miranda What to do if a debtor is contacted about past
debts Sample cease and desist letter Fair
Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collection Practices Act Summary from the CFPB
Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt that is covered
Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collectors that are covered
Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collectors that are NOT covered
Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collection for Active and Veteran Military Personnel Communications connected with
debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation
of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple
debts Legal Actions by
debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common
debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples
of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card
debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA
Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources
Cash Advance ® makes reasonable efforts to only work with established, reputable lenders who pursue collections
of past due accounts with fair conduct and in compliance with the
provisions of the Fair
Debt Collection Practices Act by the Federal Trade Commission.
I successfully discharged ALL
of my
debt under this
provision — I had tried several other options.
If the court finds you violated one
of the following
provisions, you will not receive a discharge
of your Chapter 7 bankruptcy and all
of your
debts will remain in place, and you won't begin working to rebuild your credit.
One
of the most important
provisions of the CARD Act prevents issuers from increasing interest rates on existing credit card
debt unless a cardholder becomes 60 days delinquent.
As policymakers begin work on a major overhaul to the federal tax code, which could include eliminating or changing the deduction, and amid widespread concern about rising student
debt levels, leaders should bear in mind that altering the
provision would have implications for higher education and tax policy across levels
of government.
This
provision allows taxpayers to subtract interest paid on student
debt from their taxable income to help families reduce the cost
of borrowing for higher education.