Sentences with phrase «debt rated above»

THERE IS NO DISCERNIBLE DEFAULT FREQUENCY or frequency variation around any sovereign debt rated above A. Thus, S&P's own study shows no default variation differential between AAA & A.

Not exact matches

Ratings agency Fitch knocked Portugal's debt down to one notch above Junk status.

They rank above average in delinquency rates on all types of debt and rank in the top 10 for lowest rates of auto loan delinquency and credit - card delinquency.»

However it can become an issue if a company's debt - to - EBITDA ratio — the metric rating agencies use to measure debt load — is above two times, says Sinha.

So the growth rate of the 19 years that England is above 90 percent debt - to - GDP are averaged into one number.

Belgium, in particular, has 26 years with debt - to - GDP above 90 percent, with an average growth rate of 2.6 percent (though this is only counted as one total point due to the weighting above).

Considering its strategic orientation of growing through acquisition, ACT has some latitude at the rating for periodically elevated leverage, but we believe that negative rating pressure would emerge if a transaction caused fully adjusted debt to EBITDA to exceed 3.5 x with risky prospects for a return to below 3.0 x. Moreover, the rating would be under pressure if increased competition caused weaker earnings, particularly from merchandise and services, keeping debt to EBITDA above 3x.

England has 19 years (1946 - 1964) above 90 percent debt - to - GDP with an average 2.4 percent growth rate.

U.S. government debt yields continued their upward climb Wednesday, with the rate on the 10 - year Treasury note edging above the 3 percent benchmark it hit Tuesday for the first time since 2014.

As default rates on junk - rated debt is above nine percent, companies with junk status face an average interest rate that is a whopping ten percent points above Treasuries — these days, that translates into roughly 12 percent for a five - year loan.

Without a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borrowers.

We note that in this cycle, riskier companies have led the pick - up, hence defaults in the weaker segment of corporate debt could rise as real rates climb above neutral.

Credit bureaus are usually wary of seeing utilization rates that tip the scales above 30 % as it implies that you either don't have good money management skills, or that you may have difficulty repaying your debts.

The BAA spread refers to the yield on corporate bonds above the rate on comparable maturity Treasury debt, and is a market - based estimate of the amount of fear in the bond market.

There is extensive academic research indicating that when government debt rises above 90 percent of GDP for more than five years, this trend will reduce the economy's growth rate by a third.

The debt scenarios covered above are only worth taking if the loans are fixed rate and self amortizing.

From the two table above, you can see how the your interest rate may be dragging you into debt.

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

A week later, Moody's cut its rating on MF Global to a notch above junk, pointing to the European debt holdings.

Borrowing figures have soared ever higher over the last few months, as the interest rate rose above nine per cent and several Portuguese banks warned they could no longer buy government debt.

Town Supervisor Joseph Saladino faces several challenges, including credit ratings at or just above junk status, multimillion - dollar accumulated debt, a 2017 budget that includes an 11.5 percent tax levy increase to help restore the town's financial footing, and an investigation by the Securities and Exchange Commission.

Whether you apply for one of the above credit cards with a long no - interest rate period for balance transfers or simply want a credit card with a lower interest rate on your existing debt, you need a great credit score.

Some of these factors include above average earnings per - share growth rates, above average return on equity, excess free cash flow, low debt - to - equity ratios, and shareholder friendly management.

In debt avalanche, you are making above the minimum payments or paying off credit cards in full with the highest interest rate.

So to buy here, you have to think they will do better (actual figures may be better than the above as I don't take into account some things like lower interest rates on HNZ's current debt, improvement in cash flows etc.).

At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.

Some of these factors include above - average earnings per - share growth rates, above - average return on equity, excess - free cash flow, low debt - to - equity ratios, and shareholder - friendly management.

The U.S. territory also is grappling with $ 70 billion in debt, ratings firms have downgraded its bonds to one notch above junk and investors fear it could default on its obligations.

Looking at the table above, it's easy to see how you could get trapped in a debt cycle with interest rates higher than 36 %.

Debt consolidation can become costly as stated above and you end up paying more money over time with high interest rates.

If you have a lot of credit card debt, are current with your credit card payments but struggle to pay the - minimum amounts -(or less), have high interest rates (above 15 %), and want to truly get out of debt, then speaking to a-Certified Credit Counselor - is a great first step to take control of your debt.

Many Americans own a home and have substantial equity, but at the same time are paying credit card debt at a high interest rate, often near or above 20 %.

If most of the factors point toward a higher «magic» interest rate for you, bump it up by a few percentage points and switch over to saving once you've eliminated all debts above 9 % or 10 %.

Interest rates have come down over the last few years, along with rates across all debt, but are still well above the alternative in corporate or government bonds.

Say you can pay off your student loan debt quickly — a variable rate student loan may be a cost - saving solution if the rate is lower than the available fixed rate, and does not increase above the available fixed rate during the repayment period.

If you have debts with interest rates above 20 %, you're going to want to get rid of those as fast as possible.

If you don't need to pay off credit card debt and none of the other criteria above applies to you, we recommend that you check you rate at a few lenders to get the best deal.

Even though the bank card rate at 3.11 % is 61 basis points above its recent low while the other default rates are within a few basis points of the low, there is little reason to be concerned over rising consumer debt levels.

For instance, the author above is absolutely «half» correct that the system is a wash if costs are 3 % and returns are 8 % — he is overlooking the tax advantages (add 39 - 46 % to this), and the face rate return of every dollar that you «would have paid» on your mortgage (i.e., every dollar paid down on a 5 % debt is 5 % made).

As I've said in other comments, the Savings Rate % is also designed to include debt repayments over and above interest paid so paying down your debt is «rewarded» in your savings rRate % is also designed to include debt repayments over and above interest paid so paying down your debt is «rewarded» in your savings raterate.

Secondly, for debt - reduction vs savings, we calculate the savings in the «savings - rate» as being all money placed towards savings & investments, but it also includes any payments made to pay down debt above the interest accrued.

However, in special circumstances — one example is a couple in their 50s with no debt whose kids are financially self - sufficient and who only buy a small, reliable car once every 10 years — then you can probably push your savings rate quite a bit above 25 %.

I define high - interest debt as being all debt with an interest rate above 8 %.

As mentioned above, Freedom Debt Relief gets a BBB rating of A +.

To see why paying the minimum amount is so costly, enter your credit card debt and your interest rate into the calculator above.

As default rates on junk - rated debt is above nine percent, companies with junk status face an average interest rate that is a whopping ten percent points above Treasuries — these days, that translates into roughly 12 percent for a five - year loan.

If you know you'll be able to clear your debt within four years, the MBNA card above will probably be cheaper due to the lower rate, in spite of its 0.5 % fee.

While the cards above are cheaper, the rates below won't rocket if you can't pay the debt off in a set time.

Debt settlement is different from other types of debt relief program, like the Debt Management Plan mentioned above where the company's representatives negotiate lower interest rates and send the payments to your creditors on your behDebt settlement is different from other types of debt relief program, like the Debt Management Plan mentioned above where the company's representatives negotiate lower interest rates and send the payments to your creditors on your behdebt relief program, like the Debt Management Plan mentioned above where the company's representatives negotiate lower interest rates and send the payments to your creditors on your behDebt Management Plan mentioned above where the company's representatives negotiate lower interest rates and send the payments to your creditors on your behalf.

If you consolidate only your private debt at the same rates as the above example, you will end up paying $ 1700 in interests per year.