Sentences with phrase «debt ratio just»

Or maybe they do and they were always planning to let the debt ratio just keep falling.

Not exact matches

American's debt - to - capital ratio is an industry - high 90 %, and it's just beginning to realize cost savings from its merger with US Airways.

«Virginia comes in third, with a debt - to - income ratio just below 2.

When Dell took itself private two years ago, it had relatively little debt and a leverage ratio of just 4.8.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

According to Statistics Canada, the ratio of household debt to disposable income stood at just under 150 % at the middle of this year.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

As the latest Annual Report from the Bank of International Settlements states: «In most advanced economies, the fiscal budget excluding interest payments would need 20 consecutive years of surpluses exceeding 2 % of GDP just to bring the debt - to - GDP ratio back to its pre-crisis level.»

«While it's too early to tell, we just might have seen the peak in the debt ratio in Q3, as Q1 will no doubt see a sizable decline due to seasonality,» said Benjamin Reitzes, Canadian rates and macro strategist at the Bank of Montreal.

In addition, the federal debt - to - GDP ratio declines steadily after 2011 - 12 to just over 30 %.

I'm actively looking at my debt and determining if it makes more sense to pay down mortgages (locking in a guaranteed ~ 4 % return) or investing in bonds (~ 1 % returns if held to maturity) or stocks (uncertain, but I just wrote an article about the current PE ratio and the inevitable reversion to the mean and I believe we are likely headed for 10 years of low single digit returns).

It just happens that the Liberal government inherited a debt ratio of around 30 per cent and it might be politically difficult to set a higher debt target.

While the long - term debt / equity ratio of 1.01 and interest coverage ratio of just over 8 aren't spectacular, the company also has almost $ 40 billion of cash and cash equivalents.

However, acquisitions (which have helped fuel some of this growth) have pressured the balance sheet: the long - term debt / equity ratio 2.87, and the interest coverage ratio is sitting just under 5.

B.C.'s debt - to - income ratio is 160 per cent — the same level reached in the United States just before the financial crisis and housing meltdown hit.

And how Ireland's bad bank debt was turned into sovereign debt - which tripled its debt to GDP ratio in just three years.

Just like an individual whose debt far outweighs his or her assets, a company with a high debt - to - equity ratio is in a precarious state.

The debt / GDP margin in 2000 was for about six month in very dangerous territory, in 2007 the ratio it was in very dangerous territory for just 3 months.

Japan was insolvent at a debt - to - GDP ratio of 120 %, so the rest is just gravy.

The debt - to - income ratio for just your housing expenses in the new home should be no more than 31 %.

The calculation of the debt to GDP ratio used by the Minister is just playing wrong and misleading.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

Mortgage lenders look at more than just your debt - to - income ratio.

The debt - to - income ratio stipulates just 40 % of available income can be used to cover debt, and once that is adhered to, approval with low credit scores is practically certain.

But if you have a debt - to - income ratio above 45 % of your gross income you'll be expected to have a significant cash reserve or other mitigating factors (such as just graduating from medical school).

Using filters of Expense ratio, Sharpe ratio and Standard Deviation, I now have just 29 debt mutual fund schemes spread across the 4 categories mentioned above.

Just as you did when you first took out your home loan, you'll need to meet credit qualifications and satisfy debt - to - income ratio tests, and the home must be appraised to determine how much equity is in the property.

Front - end Debt - to - Income Ratio: Sometimes a lender may calculate your debt - to - income ratio using just your housing expenses (i.e., mortgage or rent payments and, if applicable, property taxes and homeowners insuranDebt - to - Income Ratio: Sometimes a lender may calculate your debt - to - income ratio using just your housing expenses (i.e., mortgage or rent payments and, if applicable, property taxes and homeowners insuraRatio: Sometimes a lender may calculate your debt - to - income ratio using just your housing expenses (i.e., mortgage or rent payments and, if applicable, property taxes and homeowners insurandebt - to - income ratio using just your housing expenses (i.e., mortgage or rent payments and, if applicable, property taxes and homeowners insuraratio using just your housing expenses (i.e., mortgage or rent payments and, if applicable, property taxes and homeowners insurance).

The current net debt to total cap ratio is just 21 %.

just to clarify, the stuff I purchased with credit card was something that I could not purchase with cash at the time and something that I actually needed, my income - to - debt ratio is low, less than 6 % in total and will be paid off in next two months.

It's also important to note that the «amounts owed» category is not limited to just your debt - to - credit ratio.

Just like consumer credit, with business credit you should keep a low debt - to - credit - limit ratio.

Just like any other debt, your student loan will be considered in your debt - to - income (DTI) ratio.

To decrease this ratio, the crediting individual must pay off his previous debt and maintain a revolving debt of just about 10 % of the credit limit.

If a lender says your loan application was denied because of your debt - to - income ratio, that just means your income from your job isn't high enough to offset your debts — from college loans, credit cards, or elsewhere.

Just like with a loan consolidation through the federal government, lower monthly payments and longer repayment terms could reduce your debt - to - income ratio.

Well, Canadians should feel smug no more — a just - released report by the Certified General Accountants Association of Canada has us placing first among OECD countries for household debt - to - assets ratio.

That leaves you with just the credit card debt — and a less healthy 66.7 percent ratio.

In order to safely sell their loans, lenders may require borrowers to meet not just VA requirements but those set by investors, and these requirements can include things like minimum credit score, allowable debt - to - income ratio and more.

If you pay off $ 5,000 of that debt with a personal loan, you are now using just $ 5,000 of your $ 20,000 of available credit, instantly improving your credit utilization ratio.

We both have high credit scores, but with the loan, my debt - to - income ratio (DTI) was just a little higher than I liked it.

The point is to fit within, not just your own budget but the accepted debt - to - income ratio which lenders stick religiously to.

Debt - to - income (DTI) ratio isn't as talked about as often as your credit score, but it's just as important when seeking a home loan.

I am wanting to consolidate them all so I can afford this home as my debt to income ratio is bad, my credit scores are 680, 716 and 730 with a tax lien I just paid off and filed the paperwork in district courtn and have the stamped satisfaction of judgement.

Your debt to income ratio isn't just a number that creditors use to decide how much they should lend you — it could also indicate your overall financial wellbeing.

Reducing your debt to income ratio is not just a good idea if you're applying for a loan or mortgage — it could also improve your overall financial wellbeing.

Thanks CC, I appreciate the opportunity to discuss this as I find «educated» people are the hardest ones to communicate with about SM, they can use their knowledge (consciously or subconsciously) to duck and dodge what seems to me is the inescapable logic of the superiority of SM in the case of most people who are in position to do it (this I know not from technical analysis or anything, just looking at people who have as much or more income than I do, with similar expenses, but they have half the house or less and are going nowhere fast with their debt to asset ratio and their retirement savings are going to be inadequate if they don't change what they are doing).

With a long - term debt / equity ratio of 0.92 and an interest coverage ratio of just over 5, the balance sheet is in okay shape.

While the long - term debt / equity ratio of 1.01 and interest coverage ratio of just over 8 aren't spectacular, the company also has almost $ 40 billion of cash and cash equivalents.

The household debt - to - GDP ratio increased from almost 93 per cent to just over 101 per cent at the end of 2016, Statistics Canada says.